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Investments

Get More When You Invest with Us

Digital tools to help you plan and save

Stay connected to your money and save automatically with smart tools.

Advice if you need it

Get advice, whether you're investing $100 or $5,000.

Reliability and security

Feel confident with a company that Canadians have trusted for over 150 years.

Ways to Invest with RBC®

Call the shots yourself, let us invest for you, or work with an advisor. Use one or more of our services—whatever’s right for you.

Trade and
Invest Yourself

RBC Direct Investing

  • Do it yourself, choosing from stocks, bonds, ETFs and more
  • Access powerful tools and resources to inform your decisions

Invest Online—Without all the Work

RBC InvestEase

  • Let our pros pick, buy and manage your investments for you
  • Get a personalized investment plan created with low-fee ETFs

Get Advice from an RBC Advisor

RBC Royal Bank

  • Create a savings plan and get help with choosing investments (GICs, mutual funds or cash) in a full range of accounts such as RRSPs & TFSAs
  • Meet in person, by phone or over video chat4

Work with a Dedicated Financial Planner

RBC Financial Planning

  • Develop a personalized comprehensive financial plan based on your unique goals with an accredited professional
  • Get strategies on building wealth, retirement planning, estate and tax planning

Get Custom Advice from a Dedicated Wealth Advisor

RBC Wealth Management

  • Customize your investment portfolio and wealth plan with a dedicated wealth advisor
  • Access top-tier investment insights and award-winning research

Need more guidance?

Compare Investing Services
Find Your Investment Fit

Tips and Advice to Help You Reach Your Goals

Explore our “how to” guides for tips on saving for the things that matter to you.

Smart Tools to Help You Plan and Save

Get Personalized Advice & Tips

Set goals, get tips and see all your investments in one spot!

MyAdvisor is a digital service that combines interactive planning tools and advice from a live advisor to help you stay on top of your savings goals. It’s exclusive to RBC clients, easy to use and available to you at no extra cost.

Save on AutoPilot

Put your savings on autopilot.

Grow your investments faster by setting up regular (weekly, monthly, etc.) contributions into your investment account. Simply choose how much you want to save automatically—and how often.

Save Extra Dollars

Start saving for any goal—quickly and easily!

NOMI Find & Save is a digital savings account that looks at your spending, finds extra dollars in your cash flow that it thinks you won’t miss and automatically moves them to savings. Turn on NOMI Find & Save in the RBC Mobile1 app.

Your Top Questions Answered

There are 2 ways you can open an account:

1. Through RBC Direct Investing

  • Call your own shots with our low-cost online trading and investing service
  • Hold stocks, bonds, exchange-traded funds (ETFs) and more in your FHSA
  • Make informed investment decisions using expert research and other resources like free real-time streaming quotes3

Open An Account

2. Through RBC InvestEase

  • Our pros will pick, buy and manage the investments in your FHSA for you
  • We match you to a low-cost, expertly constructed portfolio of exchange-traded funds (ETFs) based on your answers to a few simple questions
  • Track your progress online anytime and speak to a Portfolio Advisor if you have questions or need advice

Open An Account

Have Questions? Call 1-800-769-2563 (1-800-ROYAL-63).

  • The First Home Savings Account (FHSA) is an individual account and cannot be held jointly. However, you and your spouse could each have an FHSA and can combine your savings to buy a qualifying home.
  • The attribution rules will not apply to amounts that you receive from your spouse or common-law partner that you contribute to your FHSA—and vice versa. This means that any investment earnings in your FHSA will not be added to your or your spouse’s taxable income regardless of whether you or your spouse fund the contribution, as long as they are used to purchase a qualifying home.
  • You will be able to hold multiple First Home Savings Accounts (FHSAs), but your total contribution room will remain the same as if you had only one FHSA. Plus, your maximum participation period of 15 years will be based on the date you open your first account.

We have a broad range of GICs that can fit any goal. You can use our handy GIC Selector tool to help you determine the best solution for you.

You can also work with an RBC advisor to help you choose the right investment that best fits your objectives. We encourage you to use our online booking tool to schedule a time to speak with an advisor by phone.

You can open a new RRSP in two ways:

  • Call us at 1-877-798-1406. We'll be happy to discuss your goals for retirement and help you choose the type of investments that best suit your objectives.
  • Visit your branch. We recommend booking an appointment ahead of time by calling us at 1-844-512-4949.

You can buy GICs:

  • Through RBC Online Banking if you have an RBC Royal Bank chequing or savings account, or an existing GIC.
  • Or if you have questions, we encourage you to use our online booking tool to schedule a time to speak with us by phone.
View All FAQs

Other Resources You Might Like

Retirement Planning

Get help planning—whether you’re just starting to save or you’re already retired.

Explore Retirement Planning

Financial Planning

Get helpful tips, advice and information on a broad range of money matters.

Explore Financial Planning

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RBC Direct Investing Inc., RBC InvestEase Inc. and Royal Bank of Canada are separate corporate entities which are affiliated. RBC Direct Investing Inc. is a wholly owned subsidiary of Royal Bank of Canada and is a Member of the Canadian Investment Regulatory Organization and the Canadian Investor Protection Fund. Royal Bank of Canada and certain of its issuers are related to RBC Direct Investing Inc. RBC Direct Investing Inc. does not provide investment advice or recommendations regarding the purchase or sale of any securities. Investors are responsible for their own investment decisions. RBC Direct Investing is a business name used by RBC Direct Investing Inc. ® / ™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. Used under licence.

RBC InvestEase Inc. is a restricted portfolio manager providing access to model portfolios consisting of RBC iShares ETFs. Each model portfolio holds up to 100% of RBC iShares ETFs. RBC iShares ETFs are comprised of RBC ETFs managed by RBC Global Asset Management Inc. (RBC GAM) and iShares ETFs managed by BlackRock Canada Limited (BlackRock Canada). RBC GAM and BlackRock Canada entered into a strategic alliance to bring together their respective ETF products under the RBC iShares brand, and to offer a unified distribution support and service model for RBC iShares ETFs.

Other products and services may be offered by one or more separate corporate entities that are affiliated to RBC InvestEase Inc., including without limitation: Royal Bank of Canada, RBC Direct Investing Inc., RBC Dominion Securities Inc., RBC Global Asset Management Inc., Royal Trust Corporation of Canada and The Royal Trust Company. RBC InvestEase Inc. is a wholly-owned subsidiary of Royal Bank of Canada and uses the business name RBC InvestEase.

RBC Financial Planning is a business name used by Royal Mutual Funds Inc. (RMFI). Financial planning services and investment advice are provided by RMFI. RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. RMFI is licensed as a financial services firm in the province of Quebec

Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc., RBC Direct Investing Inc., RBC Global Asset Management Inc., Royal Trust Company or The Royal Trust Corporation of Canada.
Mutual funds are sold by Royal Mutual Funds Inc. (RMFI). Guaranteed investment certificates and RBC Investment Savings Accounts are offered through Royal Bank of Canada and may be held in RMFI investment accounts where RMFI holds the asset in its name, as nominee. RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. RMFI is licensed as a financial services firm in the province of Quebec.