A Convenient and Affordable Choice
Make purchases for your business when your business needs it, with this flexible, low fee card.
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Annual Fee: $12
Additional Card: $12
Purchase Rate: 19.99%
Cash Advance Rate: 22.99%
This Card Is Good for a Business Owner Who Wants:
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A no-frills business credit card solution that offers convenience and flexibility
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A simple way to track and manage business expenses
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Get startedKey Features
Manage Your Card Anytime, Anywhere
Make payments, withdrawals5 and get account updates Online, through your smartphone or tablet or at ATMs 24/7. Or manage your card online whenever it’s convenient for you – pay bills, transfer funds, check transactions and more.
Keep Track of Your Business Spending
A dedicated business credit card lets you separate your business and personal expenses, which will help improve your business expense management processes.
Improve Your Cash Management
Consolidate your business spending onto one card, so you have only one payment at the end of the month.
Instant Fuel Savings at Petro-Canada‡
Link your card1 and instantly save 3¢/L on fuel2 and always earn 20% more Petro-Points3 at Petro-Canada locations.
Get $0 delivery fees for 3 months from DoorDash6
Add your eligible RBC credit card to your DoorDash account to:
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Get a 3-month complimentary DashPass subscription7 – a value of almost $30
Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card
RBC Offers
Sign in with your business account to see your offers from great brands. Load offers to get cash savings or to earn bonus points faster on business spend.
Learn More about RBC RewardsInsurance & Protection
Protects eligible business purchases charged to your Visa Business card against theft, loss or damage for 90 days from the day you buy them4.
Doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of 5 years. This valuable coverage protects all eligible business items that are purchased on your Visa Business card4.
Fraud Prevention and Enhanced Security
RBC’s 24-hour worldwide fraud detection keeps your card safe, while Visa’s Zero Liability eliminates your liability for fraudulent card transactions, provided you protect your PIN and card. Chip and PIN technology offers extra security with every purchase.
Additional Benefits
You can lock your RBC credit card temporarily at any time. Use Credit Card Lock if you’ve misplaced your card, simply log in to the RBC Mobile app and choose the card you want to lock.
Speed, Convenience and Security
Use Visa payWave when paying for small purchases. Just tap your card and you’re on your way.
24/7 Lost or Stolen Card Service
Wherever you are in the world, give us a call and we will cancel your lost or stolen card immediately and forward you a new card.
Optional Travel Insurance offers peace of mind when you travel for business or pleasure.
You May Also Consider:
Making Transactions
Digital Account Package
Save time and money when you bank electronically.
Borrowing Money
Royal® Business OperatingLine
Supplements your cash flow by providing your business with a line of credit that you can access anywhere at any time.
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Documentation
View Legal DisclaimersHide Legal Disclaimers
Eligible RBC Credit cardholders include primary cardholders, co-applicants, authorized users, primary business cardholders and secondary business cardholders on an Eligible RBC Credit Card account.
The DashPass monthly subscription fee will be waived (“Complimentary DashPass Subscription”) and you will receive either a 3 month or 12 month Complimentary DashPass Subscription based on the Eligible RBC Credit Card you use to subscribe to DashPass.
DashPass subscriptions purchased through third parties, including third-party payment accounts, or online or mobile digital wallets (like Apply Pay and Google Pay) are not eligible for the Complimentary DashPass Subscription.
Eligible RBC Credit Cards: Your Eligible RBC Credit Card may only be used with one DoorDash account to receive a Complimentary DashPass Subscription. Once you have received a Complimentary DashPass Subscription you cannot use the same eligible RBC Credit Card to obtain a Complimentary DashPass Subscription with another DoorDash account.
You are only eligible for one 12 month Complimentary DashPass Subscription and one 3 month Complimentary DashPass Subscription during the Offer Period. The Complimentary DashPass Subscription commences on the date you subscribe to receive the Complimentary DashPass Subscription. For example, if you subscribe to a 12 month Complimentary DashPass Subscription in on the last day of your second month of a 3 month Complimentary DashPass Subscription you will receive a total of 14 months of Complimentary DashPass Subscription. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0.50 charge to validate your card enrollment. This charge will be reversed in 3 to 5 days once your account has been validated.
12 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:
As an RBC Avion Visa Platinum, RBC Avion Visa Infinite , RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite Privilege for Private Banking, WestJet RBC World Elite Mastercard, RBC Rewards Visa Preferred, RBC Cash Back Preferred World Elite Mastercard, RBC Cathay Pacific Visa Platinum, RBC British Airways Visa Infinite, RBC Avion Visa Business, RBC Avion Visa Infinite Business cardholder.
You are eligible for a Complimentary DashPass Subscription for 12 months from the date you subscribe to receive the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 12 month Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.
3 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:
As an RBC Rewards+ Visa, Signature RBC Rewards Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC Visa Classic II Student, RBC Visa Gold, RBC U.S. Dollar Visa Gold, RBC Rewards Visa Gold, RBC RateAdvantage Visa, WestJet RBC Mastercard, RBC Visa Business, RBC Visa Business Gold, RBC Visa CreditLine for Small Business, or RBC Business Cash Back Mastercard.
You are eligible for a Complimentary DashPass Subscription for 3 months from the date you subscribed to the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 3 month Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.
DoorDash not Royal Bank of Canada, is responsible for (i) services and products provided through DoorDash; (ii) DashPass, including the DashPass Benefits, the administration of DashPass and (iii) the DoorDash terms and conditions. The Complimentary DashPass Subscription offer may be amended or withdrawn at any time. To learn more about DashPass, visit www.doordash.com/dashpass (opens to external site). For full DashPass for RBC Program Terms and Conditions, visit rbcroyalbank.com/credit-cards/documentation/pdf/full-doordash-tcs-en.pdf.