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RBC Cash Back Mastercard
Annual Fee 0

0

Additional Card 0
Purchase Rate 0
Cash Advance Rate 0

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Earn Cash Back Fast

This cash back credit card gives you unlimited cash back on all your purchases2 and great RBC deals and benefits, all with no annual fee.

Card Highlights

Earn Unlimited Cash Back on Your Purchases2

Get up to 2% cash back on grocery store purchases1 and up to 1% cash back on all your other everyday purchases1.

Unlock Exclusive Deals and Benefits

Access offers from over 2,000 top brands, plus get even more points and savings from our partners such as Petro-Canada, Rexall and DoorDash.

Get Insurance Coverage

Enjoy more peace of mind with purchase security and extended warranty coverage***.

View All Card Features

Cash Back on Every Purchase

2%

Earn up to 2% cash back on your grocery store purchases1

1%

Earn up to 1% cash back on your everyday purchases including your favourite online and wholesale retailers

Explore What Your Spending Can Get You

Tell us about your monthly spending and we’ll tell you how much cash back you could earn in a year.

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$10,000
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$10,000

Want a more detailed estimate of your cash back?

Visit Cash Back Calculator
Annual cash back $0
Bonus cash back^ $0

Here’s what you could earn:

Annual cash back $0
Bonus cash back^ $0
Total cash back $0

Exclusive Offers From Brands You Love

Our partner rewards offer great savings and perks from well-known brands

Petro-Canada logo

Save 3¢/L on fuel3 and earn 20% more Petro-Points4 when you pay with an eligible linked RBC Credit Card

Learn More

Rexall logo

Link your RBC Credit Card and earn 50 Be Well™ points on every $1 spent on eligible purchases at Rexall8

Learn More

Doordash logo

Add your RBC Credit Card to your DoorDash account and get a free 3 month DashPass subscription10

Learn More

More Details and Benefits

Your RBC Cash Back Mastercard includes Purchase Security and Extended Warranty Insurance***.

  • Purchases made with your card are automatically protected against loss, theft or damage for up to 90 days from the date of purchase.
  • The coverage also doubles the manufacturer’s original Canadian warranty for up to one extra year.
  • Please keep your receipts in the event you need to make a claim, and refer to the Certificate of Insurance for complete details regarding this coverage.

For more details regarding all available insurances on this card, click here.

Take advantage of all the benefits your credit card has to offer by adding optional services.

See All Optional Add-On Services

More Reasons to Choose an RBC Cash Back Credit Card

RBC Mobile App12

Manage your bills, set up mobile pay, and see all your transactions on our award winning mobile app.

Fraud Protection

If you’ve taken care to protect your credit card, you’re covered against fraudulent or unauthorized use of your card – both in-store and online.

NOMI

Stay connected to your money with the built-in intelligence of NOMI. Receive alerts, reminders, and tailored insights based on your banking habits so you can make more informed financial decisions.

RBC Cash Back Mastercard

Get the RBC Cash Back Mastercard

Apply online in five simple steps and get your results in under a minute.

Apply Now

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Top RBC Cash Back Mastercard Questions

When you make a purchase with your RBC Cash Back Mastercard, you earn cash back on a percentage of the purchase.

You’ll earn 2% back on the first $6,000 in grocery purchases1 and 1% thereafter. For all other qualifying purchases, you will earn 0.5% cash back on the first $6,000 and 1% thereafter1.

There’s no limit to the maximum cash back you can earn with your RBC Cash Back Mastercard. All qualifying purchases (up to your available credit limit) contribute to your cash back earning2.

To redeem your cash back, simply request a credit to your credit card account once your cash back balance hits $25 or more and we’ll issue the credit within 5 business days. Or, wait for it to be automatically credited to your account in January each year as long as your cash back balance exceeds $25. Your credit card account must be in good standing at the time the cash back is credited.
You can easily check your cash back balance on your monthly statement, or check it anytime through RBC Online Banking.
To learn more about Avion Rewards and how you can access the program, click here.