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Add your personal1 credit or debit card to get started with Apple Pay.
Paying has never been so easy!
Use Wherever "Tap" is Available
Use Apple Pay for purchases up to $250 on your iPhone or Apple Watch at any business that accepts contactless (tap) debit and/or credit payments.
An Easy Way to Pay Within Apps
Use your RBC credit card on your iPhone, iPad or MacBook Pro to pay using a single touch, in any app that accepts Apple Pay.
Track Your Spending and More
View your balance, available credit and Avion Rewards® points balance while you're on the go using the RBC Mobile app3.
Setting up Apple Pay is Easy
To get started you'll need:
- An eligible iPhone or Apple Watch
- Your physical RBC debit and RBC credit card(s)
- RBC Mobile app3
You’ll need to sign into the RBC Mobile app during the Apple Pay set up process to verify your identity and confirm your banking information.
Paying with Apple Pay
Now there's no need to dig out your physical wallet in order to make a payment. Just use your iPhone or Apple Watch at any contactless reader and you'll be on your way in no time.
See howCheck your balance before you pay
You also have the option to check your balance before paying by first opening the RBC Mobile app and selecting the card you want to use to see your account details.
Get Ready to Change the Way You Pay
Now you can experience a fast, easy and secure way to make your everyday purchases with the RBC Mobile app and Apple Pay
Learn More
Top Questions About Apple Pay...
The first card that you set up in Apple Pay will automatically become your default card therefore make sure that this is the card that you use the most for purchases.
Hold your iPhone near the contactless reader with your finger on Touch ID‡ or using Face ID‡. A subtle vibration and beep will let you know the payment information was successfully sent.
On your Apple Watch, double-click the side button and hold the display up to the contactless reader. A gentle tap and beep will confirm that your payment information was sent.
Near Field Communication (NFC) is a short-range wireless technology that allows two devices to exchange information quickly, conveniently and securely at close proximity. Apple Pay uses NFC technology to transmit payment card information from the phone to a contactless payment (tap) terminal.
Interac Flash Debit Cards that are added to your mobile wallet after January 25, 2022 can used for tap payments up to $250.
Interac Flash Debit Cards that are added to your mobile wallet before January 25, 2022 can used for tap payments up to $200. To increase the limit to $250, you will need to remove the card from your mobile wallet and re-add it.
When you add your debit or credit cards to Apple Pay the number from the plastic card(s) is replaced with a secure digital number also called a token. This token is a virtual number to represent your VISA, MasterCard, or Client Card without using the actual number.
A digital account number or token is a substitute account number that replaces the card number and is used to make secure purchases in stores and in-app. A digital account number will not work outside of the secure payment environment.
You can make a return the same way you would with your plastic card today – contact the business directly along with your receipt. We do recommend you bring the device you used when returning items purchased with Apple Pay.
For any new or replacement cards, you will need to go through the initial set up of Apple Pay again. For a card renewal, the new expiration date will be automatically updated so there is no action required.