Mortgages
Whether you’re buying a home, upgrading, investing or renewing your mortgage, we’re here for you every step of the wayLegal Disclaimer 1.
What can we help you with?
- Buying Your First Home
- Buying Your Next Property
- Managing Your Mortgage
- Switching Your Mortgage to RBC
- Renewing Your Mortgage
Buying Your First Home
Thinking about home ownership but don’t know where to start? RBC makes it easy with this step-by-step guide to home buying. Discover tips, tools, and offers for every stage of your home ownership journey.
Get a step-by-step guide to buying your first homeHow Much Home Can You Afford
Get an estimate of how much you may be able to afford in 60 secondsLegal Disclaimer 2.
Buying Your Next Property
Looking for more space or a change of scenery? Or maybe you’re considering a second property as an investment or vacation home. Either way, we can help you find a mortgage that meets your specific needs.
Managing Your RBC Mortgage
Whether you’re at the beginning of your home ownership journey or you’ve owned a home for years, we can help make it easier to pay off your mortgage sooner, leverage your home equity, change your payment schedule and more.
Learn More about managing your RBC mortgageWe’re Here to Help
Contact us today about managing your mortgage. We can help explain your options and offer advice on mortgage solutions to help you achieve your goals.
Switching Your Mortgage to RBC
Expert advice. An easy transfer. Switching your mortgage to RBC could be your best move yet. Talk to us today to discover the benefits of switching.
Start Your Switch Online
With RBC Mortgage Mover, you get conditionally pre-approved in as little as 60 seconds.
Renewing Your Mortgage
Whether you're renewing your RBC Royal Bank mortgage for the first time, or have renewed in past, we're here to help you choose the right mortgage options for your current and future needs.
Learn more about mortgage renewalsView Our Rates
The charts below show current purchase and switch posted rates for fixed and variable rate mortgages.*
2 year fixedLegal Disclaimer 3 closed
5.540%
5.600% APRLegal Disclaimer 5
5 year fixed closed
4.890%
4.920% APR
5 year variableLegal Disclaimer 4 closed
RBC Prime Rate - 0.500% (4.950%)
4.980% APR
Mortgage Solutions
We offer a wide range of mortgage solutions to suit your lifestyle, goals and financial situation.
Whether you're buying your first home, moving to a new home, or renewing an existing mortgage, a fixed rate mortgage offers the security of locking in your interest rate for the term of your mortgage.
Learn More about a fixed rate mortgageA variable rate mortgage generally offers the lowest mortgage rate available, and could help you save in interest costs over the life of your mortgage.
Learn More about a variable rate mortgageThe RBC Homeline Plan account is a smart, easy way to manage all your personal credit — from your mortgage to outstanding balances on loans and lines of credit. It could also help you save hundreds of dollars in interest over time.
Learn More about the RBC Homeline Plan
How Much is Your Home Worth?
Find out the estimated value of your home by answering a few questions.
Protect What Matters with HomeProtector InsuranceLegal Disclaimer 6.
When you choose the security of HomeProtector Insurance for your RBC Royal Bank mortgage, you’re helping to protect your home and family against life’s what ifs.
Apply Now for a HomeProtector InsuranceUnderstanding Interest Rate Changes
Have a variable rate mortgage? Find out your options in a fluctuating interest rate environment.
Get Pre-Qualified for an RBC Mortgage
Find out how much mortgage you may be able to afford in just 60 secondsLegal Disclaimer 2.