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Canadian Market-Linked GICs

Benefit from Increases in the Canadian Stock Market With No Risk to Your Investment

Canadian Market-Linked GICs offer the best of both worlds – the security of a GIC and the growth potential of the equity markets. This GIC is a three-year GIC whose return is linked to performance of the S&P/TSX 60 Index1. This GIC gives you the potential to benefit from increases in the Canadian stock market without risking your capital.

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Is This GIC Right for You?

This GIC may be an appropriate choice if you:

  • Want the potential to earn a higher rate of return than traditional GICs.
  • Want to guarantee the safety of your original investment.
  • Will not require regular income from this investment.
  • Are willing to accept a variable, rather than guaranteed, rate of return.

Key Features

  • Minimum Investment: $1,000
  • Terms: 3 years
  • Return: Variable return is linked to the S&P/TSX 60 Index
  • Interest Payment Options: Return, if any, paid at maturity, or at time of lock-in anniversary at the end of the second year2
  • Access to Funds: No
  • CDIC Eligible: Yes

Benefits

Higher Return Potential

You’ll participate in the growth potential of the Canadian stock market.

Peace of Mind

Your original investment is 100% guaranteed at maturity.

Simplicity

You’ll have principal protection and growth potential in one solution.

Flexibility

Early return lock-in option2 available on the GIC’s second anniversary, providing you with control and flexibility.

Additional Information

For more information such as how return is calculated or to invest in a Canadian Market-Linked GIC, refer to:

Ready to Get Started?

Call our 24/7 Business Helpline
1-800-463-3863
Locate a Branch Near You
Find a Branch
If You Already Have an RBC Account You Can Purchase Now
Sign in to Online Banking

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Resources

"Standard & Poor's®", "S&P®" and "S&P/TSX 60®" are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by Royal Bank of Canada. "TSX" is a trademark of The Toronto Stock Exchange and is used under licence by Royal Bank of Canada.

The Canadian Market-Linked GIC is not sponsored, endorsed, sold or promoted by Standard & Poor's or The Toronto Stock Exchange and neither party makes any representation regarding the advisability of investing in the Canadian Market-Linked GIC.

The S&P/TSX 60 Index is prepared and published by Standard & Poor's, a division of The McGraw-Hill Companies, Inc. according to a standard set of rules established by S&P from time to time.

The lock-in option allows you to take your return on the 2-year anniversary. If you decide to lock in gains before maturity, the return is paid out on the second anniversary, but the principal is paid back on the maturity date.

Telephone purchasers who have not received a written copy of the Canadian Market-Linked GIC Special Conditions and fact sheet prior to purchase will have the opportunity to cancel this investment purchase within two days of the day the written information on the investment is provided by calling 1-800-769-2511 or visiting your branch.

Past performance of this product is not indicative of future returns. Your return will depend on whether and how much the S&P/TSX 60 Index level increases over your investment's term. This GIC does not provide you regular interest or provide a guaranteed rate of return. It is possible that there may be no return. For full product details, including how variable return is calculated, refer to the fact sheet and special conditions, visit your RBC branch or call 1-800-769-2511.