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Start Saving on Interest Charges
Our low interest rate credit card helps you save money while enjoying great RBC deals and benefits.
Card Highlights
How to Use Your Fixed Low Annual Interest Rate Credit Card
Balance Your Budget
With a low interest rate card, you pay less in interest charges and make your payments more affordable.
Fund an Unexpected Purchase
Have a safety net for unexpected expenses like car repairs or medical bills, minimizing the interest costs.
Consolidate Your Debt
Transfer high-interest balances to a low-interest rate card, which can help you save money on interest charges and pay down your balances faster.
See How Your Interest Savings Could Add Up
Let’s say you have a balance of $4,000 on your credit card.
A credit card with a basic 20.99% interest rate
Your payment over 10 months: $699
The RBC Visa Classic Low Rate Option Credit Card with a 12.99% interest rate
Your payment over 10 months: $4339
Your savings over 10 months: Up to $261
Exclusive Offers From Brands You Love
Save 3¢/L on fuel and earn 20% more Petro points when you pay with an eligible linked RBC card3
Link your eligible RBC Card and earn 50 Be Well™ points on every $1 spent on eligible purchases at Rexall5
More Details and Benefits
Your RBC Visa Classic Low Rate Option card includes Purchase Security and Extended Warranty Insurance.
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Purchase Security and Extended Warranty Insurance4
- Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase, and doubles the manufacturer’s original Canadian warranty by up to one additional year, to a maximum of five years.
For full insurance details, view the certificate of insurance.
Take advantage of all the benefits your credit card has to offer by adding optional services to protect your identity, your family, and your credit card balance.
Why Choose an RBC Low Interest Rate Credit Card?
RBC Mobile App
Manage your bills, set up mobile pay, and see all your transactions all on our award winning mobile app.
Fraud Protection
If you’ve taken care to protect your credit card, you’re covered against fraudulent or unauthorized use of your card – both in-store and online.
NOMI
Stay connected to your money with the built-in intelligence of NOMI. Receive alerts, reminders, and tailored insights based on your banking habits so you can make more informed financial decisions.
Get the RBC Visa Classic Low Rate Option
Apply online in five simple steps and get your results in under a minute.
