How to Receive an Interac e-Transfer

You can receive an Interac e-Transfer by email or SMS text message. To deposit the money, select the link in the email or text message notification you receive from Interac and follow the instructions. If you were expecting an Interac e-Transfer but didn’t receive it, check your spam folders or contact the sender to make sure they have the correct email address.

If the sender uses an email that you’ve registered for Autodeposit, the transfer is processed immediately and cannot be reversed. In this case, a security question and answer will not be necessary, as funds are immediately withdrawn from the sender’s account and deposited into your account.

You can also receive an Interac e-Transfer using Request Money, which lets you send a request for money to an individual or organization that you’ve already added to your list of Interac e-Transfer recipients. If the individual or organization accepts your request, the money will be automatically deposited into your account without the need for a security question and answer. You’ll also receive an email notifying you of the deposit.