RBC Ultimate Business Account Package

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1

Includes electronic (digital) debit and credit transactions to the account, such as online bill payments, pre-authorized payments (PAPs) and point of sale (POS) transactions. Standard fees apply for other services, including cheques and cash deposited at RBC ATMs, Pay Employees & Vendors (PEV), Interac e-Transfer transactions and wire transfers not expressly included in the package when completed online.

2

Only includes outgoing Interac e-Transfer transactions sent on the RBC Online Banking for business platform. Excludes all other Interac e-Transfer services such as Autodeposit, Request Money, Request Money Fulfillment and Bulk Interac e-Transfer service.

3

Standard fee of $0.22 per item deposited (such as cheques and drafts) via an RBC Branch, RBC ATM, RBC Mobile Cheque Deposit or Night and Day Deposit does not apply to this account package. Fees relating to processing an electronic credit or paper deposit to the account still apply, unless otherwise included.

4

Standard fees and charges apply for services and transactions exceeding the number included in the account package

5

The additional 10,000 Avion points (the “Bonus Points”) are only available to clients who hold an RBC Ultimate Business account package. The Bonus Points are in addition to the welcome bonus points offer that you may receive or previously have received upon approval of your application for an RBC Avion Visa Infinite Business or RBC Commercial Avion Visa card (each, an “Eligible Credit Card”). If you are an existing Eligible Credit Card cardholder prior to opening the RBC Ultimate Business account package and your Eligible Credit Card account is in good standing, you are eligible for the Bonus Points. If you are an existing RBC Ultimate Business account package owner prior to opening an Eligible Credit Card account and your RBC Ultimate Business account is in good standing, you are eligible for the Bonus Points. Please allow up to 90 days from the date you open your RBC Ultimate Business account package or Eligible Credit Card for the Bonus Points to appear on your credit card account statement, provided your RBC Ultimate Business account or Eligible Credit Card account is still open and in good standing at that time.

Limitations:

The Bonus Points are only offered to the first Primary Business Cardholder on the Eligible Credit Card account and is limited to 1 set of Bonus Points per Primary Business Cardholder, irrespective of the number of RBC Ultimate Business account package(s) such Primary Business Cardholder may own. Additional Primary Business Cardholders and Secondary Business Cardholders on the Eligible Credit Card account are not eligible for the Bonus Points, even if they also own an RBC Ultimate Business account package.
Limit of 1 set of Bonus Points per RBC Ultimate Business account package, which means that if there are multiple owners on an RBC Ultimate Business account package and each co-owner is also the Primary Business Cardholder on an Eligible Credit Card account, only one owner on the RBC Ultimate Business account package will be entitled to the Bonus Points.

Clients who do not qualify for an RBC Avion Visa Infinite Business card but are approved for an RBC Avion Visa Business card are not eligible for the Bonus Points. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time.

6

To be approved for the RBC Avion Visa Infinite Business card, you must meet one of the following minimum requirements. You must declare: (i) a minimum annual personal income of $60,000, a minimum annual household income of $100,000, a minimum annual business sales revenue of $500,000, minimum assets under management of $250,000 or more, or (ii) a current annual credit card spend of $30,000 or more. If you do not meet at least one of these minimum requirements or do not qualify for any other reason, Royal Bank of Canada may consider your application for the RBC Avion Visa Business card. For complete details on the features of the RBC Avion Visa Infinite Business card, please visit rbc.com/avib or call 1-800-769-25201-800-769-2520. For complete details on the features of the RBC Avion Visa Business card, please visit rbc.com/businessavion or call 1-800-769-25201-800-769-2520.

7

Fee waiver applies only to the monthly package fee when the minimum daily balance is held for the entire month.

8

RBC Mobile is offered by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc.

9

Each time you use your linked Eligible RBC Card to purchase any grade of gasoline, including diesel, at a Retail Petro-Canada Location, you will save three cents ($0.03) per litre at the time of the transaction. 

10

Each time you use your linked Eligible RBC Card to pay for qualifying purchases at a Retail Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the Petro-Points Terms and Conditions.

11

Includes cheques deposited through the RBC Mobile App, RBC ATM and ChequePro.

12

The Night and Day Deposit service may not be available in all areas. Fees and charges may vary based on location. Other fees and charges may apply.