EN
A travel insurance package offers you coverage for the widest range of unexpected travel and emergency medical situations.
| Coverage options: | Deluxe | TravelCare® | Travel Within Canada | Non-Medical |
|---|---|---|---|---|
Ages Eligible  opens in a new window |
0-74 | 75+ | All | All |
| Medical Questions opens in a new window |
No |
Single Trip: Based on AgeDisclaimer2 Multi-Trip: Yes |
No | No |
| Stable Pre-existing Conditions Covered opens in a new window |
YesDisclaimer3 | Depends (Read more about Depends. Opens in a new window) |
YesDisclaimer3 | YesDisclaimer3 |
| For Destinations opens in a new window |
Outside Canada | Outside Canada | Within CanadaDisclaimer4 | Outside Canada |
| Maximum Single Trip Length (# of Days) opens in a new window |
183 (60 for age 60+) | 60 | 365 | 365 |
| Multi-Trip Coverage Available opens in a new window |
YesDisclaimer5 | YesDisclaimer5 | No | No |
| Multi-Trip Plan - Ages Eligible opens in a new window |
0-64 | 65+ | N/A | N/A |
| Multi-Trip Plan - Trip Duration Options (in Consecutive Days) opens in a new window |
9, 16 or 30 (Call for 30-day) | 9, 16 or 30 (Call for 30-day; must be under age 80) | N/A | N/A |
| Trip Cancellation - Before Departure Insurance opens in a new window |
YesDisclaimer6 | YesDisclaimer6 | YesDisclaimer6 | YesDisclaimer6 |
| Trip Interruption - Economy Class Transportation Covered opens in a new window |
Yes | Yes | Yes | Yes |
| Trip Interruption - After Departure - Unused Portion of Pre-Paid Travel Arrangements Reimbursed opens in a new window |
YesDisclaimer7 | YesDisclaimer7 | YesDisclaimer7 | YesDisclaimer7 |
| Other Expenses Covered (Out of Pocket Expenses) opens in a new window |
$3,500 | $3,500 | $3,500 | $3,500 |
| Medical and Other Benefits opens in a new window |
UnlimitedDisclaimer8 | UnlimitedDisclaimer8 | UnlimitedDisclaimer8 | No |
| 24-Hour Multilingual Emergency Medical Assistance opens in a new window |
Yes | Yes | Yes | N/A |
| Other Expenses Covered (Out of Pocket Expenses) opens in a new window |
$3,500 | $3,500 | $3,500 | $3,500 |
| Loss or Damage opens in a new window |
$1,000Disclaimer9 | $1,000Disclaimer9 | $1,000Disclaimer9 | $1,000Disclaimer9 |
| Delay opens in a new window |
$400 | $400 | $400 | $400 |
| Flight Accident (Principal SumsDisclaimer10) opens in a new window |
$100,000 | $100,000 | $100,000 | $100,000 |
| Travel Accident (Principal SumsDisclaimer10) opens in a new window |
$50,000 | $50,000 | $50,000 | $50,000 |
Get a Quote
Make sure you have the right travel insurance—get an online quote or call the Enrollment Centre.
Get a Quote for Travel Insurance. Opens in a new window
Call 1-800-565-3129
If you’re using an RBC Royal Bank credit card to pay for your trip in full, see if your card provides enough coverage for your trip.
Legal Disclaimer1)
RBC client is defined as a client of the RBC Companies or a spouse or child(ren) of a client.
Legal Disclaimer2)
If you are over the age of 74, we urge you to complete a medical questionnaire in order to obtain the most comprehensive coverage possible. Should you be under 84 and choose not to complete the medical questionnaire, you would be travelling without any coverage for your pre-existing condition(s). If you are over the age of 84, you must complete a medical questionnaire in order to obtain coverage.
Legal Disclaimer3)
Yes, if condition(s) has been stable for 90 days before the effective date of the coverage.
Legal Disclaimer4)
If travelling within your province or territory of residence, your trip must be more than 500 kilometres by car or 100 kilometres by air, train or bus, from your home.
Legal Disclaimer5)
Under the Multi-Trip Annual Package Coverage option, all MAXIMUM SUMS PAYABLE and PRINCIPAL SUMS are per trip.
Legal Disclaimer6)
Yes, up to the sum for which you are insured. If applicable, under the Multi-Trip Annual Package Coverage option, the Before Departure sum insured is $1,500 per trip to a maximum amount payable of $10,000 per year.
Legal Disclaimer7)
Yes, up to the amount you are insured for Trip Cancellation-Before Departure.
Legal Disclaimer8)
This insurance is subject to a maximum of $20,000 if you do not have valid government health insurance plan coverage in force for the full length of your trip.
Legal Disclaimer9)
The maximum for any one item or set of items is $500.
Legal Disclaimer10)
You are entitled to a maximum of the largest amount specified for one of these benefits: death, double dismemberment, loss of sight in both eyes, or complete and irrevocable loss of speech or hearing.