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My RBC Avion Visa Infinite Business

The card that lets you make the most of your business spending

The card that lets you make the most of your business spending

The RBC Avion Visa Infinite Business

RBC® Avion® Visa Infinite Business‡

Designed to meet the ever-evolving needs of your business, your card acts as a business cash flow solution, providing you with the purchasing power, expense management support, travel privileges and insurance coverage* you need, so you can spend more time doing what you do best – running your business.

Key Documentation

Your Card Benefits

From premium travel benefits to powerful reporting tools, your Avion Visa Infinite Business card is here to support your immediate plans and long-term goals, whatever they may be.

Key Features

Earn Points Faster†

With your new RBC Avion Visa Infinite Business card, you’ll earn 1.25 Avion points per $1 spent in net purchases with your card, on up to $75,000 per year1. Consolidate your business spending on your card and you’ll reach exciting rewards even faster.

Where Will Your Points Take You?

Check out the RBC Business Rewards Calculator to see how many points you’re on track to earn in the first year with your card.

Visa Reporting and Payment Controls

Access transaction data and control business spending with the help of Visa Business Reporting and Visa Payment Controls. Included with your card, these powerful expense management tools can help you make more informed decisions about your business.

Learn More

Additional Benefits

Premium Travel Benefits

Benefit from access to 1,300+ airport lounges worldwide, plus valuable airport dining and spa offers provided via Visa Airport Companion(opens to external site)2.

A Suite of Comprehensive Insurance Coverages*

Get up to speed on your insurance coverage, so you can enjoy peace of mind while travelling and avoid paying twice for the valuable protection you need.

Visa Infinite Benefits

Business concierge service and exclusive Visa Infinite benefits add a touch of luxury to your travels with premier privileges and attention.

Your complimentary Visa Infinite Business Concierge can help take care of just about any request – from making dining reservations to booking events and organizing travel itineraries3. Your concierge is available 24/7 and can be reached at 1-888-853-44581-888-853-4458.

Your Avion Visa Infinite Business card gives you access to room upgrades, best available rate, free wifi, complimentary breakfast, VIP guest status and late checkout at over 900 luxury hotels around the world4.

Book your room today

The Visa Infinite Dining Series features incredible dining events exclusively for cardholders like you, including once-in-a-lifetime chef collaborations at some of the country’s most anticipated new restaurants4.

See upcoming events and buy tickets

Business Offers

Have you linked your Avion Visa Infinite Business card to your Petro-Points‡ card yet?

Link your cards today and instantly start saving 3 ¢/L on gas every time5. Plus, earn 20% more Avion points and Petro-Points when you pay with your linked card6 and see how quickly your points add up!

Link your cards
Lock and Unlock Your Card

Can’t find your RBC credit card? With the RBC Mobile7 app, you can lock your card temporarily. This eliminates the worry of your card getting misused until you find it. Unlocking it is just as easy.

Simply log into the RBC Mobile app or RBC Online Banking for business and choose your Avion Visa Infinite Business card to lock and unlock it.

Offers

Sign in with your business account to see your offers from great brands. Load offers to get cash savings or bonus Avion points on business spend.

Learn More about Avion Rewards

Services Beyond Banking

Did you know as an RBC business client you have access to a number of special offers and services beyond banking?

View Beyond Banking offers

Redeeming For Rewards

Enjoy choice and value when using your Avion points towards what matters most to you – whether you choose to fly on any airline, any flight, any time8; or to redeem for merchandise or gift cards9, for you or for your business.

Did you know?

The Avion points earned from all your Avion Visa Infinite Business cards can be rolled up to one account, so you can earn points towards the rewards you want even faster. Plus, you can combine these points with those earned on your personal Avion card10, helping you redeem sooner than ever before.

So many ways to use your points

Travel the World on Points

Travel

From flights to hotels to rental cars, you have a world of choice when redeeming your points for travel. Plus, booking is easy! Reserve flights, hotel stays, cruises, vacation packages, and car rentals instantly on the Avion Rewards website or app, powered by Orbitz‡.

 

Take Your Points Shopping

Shopping

Redeem your points for the latest Apple‡ products and accessories, shop the Best Buy‡ catalogue of 50,000+ products, choose from thousands of merchandise items, or take advantage of our wide selection of gift cards when you want to reward yourself or your employees9. With so many rewards to choose from, it’s easy to find something for you or your business.

Shop now
 

Convert Points

Convert Points

Part of another loyalty program? Don’t let it go to waste. Convert your Avion points to a wide variety of partner loyalty programs – including American Airlines‡, Asia Miles‡, British Airways‡ or WestJet‡.

Convert now
 

Payback with Points

Payback with points

No travel plans for a while? Why not pay down your credit card balance with the points you have earned11? When you Payback with Points it’s like you’re redeeming for virtually anything you’ve purchased with your card. Simply sign into RBC Online Banking and click the Payback with Points link to get started.

Sign in to RBC Online Banking
 

Donate to Charity

Donate to charity

Want another way to make a difference in your community? Use your points and donate to charities that matter to you – such as Ronald McDonald House, Own the Podium and Hope Air.

See all charity options
 

RBC Financial Rewards®

RBC Financial Rewards

From paying down your mortgage to contributing to RBC investment products, choose to use your Avion points to create a healthy financial future for yourself, your business or your family12.

Learn more about RBC Financial Rewards

Visa Spend Clarity for Business

Visa Spend Clarity for Business allows businesses to get a clear view and full control of employee expenses on the go with near real-time alerts and notifications of spend. They can track spending, categorize expenses and add receipts all via Spend Clarity Business mobile app, also allowing them to set up and manage each employee with specific, personalized spending controls and transaction limits.

Enroll now
 

Visa Spend Clarity for Business

Stay on top of your business cash flow, and control employee card spend with a convenient expense management tool that’s available for both your desktop and your mobile device. With Visa Spend Clarity for Business, you’ll quickly see the impact of being able to track credit card purchases and understand spending patterns – ultimately helping you make smarter business decisions.

Helpful Tips

  • Use your RBC Avion Visa Infinite Business card instead of cheques to pay suppliers. This way, you can skip the effort that comes with manual tracking and easily manage your spending through Visa Spend Clarity for Business.
  • Easily customize each of your employee’s business credit cards so you can control where, when and how they are used. This gives you the peace of mind knowing that your employees are using their cards appropriately and for business-approved expenses.
  • After signing up, take the time to set up transaction categories. For example, if you ever use your RBC Avion Visa Infinite Business credit card for personal expenses, you can create custom transaction categories, such as “Personal” or “Tax Deductible”. You’ll save so much time come tax season!
  • Transaction notifications are available through the Spend Clarity Business mobile app. You can add notes or receipts immediately after you or an employee makes a purchase. Download the free “Visa Biz Receipts” app in the Apple App Store(opens to another site) or Google Play (opens to another site).
  • Did you know you can connect your accounting software to Visa Spend Clarity for Business? This enables automatic transfer of data, saving you the time and effort of manual entry. Visa Spend Clarity for Business supports integration with Intuit QuickBooks Online version, Xero and Sage.

Ready to Enroll?

Start making informed decisions about your business and better manage costs across your company.

Enroll now

Need help getting set up?

Read our Getting Started Guide for step-by-step instructions

FAQs

Payment due dates vary for each RBC Royal Bank credit card. Your due date will appear on your credit card statement. To verify your due date, call 1-800-769-25121-800-769-2512. 

The minimum payment amount will appear on your monthly credit card statement in the box marked "Minimum Payment". It will normally be $10 plus the Interest and the Fees, as shown on the Calculating Your Balance section of your statement. If your New Balance is less than $10 or less than the calculated Minimum Payment, you must pay the New Balance. This minimum payment may also include any past due amounts and any portion of the total new balance owing that is more than your credit limit. The minimum payments required vary for each RBC Royal Bank credit card and depend on other factors such as your cards credit limit. If you choose not to pay the full balance owing on your RBC Royal Bank credit card, you must pay at least the minimum payment due each month to maintain a good credit rating.

Learn more about minimum payment.

You can make payments on your RBC Royal Bank credit card at any time. RBC Royal Bank offers a range of methods to suit your personal financial style, such as convenient online banking over the Internet, or automated banking designed so you'll never need to worry about making your payment on time. In addition, you can pay over the telephone, by mail, in person at one of our branches, or at a conveniently-located RBC Royal Bank ATM.

Find out more about the different ways to pay

If you suspect that your RBC Royal Bank credit card is being used without your knowledge or consent, please call Customer Service immediately at 1-800-769-25121-800-769-2512 and a representative will help you.

Yes, you can call Customer Service at 1-800-769-25121-800-769-2512 and a representative will help you.

This is the maximum amount of credit you have on your RBC Royal Bank credit card. It will appear on your monthly RBC Royal Bank credit card statement.

Your credit limit is determined based on your credit history and your income. If you would like to request a higher limit, contact our Credit Department at 1-800-769-25121-800-769-2512 and a representative will be pleased to review your account with you.

If you attempt to make a purchase that exceeds your credit limit, your purchase MAY be declined. If a purchase is approved, by allowing you to exceed your credit limit, you will be charged an overlimit fee. To discuss an increase to your credit limit, call our Credit Department at 1-800-769-25121-800-769-2512.

The grace period is the number of days between the date your monthly statement is issued and the date your payment is due. You have a minimum 21 day interest-free grace period for new purchases. You can avoid interest on those new purchases by paying your balance in full on or before the payment due date.

Choosing from a wide selection of exciting merchandise offers, travel rewards and partner discounts is just one of the benefits of carrying an RBC Royal Bank credit card. Ensuring that your rewards are as easy to redeem as they are to earn, is just one of the ways that we thank you for your business. You can call our Customer Service at 1-800-769-25121-800-769-2512 and a representative will help you. See some of the rewards available through the Avion Rewards program.

View all FAQs

Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
All other trademarks are the property of their respective owner(s).
With the RBC Avion Visa Business card, you earn 1 Avion point per $1.
All insurance is subject to limitations and exclusions. Please refer to the insurance certificates included in your Welcome Kit for complete details.
You will earn: (i) 1.25 Avion point per $1 in net purchases you make with your card, up to a maximum of $75 000 in net purchases per Annual Period, and (ii) 1 Avion point per $1 in net purchases you make with your card in excess of $75 000 during an Annual Period, unlimited. “Annual Period” means the twelve (12) full monthly statement periods each year, starting with your January monthly statement and ending with your December monthly statement or, if you are a new Avion Visa Infinite Business cardholder, the period starting on the day your card is issued and ending with your December statement. Each year, on the first day of your January monthly statement, your annual net purchase amount, for the purpose of determining your earn rate only, will automatically reset to zero. Please note that monthly statement periods don't necessarily line up with the beginning and end of a calendar month. Avion points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged. For more details on the Avion Rewards program, please visit: rbcrewards.com/terms-and-conditions.
Primary cardholders with an RBC Avion Visa Infinite Business credit card (“Eligible Credit Card”) have access to participating lounges within the Visa Airport Companion Program (“Program”), hosted and managed by DragonPass International Ltd. (“DragonPass”) Cardholders must enroll for this benefit either through the Visa Airport Companion App (available to download for free) or on the Program Website (visaairportcompanion.ca) using their Eligible Credit Card. Upon enrollment, Cardholders and their guests can access participating lounges by paying a fee of $32 USD (subject to change) per person, per visit. Applicable lounge access charges will be billed to the Eligible Credit Card connected to the Cardholders’ Program membership. Unless suspended or cancelled, the Program membership will automatically renew annually on the anniversary date (e.g. when the Cardholder enrolled for the Program). The Program membership may be suspended if your Eligible Credit Card is no longer in good standing. To view a full list of participating airport lounges, their facilities, opening times and restrictions, Cardholders can visit the Program App and Website for more information. Cardholders who participate in the Program are subject to the DragonPass Terms of Use, Terms of Service and Privacy Policy and Visa’s Privacy Notice. By enrolling in the Program and using the benefits and offers presented through the Program, the Cardholder acknowledges that DragonPass may share Cardholders’ Program data with Visa and/or Royal Bank of Canada (“RBC”) in order to facilitate the Program, subject to Visa and RBC’s own privacy policies. Other terms and conditions apply. To view the full Terms and Conditions for the Program, please visit the Program App or Website. The Program services and benefits are provided by DragonPass and applicable third party offer providers and neither Visa nor RBC is responsible for any claims or damages arising from participation in the Program. Visa reserves the right to modify or cancel this Program at any time and without prior notice. For Full terms and conditions, visit https://en.dragonpass.com.cn/info/termsofservice(opens to external site)
There is no fee for the Concierge’s services, however cardholders are responsible for the cost of any goods or services (including any related fees or costs) authorized by the cardholder and purchased by the Visa Infinite Concierge on the cardholder’s behalf. All costs will be charged directly to the cardholder’s Avion Visa Infinite Business card. For complete details, go to; visainfinite.ca.
For full details on Visa Infinite, visit visainfinite.ca. You must be an eligible Visa Infinite cardholder with a valid Visa Infinite card to take advantage of the Visa Infinite offers, benefits and services. Certain benefits and services require enrolment. Offers and benefits are non-transferable and discounts cannot be combined with any other offer or discount. Neither Visa nor Royal Bank of Canada is responsible for any claims or damages arising from use of any benefits or services provided by a third party. Visa reserves the right to modify or cancel offers, benefits and services at any time and without notice. All offers, benefits and services made available through Visa are subject to complete terms and conditions, including third party suppliers’ terms and conditions. The Visa Infinite privacy policy applies to all benefits and services that require enrolment through, or are otherwise provided by, the Visa Infinite Business Concierge or the Visa Infinite website. The collection, use and disclosure of cardholders’ personal information by third party suppliers of services and benefits to Visa Infinite cardholders are subject to such third parties’ own privacy policies.
To participate in this offer, you must have an RBC debit or credit card which is issued by RBC Royal Bank of Canada (excluding RBC commercial credit cards) (“Eligible RBC Card”). When you participate in the Linked Loyalty Offers as a Business RBC Client, you will only be able to link up to two (2) Eligible Business RBC Credit Cards and one RBC Client Card to a Petro-Points Account. You must be enrolled in RBC Online Banking for business in order to link your Eligible RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. Each time you use your linked Eligible RBC Card to purchase any grade of gasoline, including diesel, at a retail Petro-Canada location, you will save three cents ($0.03) per litre at the time of the transaction. For more information, visit rbc.com/linkbusiness.
Only certain RBC credit cards earn Avion points. Each time you use your linked Eligible RBC Card that earns Avion points to pay for purchases at a retail Petro-Canada location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards terms and conditions: rbcrewards.com/terms-and-conditions. Please allow up to ninety (90) days from the date the transaction is posted on your credit card statement for the bonus points to be deposited into your Avion Rewards account. Each time you use your linked Eligible RBC Card to pay for qualifying purchases at a retail Petro-Canada location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the Petro-Points terms and conditions available at www.petro-points.com/terms. The collection of Petro-Points excludes taxes on non-petroleum purchases, tobacco, vaping products, gift cards and transit tickets.
RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc.
Subject to availability. Some restrictions may apply. For complete details, please visit: rbcrewards.com/travel-rewards. For complete terms, conditions and restrictions that apply to the Avion Rewards program, please visit: rbcrewards.com/terms-and-conditions or call 1-800 ROYAL® 1-2 (1-800-769-2512)(1-800-769-2512).
All rewards are subject to availability and may change without prior notice. For complete terms, conditions and restrictions that apply to the Avion Rewards program, please visit: rbcrewards.com/terms-and-conditions or call 1-800 ROYAL® 1-2 (1-800-769-2512)(1-800-769-2512).
This feature is only available to Primary Business Cardholders. Employees who also have a personal RBC Avion Visa Platinum card or RBC Avion Visa Infinite card are not eligible to combine points. If there are multiple Business Owners I) combining Avion points between business and personal RBC Avion Visa Platinum or RBC Avion Visa Infinite cards is only available to one Business Owner, II) Avion points from all Avion Visa Business Infinite cards can only be combined into the account of one Business Owner, and III) only that Business Owner will also be able to combine Avion points between his/her business and personal RBC Avion Visa Platinum or RBC Avion Visa Infinite cards.
Payback with Points redemptions will be applied as a payment towards the balance of the Avion Rewards credit card account you select, not towards a particular transaction. Also, Payback with Points redemptions cannot be converted into cash, a cheque or any other form. It will take two (2) to three (3) business days for your payment to be credited to your credit card account and for your available credit to be adjusted. For more details, visit the Avion Rewards terms and conditions at: rbcrewards.com/terms-and-conditions.
You may redeem your points for a voucher that may be used to make a contribution towards any of the registered plans listed under the RBC Registered Rewards category, or applied towards any of the following financial products: RBC Mortgage, RBC Homeline Plan, Royal Credit Line and RBC Personal Loan. Please allow up to 4 weeks for delivery of RBC Financial Rewards voucher. For complete terms, conditions and restrictions that apply to RBC Financial Rewards, please consult the Avion Rewards terms and conditions at: rbcrewards.com/terms-and-conditions.