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Interac e-Transfer

Simplify how you send and receive money

Want to send money to your child, landlord, co-worker or a friend? With an eligible CAD bank account at a Canadian financial institution, you can send, request and receive money any time by using the Interac e-Transfer service available in RBC Online Banking1 or the RBC Mobile1 app. It is easy, fast, and secure!

Benefits of an Interac e-Transfer

It's easier than cheques, more secure than cash, and is FREE2, 3 for all personal chequing accounts.

It's Simple

All you need is the recipient's name and email address or mobile number.

It’s Convenient

Easily send money through email or text message. If you have an Apple device, you can even send money using voice command.

It’s Fast

Recipients are notified via email or text message, and can deposit the money immediately through their Financial Institution’s online banking service.

Keeping Your Transactions Safe

Autodeposit

Autodeposit adds another layer of security and convenience, allowing you to bypass the need for security questions altogether. Have funds deposited directly into your account.

RBC Digital Banking Security Guarantee

While the notifications are sent through email or text, your money is always transferred through RBC Online Banking or the RBC Mobile app, which are protected with multiple layers of security. We’ll fully reimburse you for any unauthorized transactions4 made.

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2 Step Verification

For your security, you may be asked to verify your identity when completing a transaction in order to safeguard you from potential fraudsters.

Remember, an RBC advisor will never call, text, or email you to ask you for personal information like your account number, PIN, verification code, or passwords.

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Rewards

Do Your Part to Safeguard your Transactions!

When sending an Interac e-Transfer, always use safe email, security and password practices. Create passwords and questions that are unique and not easily guessed or obtained by others.

Request Money

Want to remind a friend to pay you back for lunch or about that gift you split the cost on? Ask them to send you an Interac e-Transfer using the Request Money5 feature. It’s a simple and fast way to send a friendly payback reminder.

Pre-Arranged Payments and Transfers

Whether you're at home or away, you can arrange to have payments and transfers made at a pre-determined frequency on specified dates.

Not Enrolled Yet?

Get immediate access to your accounts and enjoy the ability to send, receive and request money using the Interac e-Transfer service.

Enroll in RBC Online Banking

Or download the RBC Mobile app

Frequently Asked Questions

You can send an Interac e-Transfer easily through RBC Online Banking or the RBC Mobile app.

View Tutorial

You can cancel and reclaim an Interac e-Transfer easily through RBC Online Banking or the RBC Mobile app as long as it has not been deposited by the recipient.

View Tutorial

Clients can send up to $10,000 per day in the RBC Mobile app by securely verifying their identity. For more information on daily limits available, please log in to the RBC Mobile app or RBC Online Banking for more details.