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RBC Advantage Banking

RBC Advantage Banking

Unlimited debits and valuable features for a low fee

Monthly Fee:
$11.95

Debits Included:
Unlimited

Open Account

Features of This Account

  • Unlimited debits for one low flat monthly fee
  • Unlimited Interac e-Transfers

Is It Right for You?

  • You make a lot of transactions including debit purchases
  • You want to use any ATM without fees from RBC
  • You aren't interested in other services such as overdraft protection

Protect Yourself

RBC Virtual Visa Debit

A safe and secure way to pay for online, telephone or mail order purchases in the U.S. and internationally anywhere Visa is accepted39 and in Canada, anywhere Visa Debit is accepted with the funds debited directly from your personal deposit account41.

Over 15,000 online Canadian merchants already accept Visa Debit

Learn More

Save Even More

  • You may also qualify for a Monthly Fee rebate through Value Program Rebate1 on your monthly banking fee if you have other eligible products with RBC and complete certain account activities each month from your enrolled account.
  • With our Seniors Rebate, the monthly fee is $7.95 for eligible clients age 65 and over2

Accessing Your Accounts

Free access to RBC Online Banking, Mobile, and Telephone Banking

Convenient access to Canada's largest network of branches and ATMs

Customer service available in over 150 languages

Recordkeeping Options

Fee Information

eStatement and eNotifications including cheque images viewed online less than 90 days old

  • FREE

Monthly Paper Statement without cheque image

  • $2.25

Cheque Images returned with paper statement21

  • $2.50 per month

Other Services Provided

Fee Information

Access to Online, Mobile and Telephone Banking4

  • FREE

Free Access to Online Banking4

Manage your day to day banking on the go with online or mobile banking.

Get the RBC Mobile Student Edition app65 to:

  • Transfer funds between accounts
  • Pay bills; even postdate payments if you choose
  • Make payments to personal loans, mortgages, credit card accounts, etc.
  • Obtain account balances and updates
  • Track previous transactions
  • Contribute to your RBC Royal Bank RRSP
  • Check current interest and foreign exchange rates
  • Apply for other RBC Royal Bank products

RBC Online Banking
Security Guarantee

We understand how important information security and privacy are to you. To provide you with greater peace of mind, we have developed the RBC Online Banking Security Guarantee. If an unauthorized transaction is conducted through your RBC Online Banking service, you will be reimbursed 100% for any resulting losses to those accounts54.

Fee Information

Monthly fee: $11.95

Monthly fee after Value Program Rebate1: As low as $0

Monthly fee after Seniors Rebate2: $7.95

Free debits per monthly cycle: Unlimited

Interac and PLUS System ATM network access fees3: Interac: Free

  • PLUS System: $3.00 each (within Canada and U.S.A)
  • PLUS System: $5.00 each (outside Canada and U.S.A)

Overdraft protection5,46: $5.00 per month plus applicable Overdraft Interest

Interac e-Transfer: Unlimited

Cross-Border Debit14: $1.00 each

Start Your Application

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