Lines of Credit and Loans from RBC Royal Bank®

Line of Credit

A Royal Credit Line could save you money and time, and help you easily manage your credit. Here are some of the valuable benefits that you can enjoy:

Everyday low rate
Flexible payment options
No annual fee

Line of Credit

Personal Loans

Offering choice, flexibility and structured payments, here's how a personal loan from RBC Royal Bank^® could be tailored to meet your needs:

Flexible terms
Fixed and variable rates
No early payment penalties

Personal Loans

Royal Credit Line for Students

A simple way to borrow money for post-secondary school, including undergraduate and graduate programs, college or trade school:

Flexible credit limits
Competitive interest rates
Flexible repayment timelines that consider student needs and lifestyles

Royal Credit Line for Students

Borrowing Solutions

Home Improvement Loans

Whether you're planning a major home renovation or a small project, at RBC Royal Bank®, we offer financing options to meet all your home improvement needs.

Car Loans

We offer convenient and flexible ways to finance new or used cars, as well as boats and RVs.

RRSP Loans

Borrowing for your RRSP could help you build a secure retirement.

PayPlan by RBC

PayPlan by RBC lets you spread the cost of larger purchases over time. After a quick application process, select a plan that works for you and you’ll know upfront how much, and when you’ll pay.