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RBC Advantage Banking for students

RBC Advantage Banking for students

All the features you need as a student, without the monthly fee.

Monthly Fee:
No monthly fee for full-time students

Debits Included:
Unlimited debit transactions in Canada

Open Account

Features of This Account

If you're 13 years of age or older and a full-time student9 you get unlimited transactions and more when you choose RBC Advantage Banking for students.

  • Excess Debit Transaction Fee – free
  • RBC Virtual Visa Debit – unlimited
  • Interac Flash – unlimited
  • Interac Access Fee at Non-RBC Royal Bank ATMs in Canada – free
  • NSF (Non-Sufficient Funds) Rebate - Your first NSF Fee will be rebated each calendar year
  • Personalized Cheques - No charge on your first order of 50 RBC Standard Style cheques
  • Access to RBC Mobile Student Edition65
  • Up to $48 rebate38 on the annual fee of an eligible credit card15

Is It Right for You?

  • You are 13 years of age or older

Protect Yourself

RBC Virtual Visa Debit

A safe and secure way to pay for online, telephone or mail order purchases in the U.S. and internationally anywhere Visa is accepted39 and in Canada, anywhere Visa Debit is accepted with the funds debited directly from your personal deposit account41.

Over 15,000 online Canadian merchants already accept Visa Debit

Learn More

Accessing Your Accounts

Free access to RBC Online Banking, Mobile, and Telephone Banking

Convenient access to Canada's largest network of branches and ATMs

Customer service available in over 150 languages

Recordkeeping Options

Fee Information

eStatement and eNotifications including cheque images viewed online less than 90 days old

  • FREE

Monthly Paper Statement without cheque image

  • FREE

Cheque Images returned with paper statement21

  • $2.50 per month

Free Access to Online Banking4

Manage your day to day banking on the go with online or mobile banking.

Get the RBC Mobile Student Edition app65 to:

  • Transfer funds between accounts
  • Pay bills; even postdate payments if you choose
  • Make payments to personal loans, mortgages, credit card accounts, etc.
  • Obtain account balances and updates
  • Track previous transactions
  • Contribute to your RBC Royal Bank RRSP
  • Check current interest and foreign exchange rates
  • Apply for other RBC Royal Bank products

RBC Online Banking
Security Guarantee

We understand how important information security and privacy are to you. To provide you with greater peace of mind, we have developed the RBC Online Banking Security Guarantee. If an unauthorized transaction is conducted through your RBC Online Banking service, you will be reimbursed 100% for any resulting losses to those accounts54.

Fee Information

Monthly fee: FREE for full-time students

Free debits per monthly cycle: Unlimited

Access to Online, Mobile and Telephone Banking4: FREE

Interac and PLUS System ATM network access fees3: Interac: Free

  • PLUS System: $3.00 each (within Canada and U.S.A)
  • PLUS System: $5.00 each (outside Canada and U.S.A)

Interac e-Transfer: Unlimited

Cross-Border Debit14: $1.00 each

Start Your Application

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