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RBC No Limit Banking for Students

RBC No Limit Banking for Students

An unlimited banking account designed to help students who make frequent transactions.

Monthly Fee:
$10.95

Debits Included:
Unlimited

Features of This Account

If you're 13 years of age or above and a full-time student9 who needs the freedom of unlimited transactions without month-end surprises, you can get all this and more when you choose RBC No Limit Banking for Students.

  • Unlimited free debits including direct purchases, cheques or ATM withdrawals
  • Unlimited Interac e-Transfers
  • Special travel discounts including membership in the Carlson Wagonlit Travel Vacation Club
  • RBC Direct Investing quarterly maintenance fee is waived. The maintenance fee covers all RBC Direct Investing accounts including TFSA, RESP, RRSP, Spousal RRSP, RRIF and non-registered accounts.

Plus, you get a choice of a Signature RBC Rewards, RBC Visa Cash Back Visa or WestJet RBC MasterCard and save up to $39 a year off the annual fee38.

Is It Right for You?

  • You are a full-time student
  • You have a high number of monthly transactions
  • You could use other services such as a student credit card

Protect Yourself

RBC Virtual Visa Debit

A safe and secure way to pay for online, telephone or mail order purchases in the U.S. and internationally anywhere Visa is accepted39 and in Canada, anywhere Visa Debit is accepted with the funds debited directly from your personal deposit account41.

Over 15,000 online Canadian merchants already accept Visa Debit

Learn More

Save Even More

  • You may also qualify for a rebate1 on your monthly banking fee if you have other eligible products with RBC

Accessing Your Accounts

Free access to RBC Online Banking, Mobile and Telephone Banking

Interac Online allows you to shop online and pay with your client card

Convenient access to Canada's largest network of branches and ATMs

Customer service available in over 150 languages

Recordkeeping Options

Fee Information

eStatement and eNotifications including cheque images viewed online less than 90 days old

  • Free

Monthly Paper Statement (consolidated/combined20)

  • Free

Cheque Images returned with paper statement

  • $2.50

Free Access to Online Banking4

If you're looking for the most convenient and comprehensive way to manage your day-to-day banking needs, look no further than RBC Royal Bank Online Banking. From financial calculators to a variety of convenient services including bill payments and fund transfers — you'll wonder how you ever lived without it. Even more, you'll enjoy free access with your banking account!

  • Transfer funds between accounts
  • Pay bills; even postdate payments if you choose
  • Make payments to personal loans, mortgages, credit card accounts, etc.
  • Obtain account balances and updates
  • Track previous transactions
  • Contribute to your RBC Royal Bank RRSP
  • Check current interest and foreign exchange rates
  • Apply for other RBC Royal Bank products

RBC Online Banking
Security Guarantee

We understand how important information security and privacy are to you. To provide you with greater peace of mind, we have developed the RBC Online Banking Security Guarantee. If an unauthorized transaction is conducted through your RBC Online Banking service, you will be reimbursed 100% for any resulting losses to those accounts54.

Fee Information

Monthly fee: $10.95

Free debits per monthly cycle: Unlimited

Access to Online and Telephone Banking4: Free

RBC Royal Bank credit cards15: Choice of a Signature RBC Rewards, RBC Visa Cash Back Visa or WestJet RBC MasterCard and save up to $39 a year off the annual fee38

Interac and PLUS System ATM network access fees3: Interac: $2.00 each

  • PLUS System: $3.00 each (within Canada and U.S.A)
  • PLUS System: $5.00 each (outside Canada and U.S.A)

Interac e-Transfer: Unlimited

Cross-Border Debit14: $1.00 each