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All RBC Canadian, personal Chequing accounts
Don’t have an eligible account? Apply Now
Show me Chequing AccountsKey Features
- Predictive Technology
NOMI Find & Save will learn your transaction patterns, find extra dollars that it thinks you won’t miss and set them aside for you automatically. - Free Transfers
Transfers are free to and from any eligible RBC chequing or savings accountlegal bug 4. - Automatic Payment Protection
We’ll automatically move money back to your linked chequing account to cover an upcoming payment, transfer or overdraft balance if a payment or transfer is due to come out of your linked chequing account or you have an overdraft balance in itlegal bug 1.
- Available in the RBC Mobile applegal bug 5
Turn on NOMI Find & Save, view your balance, pause and restart at any time, 24/7. - Always Stay Up-to-Date
NOMI Find & Save will notify you when transfers occur so you are always informed. - No Minimum Balance Needed
It’s your money after all.
New to NOMI Find & Save
NOMI Find & Save has increased its automatic transfer limit from $50 to $75 per day.
Since NOMI Find & Save uses predictive technology to understand your personalized transaction patterns and find money it thinks you won’t miss, you may not see any increase in your transfer amounts from your source chequing account. While the automatic transfer amount can’t be customized, it does make it possible for you to save even faster! You still have control over your account and can pause and resume the automatic transfers in NOMI Find & Save at any time.
More Great Features
| Details | Fees |
|---|---|
| Monthly Fee | Free |
| Currency | Canadian |
| Interest Rate | 0.35% |
| eStatement and eNotifications | Free |
| Access to Online and Mobile Bankinglegal bug 2 | Free |
| Access to NOMI Insights | Free |
| Monthly Debits included | n/a |
| Debits Exceeding Monthly Limit | n/a |
| Interac and PLUS System ATM Network Access Fees | n/a |
| Interac e-Transfer | n/a |
| Cross-Border Debit | n/a |
How Do I Sign Up?
To Get Started You’ll Need:
An Eligible RBC Chequing Account
RBC Mobile app
Ready to Start Saving with NOMI?
- Sign in to the RBC Mobile app,
- Tap ‘More’
- Tap ‘NOMI Find & Save’ and turn it on.
After you turn on NOMI Find & Save, we will get to know your spending & saving habits in your source chequing account to find opportunities to save for you.
Better Banking Gives You More
NOMI Insights
NOMI helps you manage your everyday finances by providing you with timely and personalized trends and overviews based on your spending and saving habits.
Security Guarantee
Get 100% reimbursed for unauthorized transactions.legal bug 4
Ways to Bank
Manage Your Account Online, Anytime
Check your balances, pay bills, set up alerts, send money and more – whenever you need to.
Bank Anywhere
Take care of your banking from wherever you are, anytime you want.
Legal Bug
Interac e-Transfer is a registered trade-mark of Interac Inc. Used under license.
Legal Bug 1)
The money automatically moved from your NOMI Find & Save Account back to your linked chequing account is up to a maximum of $1,000 per day.
Legal Bug 2)
Transaction fees may apply for bill payments or funds transfers made through Online Banking and are separate from access fees.
Legal Bug 3)
For a definition of an unauthorized transaction and for full details regarding the protections and limitations of the RBC Online Banking Security Guarantee, please see your Electronic Access Agreement. This guarantee is given by Royal Bank of Canada in connection with its Online Banking service.
Legal Bug 4)
The NOMI Find & Save Service will transfer funds from your designated source account to your NOMI Find & Save Account. The source account must be an eligible Royal Bank of Canada Canadian personal chequing account.
Legal Bug 5)
RBC Mobile and RBC Online Banking are operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc.
Legal Bug 6)
Automatic transfers back to your linked chequing account can only be done if there are existing funds in your NOMI Find & Save account. See PDA Disclosures and Agreements for full details.