Accounts and Services
Select an Account Type
Manage Your Banking With No Surprises
Whether you require a complete and comprehensive account, have complex financial management needs, or have a specific need, our banking accounts are just the solution
RBC Signature No Limit Banking
An all-inclusive banking account designed for customers with more complex financial needs, including unlimited transactions, three Interac withdrawals, five cross border debits and more.
- Unlimited Debits
- Monthly Fee: $16.95
- Fee After Multiproduct Rebate (opens new window): $10.95
- Fee After Value Program Rebate: As low as $5.00
- Free Overdraft Protection
RBC Advantage Banking
A banking account that offers a low monthly fee and no surprises. If it's freedom you want, you've found it.
- Unlimited Debits
- Monthly Fee: $11.95
- Fee After Multiproduct Rebate (opens new window): As low as $0
- Fee After Value Program Rebate: As low as $0
- Overdraft Protection: $5.00 per month plus applicable Overdraft Interest
RBC Day to Day Banking
A basic banking account that offers value and convenience to those who make fewer than 12 debit transactions per month.
- 12 Debits, plus unlimited free debits for eligible public transit47
- Monthly Fee: $4.00
- Fee After Multiproduct Rebate (opens new window): FREE
- Fee After Value Program Rebate: FREE
- Overdraft Protection: $5.00 per month plus applicable Overdraft Interest
RBC VIP Banking
An all-inclusive package that covers multiple bank accounts including unlimited transactions, a free premium Visa card and much more.
- Unlimited Debits
- Monthly Fee: $30.00
- Fee After Multiproduct Rebate (opens new window): $19.95
- Fee After Value Program Rebate: As low as $18.05
- Free Overdraft Protection
U.S. Personal Account
A U.S. dollar account with chequing privileges, allowing you to save in U.S. dollars when exchange rates are favourable.
- 6 Debits47
- Monthly Fee: $3.00 USD.
- Fee After Multiproduct Rebate (opens new window): N/A
- Fee After Value Program Rebate: N/A
- Overdraft Protection: $5.00 US per month plus applicable Overdraft Interest
Maximize Your Savings
Whether you are just starting to save or have accumulated a substantial sum, we offer several great savings accounts to meet your needs. Choose from our high interest, tiered interest and basic savings accounts.
RBC High Interest eSavings
An online savings account offering high interest on every dollar. Free online transfers from this accounts to other RBC accounts in your name — 24/7 with no delay.
- Monthly debits48 included: 1 Free RBC ATM cash withdrawal / month
- Monthly Fee: Free
- No Minimum Balance Required
RBC Enhanced Savings
A savings account best suited for those with higher balances, allowing you to enjoy premium interest rates on balances of $5,000 or more.
- Monthly debits included48: 1 per monthly cycle
- Monthly Fee: Free
- No Minimum Balance Required
RBC Day to Day Savings
A straightforward savings account that pays interest on every dollar invested, and the rate increases as your balance increases.
- Monthly debits included48: 1 per monthly cycle
- Monthly Fee: Free
- No Minimum Balance Required
RBC US High Interest eSavings
Earn high daily interest on every US dollar and receive free online transfers from this account to other RBC deposit accounts in your name — 24/7 with no delay.
- Monthly debits included48: 1 per monthly cycle
- Monthly Fee: Free
- No Minimum Balance Required
RBC British Pound eSavings
RBC British Pound eSavings account allows you to receive, hold and exchange pounds when rates are favourable and have them available when you need it.
- Save money on foreign exchange conversion fees by transacting in the same currency
- No Minimum Balance
- Earn interest on your foreign currency balance(s)
- Send and Receive Wire Transfers. Fees Apply
- Branch Cash Withdrawals: £0.60 each
- No Monthly Fee
RBC Euro eSavings
RBC Euro eSavings account allows you to receive, hold and exchange euros when rates are favourable and have them available when you need it.
- Save money on foreign exchange conversion fees by transacting in the same currency
- No Minimum Balance
- Earn interest on your foreign currency balance(s)
- Send and Receive Wire Transfers. Fees Apply
- Branch Cash Withdrawals: €0.75 each
- No Monthly Fee
RBC Hong Kong Dollar eSavings
RBC Hong Kong Dollar eSavings account allows you to receive, hold and exchange dollars when rates are favourable and have them available when you need it.
- Save money on foreign exchange conversion fees by transacting in the same currency
- No Minimum Balance
- Earn interest on your foreign currency balance(s)
- Send and Receive Wire Transfers. Fees Apply
- Branch Cash Withdrawals: HK$8.50 each
- No Monthly Fee
Get the Most From Your Every Dollar
As a youth or student, you have unique banking needs. Whether you're looking for value, flexibility or the ability to save for the future, RBC offers a variety of options to help give you what you need.
RBC Advantage Banking for Students
A student bank account that gives you more perks for less.
- Unlimited Debits
- No Monthly Fee for full time students66
- Overdraft Protection: $5.00 per month plus applicable Overdraft Interest
RBC Leo's Young Savers Account
A great way for children and youth to get started in saving and everyday banking. Online Banking access is included.
- Enjoy the convenience of free unlimited debit transactions in Canada49
- No Monthly Fee
- Overdraft Protection: Not available