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Contactless Payments

How it Works

Tap and pay in just 3 easy steps:

Step 1

Look for the contactless symbol on the payment terminal

Both Visa Paywave and Mastercard Paypass work at contactless terminals, as well as mobile wallets.

Step 2

Hold your card or mobile wallet on the reader for 1-2 seconds

Simply tap and pay with contactless payments for purchases under $250.

Step 3

Wait for approval, and be on your way!

With a "beep" or green light, you’re good to go.

Where to Pay

You can tap your card at most retailers, including coffee shops, grocery stores, restaurants and gas stations for any purchase up to $250. If you don't see the contactless symbol when making a purchase, either swipe or insert your chip card into the terminal to pay.

Using Your Smartphone to Pay

When you load your RBC debit or credit cards into the RBC Mobile app, you can pay for purchases up to $250 with your mobile device.

Learn about mobile payments

Concerned about Credit Card Fraud?

Rest easy! Your card uses chip technology to provide the most secure contactless payment system, keeping you in control the entire time. If you’ve been responsible in protecting your card, you’re protected against any fraudulent or unauthorized use of your card both in-store and online.

Frequently Asked Questions

Your RBC credit and debit cards include a small radio antenna, which lets you tap your card at contactless readers to pay for purchases up to $100 wirelessly.
It’s a quick and secure way to pay for everyday purchases like coffee, lunch or gas. With just a quick tap of your card, you’re on your way faster.
You can tap your card or phone to pay for purchases up to $100. For larger purchases, or merchants who don’t accept contactless payments, you can either swipe or insert your chip to pay.
Within 1-2 inches of the reader.
For about 1-2 seconds, or until you hear a beep.
No, no signature is needed for transactions within Canada. Other countries may require a signature for large purchases.
Yes. If you can tap and pay with your card, you can be sure that your information is secure and protected. Plus, your card doesn’t leave your hand when you tap, so you’re always in control.
Most RBC credit and debit cards issued today have the contactless feature, just look for the symbol and tap your card to pay.
The same way your regular RBC credit card/debit card purchases appear today.
No. You cannot disable contactless payments.
No. The retailer has to start the transaction on their end first, so it can only be charged once.
No, a terminal can only accept one payment from one card at a time.