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Keep your business running smoothly with solutions that make paying vendors, suppliers and others easier. Whether they’re located in Canada, the U.S. or around the world, check out ways to simplify and strengthen the process.
Make effortless payments every time with RBC PayEdge, an innovative accounts payable platform that integrates with your accounting system to pay invoices and reconcile payment information automatically.
Ideal for:
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Make electronic payments to payees anywhere in Canada with Interac e-Transferlegal disclaimer ‡. Funds are typically sent within an hour and are available once your vendor or supplier accepts them.
Interac e-Transfers are available through:
Drop payments directly into your payees’ accounts with direct deposits. Save time by only having to set up payments once for recurring deposits.
Direct deposit is available through:
Benefit from a fast and secure way to pay domestic and international vendors and payees in a foreign currency.
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Wire payments are available through:
Send electronic payments to any of the thousands of payees in our system. Pay your bills on time while maximizing your cash flow and stop spending time processing and sending cheques in the mail.
Online bill payments are available through:
Improve your cash flow and cut down on paperwork at tax-time with a business credit card. Plus, earn Avion points or cash back on your business expenses to use for travel and more.
Explore business credit cards
Payables Direct is an effective way for large business clients, who are already users of EDIlegal disclaimer 1 or ISO20022legal disclaimer 2 XML, to electronically submit multiple payment instructions to RBC in a single file or transmission. These payments can be for ACHlegal disclaimer 3 Direct Deposits, ACH Direct Payments, Wire payments, FEDIlegal disclaimer 4, Cheque Issuance with/without Payee Match. With this service clients are able to efficiently submit payments 24/7 allowing for improved cash flow management and forecasting.
Integrated Payables Direct (IPD) is a new version of RBC's Payables Direct service. Like the legacy Payables Direct service, IPD allows large business clients to provide multiple payment types in a single industry-standard ISO 20022legal disclaimer 1 XML file and send fax and email remittances to the payment receiver (enhanced).
IPD also supports ACHlegal disclaimer 2 Direct Deposits for domestic payroll and vendor payments, ACH Direct Payments for domestic collections, Wire Payments, Business Document Solutions for Cheque Issuance, Payee Match and RBC International Pay for international and cross-border ACH.
With this new service, clients are able to efficiently submit payments 24/7 Host-to-Host through Network Gateway or SWIFT FileAct, or online using RBC's new Bulk File Transfer service. IPD also provides clients with the ability to approve submitted files using the Bulk File Transfer service and RBC will keep clients up to date with the latest payment status.
Ideal for large companies that:
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