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RBC ION+ Visa Credit Card
Annual Fee 0

0

Additional Card 0
Purchase Rate 0
Cash Advance Rate 0

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Get Rewarded For Your Everyday Purchases

This rewards credit card lets you earn even more Avion points on everyday purchases like groceries, gas, dining, streaming services and more - all the time. Start earning and unlock thousands of great options to redeem from.

Card Highlights

Discover New Ways to Earn and Redeem

Earn Avion points on everyday purchases and redeem them for gift cards, merchandise and more.

Get Comprehensive Insurance Coverage

Enjoy more peace of mind with mobile device insurance, purchase security and extended warranty coverage4.

Students Receive an Annual Fee Rebate

Get the annual fee rebated every month if you open an RBC Advantage™ Banking Account for Students9.

Unlock Deals from Avion Rewards

Access offers from over 2,000 top brands, plus get even more points and savings from our partners such as Petro Canada, Rexall and DoorDash.

View all card features

Points and Rewards

3X

Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rideshare, streaming services and more1

1x

Earn 1X Avion point for every $1 spent on all other qualifying purchases1

1,400

Start redeeming with as little as 1,400 Avion points, which gets you a $10 gift card#

Estimate your monthly spend

Tell us your planned monthly spend to see how much you could get back in gift cards

$0
0
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$10,000

Here’s what you could earn:

Annual Avion Points10 0 points
Welcome Avion Points 0 points
Total Avion Points10 0 points
Annual Avion Points $0 points
Welcome Avion Points 0 points

0 points

$0 in Gift Cards11

from top brands like Apple, Best Buy, Amazon and more.

Learn more about Avion points

Energized Rewards for Everyday Purchases

3x

Earn on Groceries and Dining

Whether you're cooking a meal, ordering in or dining out, earn 3X Avion points for every $1 spent on groceries, dining and food deliveryi.

3x

Earn on Transportation

Get the most out of your trips by earning 3X Avion points for every $1 spent on gas & EV charging, daily transit and rideshareii.

3x

Earn on Entertainment

Level up your entertainment by earning 3X Avion points for every $1 spent on streaming services, digital gaming, eligible digital subscriptions and downloads and in-game purchasesiii.

Exclusive Offers From Brands You Love

Petro canada logo

Save 3¢/L on fuel and earn 20% more Petro points when you pay with an eligible linked RBC card5

Learn More

Rexall logo

Link your eligible RBC Card and earn 50 Be Well™ points on every $1 spent on eligible purchases at Rexall6

Learn More

Doordash logo

Add your credit card to your DoorDash account and get a 3-month complimentary DashPass subscription7

Learn More

More Details and Benefits

Get comprehensive insurance coverage.

  • Mobile Device Insurance4
    • Get 2 years of coverage, up to $1,000, in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card.
  • Purchase Security and Extended Warranty Insurance4
    • Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.

For full insurance details, view the certificate of insurance.

  • Access offers from over 2,000 brands
  • Redeem for great items
    • Including the latest products at Apple and Best Buy, and an amazing selection of merchandise, gift cards, and more.
  • Do even more with your points
    • From paying your credit card balance, to bills and investments and even donating to charity. Use your points from what matters most.

Take advantage of all the benefits your credit card has to offer by adding optional services to protect your identity, your family, and your credit card balance.

Explore all Optional Add-On Protection Services

Why Choose an RBC Rewards Credit Card?

RBC Mobile App

Manage your bills, set up mobile pay, and see all your transactions all on our award winning mobile app.

Fraud Protection

If you’ve taken care to protect your credit card, you’re covered against fraudulent or unauthorized use of your card – both in-store and online.

NOMI

Stay connected to your money with the built-in intelligence of NOMI. Receive alerts, reminders, and tailored insights based on your banking habits so you can make more informed financial decisions.

RBC ION+ Visa Credit Card

Get the RBC ION+ Visa Credit Card

Apply online in five simple steps and get your results in under a minute.

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Top RBC ION+ Visa Questions

No, Avion points do not expire. Avion points are yours to use as long as your Avion Rewards eligible account remains open and in good standing. However, any unredeemed points will be forfeited twelve (12) months after (i) you voluntarily close your account or (ii) RBC closes your account for any reason other than for cause.
The value of your points depends on the eligible RBC product you hold and what you want to redeem for. Sign in to www.avionrewards.com to discover the possibilities

To redeem your points, sign into Avion Rewards online or through the app, then select either “Travel “or “Redeem” in the nav bar or menu.

For more information and to redeem for flights, visit avionrewards.com/travel.

Avion points can be converted into Hudson’s Bay Rewards points, American Airlines AAdvantage miles, British Airways Avios and WestJet dollars.

To find out more, sign in to Avion Rewards and visit the Convert Points section.