Compare Ways to Invest at RBC

Compare our services below to see which one(s) are a good fit for you and your money—remember, you don’t have to choose just one! Or, answer a few questions to find your investment fit now.

	RBC Royal Bank	RBC Direct Investing	RBC InvestEase	RBC Wealth Management
Ideal If You	Want access to advice - work with an advisor for investment advice and other money matters.	Want to call all the shots on some or all of your investments using innovative online tools, research and learning resources	Want a low-cost, low-effort and automated way to invest online, allowing our pros to pick, buy and manage your investments Plan to keep your money invested for two or more years	Want personalized advice from a dedicated advisor and access to wealth specialists who can help you plan for the long term
Type of Advice You Can Get	Investment and financial advice An advisor can help you with your: Overall investment portfolio Savings and investments Goal planning Banking and borrowing Complex and tailored planning (retirement, estate, tax, etc.)	No advice—this is a self-directed, “do-it-yourself” service	Online investment advice Get a recommended portfolio^{legal bug 1} of low-cost exchange-traded funds (ETFs) based on your answers to a few simple questions Investments are purchased and automatically rebalanced by our portfolio advisors to keep your portfolio on track Talk to a Portfolio Advisor if you have any questions	Customized wealth management Investment portfolio management Complex financial and estate planning (legal, tax, insurance, charitable giving etc.) Credit and lending Business owner planning Legacy planning And more
Accounts and Products You Can Choose	Account types TFSA RRSP and RRIF RESP RDSP Non-registered Specialty account (based on eligibility) Investment products Mutual Funds Guaranteed Investment Certificates (GICs) Savings deposit/account	Account types FHSA TFSA RRSP and RRIF RESP Non-registered (cash and margin) Non-personal Investment products Stocks and options Exchange-Traded Funds (ETFs) Mutual funds Bonds and Guaranteed Investment Certificates (GICs)	Account types FHSA TFSA RRSP Non-registered Investment products A managed portfolio that holds cash and a diverse mix of Exchange-Traded Funds (ETFs designed for different needs (such as Balanced or Aggressive Growth) In addition to our Standard Portfolios, we offer Responsible Investing Portfolios which allow you to invest for your future and help make a positive impact on the planet.	Account types TFSA RRSP and RRIF RESP FHSA Non-registered Investment Products Stocks Bonds and Guaranteed Investment Certificates (GICs) Exchange-Traded Funds (ETFs) Alternative investments And more Portfolio Types Customized portfolios designed and managed by your personal portfolio manager and backed by top-tier investment research
How You Can Access	In-person Phone Video (powered by MyAdvisor) Online access to accounts and transactions (with click to chat) Mobile app to check balances	Online RBC Mobile² app Phone support available	Online Phone and email (if you want to talk to a Portfolio Advisor)	In-person Phone Online
Other Benefits to Know About	Multiple ways to get in touch with an advisor No minimum on a wide range of investments No investment experience required Investment solutions are aligned to your unique goals and needs Automate your deposits Receive a diversified plan and get ongoing-advice from your advisor to stay on track Investments are actively managed and re-balanced for you	Online tools, learning and in-depth research for new and experienced do-it-yourself investors Free, real-time streaming³ quotes for stocks and ETFs Practice accounts that let you trade online with “practice money” (free to RBC Online Banking clients)	Automate your deposits No minimum—funds will be invested when they reach $100 No investment experience required We pick, buy and manage your investments to stay in line with your plan, goals and risk tolerance Customized dashboard lets you view investments, deposit money and see progress from anywhere	Flexibility to choose how involved you want to be in day-to-day investment decisions Top-tier investment insights and award-winning research Automated rebalancing to keep your portfolio aligned with your goals Access to carefully-screened institutional money managers Environmental, social and governance (ESG) investing options
Get more Information	1-800-463-3863 Visit a Branch	Open an Account Explore Direct Investing	Explore RBC InvestEase Open an Account	Explore RBC Wealth Management

Chequing Accounts That Match Criteria
Type of Advice You Can Get
Ways to Invest
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RBC Royal Bank	RBC Direct Investing	RBC Investease	RBC Wealth Management	Add Account to Compare

RBC Royal Bank	RBC Direct Investing	RBC Investease	RBC Wealth Management	Add Account to Compare
Ideal If You
Want optional access to advice—do your own research and choose investments or work with an advisor for investment advice and other money matters	Want to call all the shots on some or all of your investments using innovative online tools, research and learning resources	Want a low-cost, low-effort and automated way to invest online, allowing our pros to pick, buy and manage your investments Plan to keep your money invested for two or more years	Want personalized advice from a dedicated advisor and access to wealth specialists who can help you plan for the long term
Investment and financial advice An advisor can help you with your: Overall investment portfolio Savings and investments Goal planning Banking and borrowing Complex and tailored planning (retirement, estate, tax, etc.)	No advice—this is a self-directed, “do-it-yourself” service	Online investment advice Get a recommended portfolio^{legal bug 1} of low-cost exchange-traded funds (ETFs) based on your answers to a few simple questions Investments are purchased and automatically rebalanced by our portfolio advisors to keep your portfolio on track Talk to a Portfolio Advisor if you have any questions	Customized wealth management Investment portfolio management Complex financial and estate planning (legal, tax, insurance, charitable giving etc.) Credit and lending Business owner planning Legacy planning And more
Accounts and Products You Can Choose
Account types TFSA RRSP and RRIF RESP RDSP Non-registered account Specialty account (based on eligibility) Investment products Mutual Funds Guaranteed Investment Certificates (GICs) Savings deposit/account	Account types FHSA TFSA RRSP and RRIF RESP Non-registered (cash and margin) Non-personal Investment products Stocks and options Exchange-Traded Funds (ETFs) Mutual funds Bonds and Guaranteed Investment Certificates (GICs)	Account types FHSA TFSA RRSP Non-registered account Investment products A managed portfolio that holds cash and a diverse mix of Exchange-Traded Funds (ETFs) designed for different needs (such as Balanced or Aggressive Growth) In addition to our Standard Portfolios, we offer Responsible Investing Portfolios which allow you to invest for your future and help make a positive impact on the planet.	Account types TFSA RRSP and RRIF RESP FHSA Non-registered Investment Products Stocks Bonds and Guaranteed Investment Certificates (GICs) Exchange-Traded Funds (ETFs) Alternative investments And more Portfolio Types Customized portfolios designed and managed by your personal portfolio manager and backed by top-tier investment research
How You Can Access
In-person Phone Video (powered by ) Online access to accounts and transactions (with click to chat) Mobile app to check balances	Online RBC Mobile² app Phone support available	Online Phone and email (if you want to talk to a Portfolio Advisor)	In-person Phone Online
Other Benefits to Know About
Multiple ways to get in touch with an advisor No minimum on a wide range of investments No investment experience required Investment solutions are aligned to your unique goals and needs Automate your deposits Receive a diversified plan and get ongoing-advice from your advisor to stay on track Investments are actively managed and re-balanced for you	Online tools, learning and in-depth research for new and experienced do-it-yourself investors Free, real-time streaming³ quotes for stocks and ETFs Practice accounts that let you trade online with “practice money” (free to RBC Online Banking clients)	Automate your deposits No minimum—funds will be invested when they reach $100 No investment experience required We pick, buy and manage your investments to stay in line with your plan, goals and risk tolerance Customized dashboard lets you view investments, deposit money and see progress from anywhere	Flexibility to choose how involved you want to be in day-to-day investment decisions Top-tier investment insights and award-winning research Automated rebalancing to keep your portfolio aligned with your goals Access to carefully-screened institutional money managers Environmental, social and governance (ESG) investing options
Get more Information
1-800-463-3863 Visit a Branch	Open an Account Explore Direct Investing	Explore RBC InvestEase Open an Account	Explore RBC Wealth Management

Legal Disclaimer

RBC Financial Planning is a business name used by Royal Mutual Funds Inc. (RMFI). Financial planning services and investment advice are provided by RMFI. RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. RMFI is licensed as a financial services firm in the province of Quebec.

Guaranteed investment certificates are provided by Royal Bank of Canada. RBC Funds are offered by RBC Global Asset Management Inc. and sold by Royal Mutual Funds Inc. Royal Mutual Funds Inc., Royal Bank of Canada, RBC Global Asset Management Inc., Royal Trust Company and The Royal Trust Corporation of Canada are separate corporate entities that are affiliated. Royal Mutual Funds Inc. is licensed as a financial services firm in the province of Quebec.

RBC Direct Investing Inc. and Royal Bank of Canada are separate corporate entities which are affiliated. RBC Direct Investing Inc. is a wholly owned subsidiary of Royal Bank of Canada and is a Member of the Investment Industry Regulatory Organization of Canada and the Canadian Investor Protection Fund. Royal Bank of Canada and certain of its issuers are related to RBC Direct Investing Inc. RBC Direct Investing Inc. does not provide investment advice or recommendations regarding the purchase or sale of any securities. Investors are responsible for their own investment decisions. RBC Direct Investing is a business name used by RBC Direct Investing Inc.

RBC InvestEase is a restricted portfolio manager providing access to model portfolios consisting of RBC iShares ETFs. Each model portfolio holds up to 100% of RBC iShares ETFs. RBC iShares ETFs are comprised of RBC ETFs managed by RBC Global Asset Management Inc. (RBC GAM) and iShares ETFs managed by BlackRock Canada Limited (BlackRock Canada). RBC GAM and BlackRock Canada entered into a strategic alliance to bring together their respective ETF products under the RBC iShares brand, and to offer a unified distribution support and service model for RBC iShares ETFs.

Other products and services may be offered by one or more separate corporate entities that are affiliated to RBC InvestEase Inc., including without limitation: Royal Bank of Canada, RBC Direct Investing Inc., RBC Dominion Securities Inc., RBC Global Asset Management Inc., Royal Trust Corporation of Canada and The Royal Trust Company. RBC InvestEase Inc. is a wholly-owned subsidiary of Royal Bank of Canada and uses the business name RBC InvestEase.

The services provided by RBC InvestEase are only available in Canada.

Legal Disclaimer1)

All portfolios have been developed by RBC InvestEase Inc. ("RBC InvestEase") in conjunction with RBC Global Asset Management Inc., an affiliate of RBC InvestEase. The portfolios include RBC Exchange-Traded Funds ("ETFs"), which are managed by RBC Global Asset Management Inc., and as such, the ETFs are related or connected issuers of RBC InvestEase.

Legal Disclaimer2)

RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc.

Legal Disclaimer3)

Real-time streaming quotes are available on stocks and ETFs for all clients. Real-time streaming quotes are also available on options and over-the-counter (OTC) securities for Royal Circle and Active Traders clients upon accepting the terms and conditions of all exchange agreements on the RBC Direct Investing online investing site.

There may be commissions, trailing commissions, investment fund management fees and expenses associated with investment fund and exchange-traded fund (ETF) investments. On or after June 1, 2022, any trailing commissions paid to RBC Direct Investing Inc. will be rebated to clients pursuant to applicable regulatory exemptions. Before investing, please review the applicable fees, expenses and charges relating to the fund as disclosed in the prospectus, fund facts or ETF facts. Mutual funds and ETFs are not guaranteed, their values change frequently and past performance may not be repeated. For money market funds there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you.

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