Investing Without the Risk

Non-Redeemable and Redeemable GICs offer a fixed rate of return for a specific term, with both principal and interest guaranteed.

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Is This GIC Right for You?

This GIC may be an appropriate choice if you are looking to:

  • Invest for a specific term at a guaranteed rate without risk
  • Have a choice of a wide variety of investment terms and interest payment frequencies
  • Minimize the impact of interest rate swings and tailor your investments to your personal needs

Key Features

  • Minimum Investment:
    • $1,0001
    • $5,000 (for terms between 30 – 364 days)
    • $100,000 (for less than 30 days)
  • Terms:
    • 1 to 364 days
    • 1 - 5, 7 or 10 years
  • Returns:
    • Guaranteed principal and interest rate2
  • Interest Payment Options3:
    Terms less than one year are payable:
    • At maturity
    Terms greater than or equal to one year are payable:
    • Monthly1
    • Semi-annually
    • Annually
    • At maturity (interest compounded annually)
  • Access to Funds:
    • Non-redeemable GIC – No
    • Redeemable GIC – Yes, at a reduced rate
  • CDIC Eligible: Yes

Benefits

Security and Safety

Both the original investment and interest payments are guaranteed.

Flexibility

Choice of terms, interest payment options, and plan eligibility.

Ready to Get Started?

Call our 24/7 Business Helpline
1-800-463-3863
Locate a Branch Near You
Find a Branch
If You Already Have an RBC Account You Can Purchase Now
Sign in to Online Banking