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Compare GICs

Compare the Features and Benefits of Up to Three GICs at Once

Select Category:

Select a GIC to add:

Select Category:

Select a GIC to add:

Key Benefits
Minimum Investment
Terms Available
Return Payment Options
Cashable
Account/Plan Eligibility

Select Category:

Select a GIC to add:

Key Benefits
Minimum Investment
Terms Available
Return Payment Options
Cashable
Account/Plan Eligibility

Select Category:

Select a GIC to add:

Key Benefits
Minimum Investment
Terms Available
Return Payment Options
Cashable
Account/Plan Eligibility
Feature
Key Benefits
Minimum Investment
Terms Available
Return Payment Options
Cashable
Account/Plan Eligibility

Funds will be available on the next business day following the date on which you have instructed us to redeem your GIC, or in the case of RBC Income Builder GIC, following the date on which a payment is made from the GIC.
Other Notable Disclosures:
  • Interest in a GIC will be calculated counting the first but not the last day of the term
  • There is no fee charged for a purchase of GIC. If you transfer your GIC out to another financial institution, there will be a transfer out fee of $150 charged (applies to both registered or non-registered GICs – transfer out fee for non-registered GICs came into effect August 1, 2022)
  • You may provide us with instructions as to what to do with your GIC proceeds upon maturity. If your GIC is automatically renewed, you may cancel it upon renewal within 10 business days from the issuance (renewal) date, and if you do, your principal will be returned, but no interestwill apply from the issuance to the cancellation date.
  • The GIC Client Agreement can be found at https://www.rbcroyalbank.com/dms/investments/clientacknowledgementforms.html. This GIC Client Agreement may be changed at any time, on notice to GIC holders.

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