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Borrowing Solutions For a Range of Goals
Loans & Lines of Credit
If you have a major purchase in mind or want to better manage your debt, our loans and lines of credit can help you finance your next step in life.
Car Loans
Whether you’re buying your first car, next car, or seeking a new adventure, we offer a range of loans for cars & trucks, RVs, boats and business vehicles.
Find the Right Borrowing Solution
Results for: All Borrowing Solutions
Business Vehicle Solutions
Separate your business and personal expenses with an RBC Business Vehicle loan.
- Special rates available for business vehicles
- Financing also available for equipment and accessories
- Finance multiple vehicles
Car Loan Through a Dealer
Get the financing you need right where you buy your vehicle.
- RBC financing available at over 4,500 car dealerships across Canada
- Competitive rates available over a range of terms
- Flexible payment options available
Home Improvement Loan or Line of Credit
Choose from a wide range of financing solutions to fund everything from a large-scale home renovation to a small weekend project.
- Financing options for any size project
- Leverage your home equity to secure a lower interest rate
Line of Credit
A low cost and flexible way to borrow. You can make the minimum payment only or pay down your balance if you want to at any time.
- Everyday low interest rates
- Flexible payment schedule and payment options
- Access funds at any time via ATM, branch, cheque, online or telephone banking
Student Line of Credit
The Royal Credit Line® for Students is an easy, cost-effective and flexible way to borrow money for tuition, books and more.
- Competitive interest rate
- Apply once and use your credit again and again
- Access funds at any time
Personal Loan
Ideal for when you want a structured repayment plan that pays off your loan balance by the end of a specified period of time.
- Fixed or variable rate
- Flexible terms
- No early prepayment charges
RV & Marine Loan
RBC makes it easy to explore land or sea with convenient financing solutions for RV & marine vehicles.
- RV financing available for up to 20 years
- Apply for financing at any of our partner RV & marine dealers
- Competitive rates and flexible payment options
RRSP Loan
Get the most out of your RRSP by making this year’s RRSP contribution or catching up on missed contributions from previous years.
- Competitive interest rate
- Borrow up to $50,000
- Deferred repayment available
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If you are not sure what's right for you, an RBC Royal Bank credit specialist can help you choose.
The minimum payment is the accrued interest, service fees and any other charges that apply for that period, including your LoanProtector insurance premium and taxes, if applicable.
To apply for a Royal Credit Line for Students, you will need to provide confirmation that you are enrolled at a Canadian post-secondary educational institution, an estimate of your education costs, a list of your financial resources and proof that you are a Canadian citizen or landed immigrant.
Your first payment can be deferred for up to 90 days, so you can use your tax rebate to repay all or some of your loan.
Personal lending products are offered by Royal Bank of Canada and are subject to its standard lending criteria