LIMITED-TIME OFFER

Join the 4 million+ Canadians who invest with RBC.^{legal disclaimer 1} Get Up To $300.^{legal disclaimer 2}

When You Open Your First Eligible RBC Investment Account(s).^{legal disclaimer 3}

Offer ends March 3, 2025. Conditions apply.^{legal disclaimer *}

Support You Can Count On.

When you invest, personalized support from an advisor can help make a big difference in your long-term wealth. Open your first account(s)^{legal disclaimer 3} today to take advantage of the offer below and start investing in your future.

SPECIAL OFFER

How to Get up to $300^{legal disclaimer 2}

Open one or more .

Contribute at least $25,000 in or set up a pre-authorized contribution of $500+ per month in RBC mutual funds^{legal disclaimer 5} by March 3, 2025—with the first contribution made by March 31, 2025.

Maintain your account balance and pre-authorized contributions (if applicable) until March 3, 2026.

Ensure you have an active by May 31, 2025 to receive your cash payments.

Four bonus payments of $75.00 each will be made by the end of June 30, 2025; September 30, 2025; December 31, 2025; and March 31, 2026, provided you continue to meet the qualifying criteria of the offer at the time of the payment.

Conditions apply.^{legal disclaimer *}

Build Your Wealth with One-on-One Support

Reach your goals with personalized support from our team of accredited advisors. Meet with an advisor over video chat^{legal disclaimer 5}, by phone and/or in person. It’s your choice.

An RBC advisor can help you:

Feel more confident about your investments—and your future
Manage risk and volatility through a diversified investment portfolio

Choose from a wide range of GICs and mutual funds
Talk through financial matters that are on your mind

Studies have shown that investors with an advisor can have up to 131% increase in savings and over 2 times the assets than investors who don’t work with an advisor over a 15-year period.

Source: Claude Montmarquette & Alexandre Prud homme, 2020. “More on the Value of Financial Advisors,” CIRANO Project Reports 2020rp-04, CIRANO.

12,000+

Licensed investment advisors^{legal disclaimer 6}

3,200+

Accredited financial planners^{legal disclaimer 7}

4 million+

Canadians investing with RBC^{legal disclaimer 1}

Offer FAQs

Who is eligible for this offer?

To participate in this offer, you must:

Not currently hold one of the as of January 2, 2025 (previous eligible accounts that were closed prior to the start of the qualifying period do not impact your eligibility)
Open one or more between January 2, 2025 and March 3, 2025
Be a Canadian resident and at least the age of majority in your province/territory when you open your

When will I receive the cash?

If you have met all the qualifying conditions of the offer, four bonus payments of $75.00 each will be made by the end of June 30, 2025; September 30, 2025; December 31, 2025; and March 31, 2026, provided you continue to meet the qualifying criteria of the offer at the time of the payment.

You must have an active by May 31, 2025 to receive your cash payments.

Can I split my contributions across multiple eligible products?

Yes, your contributions may be spread across to meet the qualifying criteria for this offer. For example, you may contribute $15,000 into RBC mutual funds (distributed by Royal Mutal Funds Inc.) and $10,000 into a 3-year term GIC, and your total of these investments would meet the qualifying criteria. Alternatively, you can also set up a pre-authorized contribution of $500+ per month in RBC mutual funds (distributed by Royal Mutal Funds Inc.) by March 3, 2025—with the first contribution made by March 31, 2025.

What are the benefits of mutual funds?

Take advantage of opportunities and manage risk with a diversified portfolio
Know that your investments are being professionally managed for you
Reduce the impact of economic changes and market fluctuations

What are the steps involved to get this offer?

To get up to $300^{legal disclaimer 2}:

Open one or more .

Maintain your account balance and pre-authorized contributions (if applicable) until March 3, 2026.

Why do I need an RBC bank account to qualify for the offer?

You must have a personal RBC bank account to receive your cash payments.

Four bonus payments of $75.00 each will be made by the end of June 30, 2025; September 30, 2025; December 31, 2025; and March 31, 2026, provided you continue to meet the qualifying criteria of the offer at the time of the payment.

If the market changes my account balance, will that impact my qualification for this offer?

No. Market-driven changes in your account balance will not impact your qualification for the offer. However, changes to your account balance due to withdrawals or pre-authorized contribution cancellation during the promotional period will be considered when assessing your qualification for the offer.

What are the benefits of guaranteed investment certificates (GICs)?

Enjoy competitive rates guaranteed for the full term of your investment
Protect 100% of your original investment
Choose from a variety of terms based on when you might need your money

Get Up To $300^{legal disclaimer 2}

To get started, please choose from the options below to open your investment account:

Offer expires March 3, 2025. Conditions apply.^{legal disclaimer *}

Legal Disclaimer⁺

Past performance is not a guarantee of future performance.

Legal Disclaimer¹

Clients who invest in Mutual Funds, GICs or Registered Savings with Royal Bank of Canada or Royal Mutual Funds Inc. Data as of October 2024

Legal Disclaimer² / *

To receive a bonus of $300.00 (“Bonus Offer”) deposited into your Personal Deposit Account you must be a resident of Canada and not have an RBC or RMFI Eligible Account at the time the Qualifying Period begins (an “Eligible Client”). Open an Eligible Account between January 2, 2025, and March 3, 2025 (“Qualifying Period”) and satisfy the Qualifying Criteria and full Terms and Conditions. To satisfy the Bonus Offer Qualifying Criteria you must do one of the following in your Eligible Account: 1) Contribute at least $25,000.00 in Eligible Products; or 2) Set-up a Pre-authorized Contribution (PAC) of $500.00 or more per month in RMFI distributed Mutual Funds with the first contribution occurring by March 31, 2025. You must Maintain the balance and PAC(s) (if the PAC was set up) for the duration of the Promotional Period. This Bonus Offer is available only once per Eligible Client, no matter how many Eligible Accounts you may open during the Qualifying Period. This Bonus Offer cannot be combined with other promotional offers applicable to any RBC or RMFI Investment Account(s) you may have. You are solely liable for any tax consequences associated with the Offer. Please consult your personal tax advisor for more information. This Offer may be amended or withdrawn at any time without notice. View full

Legal Disclaimer³

“Eligible Account” means the Royal Bank of Canada Tax Free Savings Account (TFSA), Registered Retirement Savings Plan (RRSP), Registered Education Savings Plan (RESP), or Registered Disability Savings Plan (RDSP) opened by an Eligible Client during the Qualifying Period. All investments in TFSA or RRSP or RESP or RDSP account are subject to standard suitability assessments and the Royal Bank of Canada (RBC) and Royal Mutual Funds Inc. (RMFI) account terms and conditions. If you open multiple Eligible Accounts during the Qualifying Period, all your contributions (net of withdrawals) will be added together to assess your qualification for the offer.

Legal Disclaimer⁴

Mutual Funds are sold by Royal Mutual Funds Inc. (RMFI). There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Please read the Fund Facts/prospectus before investing. Mutual fund securities are not insured by the Canada Deposit Insurance Corporation. For funds other than money market funds, unit values change frequently. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in a fund will be returned to you. Past performance may not be repeated. RMFI is licensed as a financial services firm in the province of Quebec.
Investment advice is provided by Royal Mutual Funds Inc. (RMFI). RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. RMFI is licensed as a financial services firm in the province of Quebec.

Legal Disclaimer⁵

Available through MyAdvisor.

Legal Disclaimer⁶

“Mutual Fund Representative”: An RBC Advisor licensed with their relevant securities commission(s) to sell mutual funds. Data as of November 2024.

Legal Disclaimer⁷

Financial Planner – a Mutual Fund Representative who has also obtained, and maintained in good standing, one of the following designations: Certified Financial Planner (CFP®), Qualified Associate Financial Planner (QAFP®), Personal Financial Planner (PFP®) or Chartered Financial Planner. In Quebec, the financial planner must hold the Institute of Financial Planning (IPF) Diploma and be registered as a financial planner with the Autorité des marchés financiers (AMF). Data as of November 2024.

Legal Disclaimer⁸

Assets in a TFSA must be Qualified Investments under the Income Tax Act. If the TFSA holds non-Qualified Investments, it could be subject to tax.

Legal Disclaimer⁹

Provided you make Contributions in such amounts as are permitted under the Tax Act, excess contributions are taxable. It is your sole responsibility to ensure that the amount of Contributions is within the limits permitted under the Tax Act.

Legal Disclaimer¹⁰

While you can take money out of a TFSA for any reason, your timing does depend on the investments you hold in it. For example, non-redeemable GICs must be held until maturity.

Legal Disclaimer¹¹

Assets in an RRSP must be Qualified Investments under the Income Tax Act. If the RRSP holds non-Qualified Investments, it could be subject to tax.

Legal Disclaimer¹²

Your contribution room determines the maximum amount that you can contribute to your RRSP. You can find your most up-to-date contribution room through CRA online services such as My Account and the MyCRA mobile app.

Legal Disclaimer¹³

With the Canada Education Savings Grant (CESG), for an eligible beneficiary until the end of the calendar year they turn 17, the government matches 20% on the first $2,500 contributed annually to an RESP. The maximum total CESG the government will give, up to age 18, is $7,200 per beneficiary. With the Canada Learning Bond (CLB) for an eligible beneficiary, the government pays an initial $500 contribution in an RESP and a beneficiary may also be entitled to receive an additional $100 a year up until the age of 15. The maximum total CLB payable is $2,000. A contribution is not required to an RESP to receive the CLB. The total maximum CLB payable per child is $2,000.

Join the 4 million+ Canadians who invest with RBC.legal disclaimer 1 Get Up To $300.legal disclaimer 2

Support You Can Count On.

How to Get up to $300legal disclaimer 2

Build Your Wealth with One-on-One Support

An RBC advisor can help you:

Licensed investment advisorslegal disclaimer 6

Accredited financial plannerslegal disclaimer 7

Canadians investing with RBClegal disclaimer 1

Offer FAQs

Get Up To $300legal disclaimer 2

Investment Accounts Eligible for This Offerlegal disclaimer 3

Investment Products Eligible for This Offer