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Guaranteed Investment Certificates for Business

How GICs Can Help Your Business

Businesses of all sizes can earn a competitive rate of return with easy access to your funds, based on your cash flow needs.

Give Money
Protect your principal

Take advantage of opportunities in the market with both the original investment and the interest guaranteed.1

Investments
Grow your return

Choose from different investment options that help you to maximize your return based on your investment goals.

Hourglass
Forecast reliable growth

Find competitive interest rates that are guaranteed for the full term of the investment.

ATM
Flexibility for your liquidity needs

Select the time horizon and solution that’s right for your business, with the flexibility to access funds based on your cash flow needs.

Earn Competitive, Secure Investment Returns
with RBC’s GIC Options

Guaranteed Return GICs

Anticipate growth on your terms

Explore a range of flexible options designed to suit your business at all stages of growth.

Interest-Linked GICs

Access greater opportunity

Grow your investment alongside interest rate uncertainty, backed by 100% protected principal.

RBC Equity-Linked GICs

Accelerate your return potential

Enjoy the security of a GIC and the returns of an equity investment.2

Explore Guaranteed Return GICs
Explore interest-Linked GICs
Explore RBC Equity-Linked GICs

Earn Competitive, Secure Investment Returns with RBC’s GIC Options

Guaranteed Return GICs

Anticipate growth on your terms

Explore a range of flexible options designed to suit your business at all stages of growth.

Explore Guaranteed Return GICs

Interest-Linked GICs

Access greater opportunity

Grow your investment alongside interest rate uncertainty, backed by 100% protected principal.

Explore interest-Linked GICs

RBC Equity-Linked GICs

Accelerate your return potential

Enjoy the security of a GIC and the returns of an equity investment.2

Explore RBC Equity-Linked GICs
Business Advisor consulting a client

Ready to Get Started?

If You Already Have an RBC Account
You Can Purchase Now
Sign in to Online Banking
Call our 24/7 Business Helpline
1-800-463-3863
Locate a Branch Near You
Find a Branch
Looking for Other Business Savings Options?

Take a look at RBC’s range of options

Explore Business Savings Accounts

Ready to Get Started?

Call our 24/7 Business Helpline
1-800-463-3863
Locate a Branch Near You
Find a Branch
If You Already Have an RBC Account You Can Purchase Now
Sign in to Online Banking

The level of return on the RBC MarketSmart™ GICs is not guaranteed although several of these GICs offer a guaranteed minimum return feature.
These GICs do not pay you regular interest income or provide a guaranteed rate of return. It is possible that there may be no return. For full product details, including how the variable return is calculated, please refer to the relevant GIC listed on this page, visit your nearest RBC branch or call 1-844-252-3683.