Borrowing Solutions for a Range of Goals
Line of Credit
A low cost and flexible way to borrow. You can make the minimum payment only or pay down your balance if you want to at any time.
- Everyday low interest rate
- Flexible payment schedule and payment options
- Access funds at any time via ATM, branch, cheque, online or telephone banking
Personal Loan
Ideal for when you want a structured repayment plan that pays off your loan balance by the end of a specified period of time.
- Fixed or variable rate
- Flexible terms
- No early prepayment charges
Car Loan
A convenient and flexible way to finance a new or used vehicle, RV, snowmobile or motorcycle.
- Financing available through authorized dealerships or directly from RBC Royal Bank
- Fixed or variable rate
- Flexible terms
Home Improvement Loan or Line of Credit
Choose from a wide range of financing solutions to fund everything from a large-scale home renovation to a small weekend project.
- Financing options for any size project
- Leverage your home equity to secure a lower interest rate
Student Line of Credit
The Royal Credit Line® for Students is an easy, cost-effective and flexible way to borrow money for tuition, books and more.
- Competitive interest rate
- Apply once and use your credit again and again
- Access funds at any time
RRSP Loan
Get the most out of your RRSP by making this year’s RRSP contribution or catching up on missed contributions from previous years.
- Competitive interest rate
- Borrow up to $50,000
- Deferred repayment available
Apply for a Line of Credit or Loan
Our credit specialists will help you select the credit solution that is right for you.
Visit Us in Branch
Call to Talk to a Credit Specialist
1-855-834-1782