Overview
Business Chequing Accounts
GICs
Business Savings Accounts
Open a $6/month RBC Digital Choice Business Account
Manage Your Credit Card
Business Cards
Commercial Credit Card Program
Turn Your Business Purchases Into Business Savings
Short-Term and Operating Loans
Mid-Term and Long-Term Business Loans
Grow, Expand, Improve – With Long-Term Financing for Your Business
Payments Solutions
Ways to Bank
Effortless payments every single time
Bank Guarantees
Get Ready for International Trade
Find Trade Partners and Markets
RBC International Trade Solutions
RBC Global Connect
Industry Expertise & Advice
Advisory Services
Make your dream of starting a business a reality.
Popular Links
Get back up to $300 cash back with RBC and Ownr.
Reward yourself, your employees or reinvest in your business with Avion points you earn simply for making purchases with your card.
or
Call 1-800-769-2520
Annual Fee: $120
Additional Card: $50
Purchase Rate: 19.99%
Cash Advance Rate: 22.99%
The benefits of a premium rewards program that gives your business the flexibility to redeem for travel as well as merchandise, gift cards or to pay back with points
A built-in suite of premium insurance coverage
Less than 5 cards in their expense program
To simplify accounting, employee reimbursement, and identify tax-deductible expenses
Tell us about your business and we will provide a personalized card recommendation.
Earn 1 Avion point for every $1 spent in net purchases with your card3. Check out the RBC Business Rewards Calculator to see how quickly your points can add up!
Combine the Avion points earned from all your employees’ RBC Avion Visa Business cards into one account, and pool your points between your business and personal Avion cards5.
Use your points to invest in your business, provide incentives to employees, pay back your balance or simply reward yourself.
Link your card7 and instantly save 3¢/L on fuel8 and always earn 20% more Petro-Points9 and Avion points10.
Enjoy 35,000 Welcome Avion points upon enrollment1
Earn bonus points while you shop, make your Avion Rewards credit card even more rewarding.
Redeem for air travel rewards from the Air Travel Redemption Schedule. Book any flight, on any airline at anytime2, instantly, only Avion Rewards program has an online booking tool that’s powered by Orbitz
Enjoy other travel rewards including packaged holidays, hotels, car rentals, cruises and tours.
Redeem points online for the latest tech products at Apple and Best Buy, gift cards/ certificates at today’s hottest stores, specially selected merchandise items or RBC Financial Rewards.
Whether you want to reward yourself or your valuable employees, or even reinvest in your business, Avion Rewards provides you plenty of options.
The Avion Collection – Exclusive Experiences, Offers and Benefits
Only Avioners can unlock access to this ever-growing catalogue of exclusive experiences, offers and benefits. From the golf green, to the red carpet, to dining & entertainment - Avioners always get more. Start Exploring The Avion Collection
Sign in with your business account to see your offers from great brands. Load offers to get cash savings or bonus Avion points on business spend.
Extensive Insurance Coverage
Get insurance protection with trip cancellation, interruption13 and rental car insurance11, even your eligible retail purchases are included12.
Liability Waiver Insurance
Protects you and your business against fraud and unauthorized charges by employees.
Purchase Security
Protects eligible business purchases charged to your RBC Avion Visa Business card against theft, loss or damage for 90 days from the day you buy them12.
Extended Warranty
Doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of 5 years. This valuable coverage protects all eligible business items that are purchased on your RBC Avion Visa Business card12.
Fraud Prevention and Enhanced Security
RBC’s 24-hour worldwide fraud detection keeps your card safe, while Visa’s Zero Liability eliminates your liability for fraudulent card transactions, provided you protect your PIN and card. Chip and PIN technology offers extra security with every purchase.
Great Benefits – Just for Avioners
From exclusive perks to enhanced coverage, explore all the benefits that come with being an Avioner.
Credit Card Lock
You can lock your RBC credit card temporarily at any time. Use Credit Card Lock if you’ve misplaced your card, simply log in to the RBC Mobile app and choose the card you want to lock. Learn More.
Save on Car rentals at Hertz
Get up to 30%14 off at Hertz (applies to the base rate only) and earn 3x15 in Avion Rewards. Find out how to load this offer.
Speed, Convenience and Security
Use Visa payWave when paying for small purchases. Just tap your card and you’re on your way.
Manage Your Credit Card Online
With RBC Online Banking for business, you can pay your credit card and other bills and check your balances and transactions online anytime.
Receive a Discounted Annual Fee When Holding Multiple Cards
Your annual fee will only be $50 for any additional Business Avion or Personal Avion card, when you hold both6.
Optional Extras
Optional Travel Insurance offers peace of mind when you travel for business or pleasure.
Save time and money when you bank electronically.
More about the Digital Account Package
Supplements your cash flow by providing your business with a line of credit that you can access anywhere at any time.
More About OperatingLine
Apply online or speak with an RBC Advisor today.
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To receive a complimentary DashPass subscription for $0 delivery fees on orders of $15 or more at eligible restaurants when you pay with your Eligible RBC Credit Card, you must subscribe to DashPass by adding an Eligible RBC Credit Card, accept the DoorDash terms and conditions, and activate your benefit by clicking “Activate Free DashPass” before {{doordash_expiry_date}} (“Offer Period”). If you are an existing DashPass subscriber and have already added an Eligible RBC Credit Card to your account you must activate your benefit by clicking “Activate Free DashPass” during the Offer Period. If you have been charged for DashPass you will receive a refund to the method of original payment, in the amount of the monthly subscription fee for the month you activate your complimentary subscription. For all clients, by clicking on “Activate Free DashPass” you agree to the DoorDash terms and conditions which can be found at https://help.doordash.com/consumers/s/terms-and-conditions .
Eligible RBC Credit cardholders include primary cardholders, co-applicants, authorized users, primary business cardholders and secondary business cardholders on an Eligible RBC Credit Card account.
The DashPass monthly subscription fee will be waived (“Complimentary DashPass Subscription”) and you will receive either a 3 month or 12 month Complimentary DashPass Subscription based on the Eligible RBC Credit Card you use to subscribe to DashPass.
DashPass subscriptions purchased through third parties, including third-party payment accounts, or online or mobile digital wallets (like Apply Pay and Google Pay) are not eligible for the Complimentary DashPass Subscription.
Eligible RBC Credit Cards: Your Eligible RBC Credit Card may only be used with one DoorDash account to receive a Complimentary DashPass Subscription. Once you have received a Complimentary DashPass Subscription you cannot use the same eligible RBC Credit Card to obtain a Complimentary DashPass Subscription with another DoorDash account.
You are only eligible for one 12 month Complimentary DashPass Subscription and one 3 month Complimentary DashPass Subscription during the Offer Period. The Complimentary DashPass Subscription commences on the date you subscribe to receive the Complimentary DashPass Subscription. For example, if you subscribe to a 12 month Complimentary DashPass Subscription in on the last day of your second month of a 3 month Complimentary DashPass Subscription you will receive a total of 14 months of Complimentary DashPass Subscription. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0.50 charge to validate your card enrollment. This charge will be reversed in 3 to 5 days once your account has been validated.
12 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:
As an RBC Avion Visa, RBC Avion Visa Infinite , RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite Privilege for Private Banking, WestJet RBC World Elite Mastercard, Avion Rewards Visa Preferred, RBC Cash Back Preferred World Elite Mastercard, RBC Cathay Pacific Visa Platinum, RBC British Airways Visa Infinite, RBC Avion Visa Business, RBC Avion Visa Infinite Business cardholder.
You are eligible for a Complimentary DashPass Subscription for 12 months from the date you subscribe to receive the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 12 month Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.
3 Month Complimentary DashPass Subscription is available for the following Eligible RBC Credit Cards:
As an Avion Rewards+ Visa, Signature Avion Rewards Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC Visa Classic II Student, RBC Visa Gold, RBC U.S. Dollar Visa Gold, Avion Rewards Visa Gold, RBC RateAdvantage Visa, WestJet RBC Mastercard, RBC Visa Business, RBC Visa Business Gold, RBC Visa CreditLine for Small Business, or RBC Business Cash Back Mastercard.
You are eligible for a Complimentary DashPass Subscription for 3 months from the date you subscribed to the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 3 month Complimentary DashPass Subscription. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass.
DoorDash not Royal Bank of Canada, is responsible for (i) services and products provided through DoorDash; (ii) DashPass, including the DashPass Benefits, the administration of DashPass and (iii) the DoorDash terms and conditions. The Complimentary DashPass Subscription offer may be amended or withdrawn at any time. To learn more about DashPass, visit www.doordash.com/dashpass. For full DashPass for RBC Program Terms and Conditions, visit rbcroyalbank.com/credit-cards/documentation/pdf/full-doordash-tcs-en.pdf.