Basic Coverage Features

In addition to emergency medical assistance, Basic Coverage includes the following features.

	Feature   Details   Unlimited Emergency Medical & Hospital Coverage   There is no dollar maximum to your benefits.   Direct Payment of your Medical Bills   Whenever possible, call us before you're treated to arrange for direct payment to doctors/hospitals. If you're asked to pay minor bills yourself, you will be reimbursed for all eligible expenses.   Emergency Medical Transportation   If you must be transferred to a medical facility, coverage includes transportation to the nearest approved medical facility, or if medically necessary, your return (including any covered family, companions and pets) to Canada.   Emergency Dental Coverage   Emergency dental treatment ordered by a licensed dentist is covered. Coverage also provides up to $300 CAD for relief of dental pain and up to $1,500 CAD to continue necessary dental treatment after your return to Canada.   Companion Transportation   If you are travelling alone and are hospitalized, coverage includes travel expenses and Travel HealthProtector® Insurance for a companion to be with you.   Additional Emergency Services   X-rays and diagnostic tests Ambulances Medical appliance rental Physiotherapy Private nursing   Hospital Allowance   If you are hospitalized for 48 hours or more, coverage provides up to $50 CAD per day (to a maximum of $500 CAD) for hospital expenses such as telephone or television rental.   Subsistence Allowance   If a medical emergency delays your return to Canada, coverage provides up to $175 CAD per day (to a maximum of $1,750 CAD) for commercial accommodation (e.g hotels), meals and other related expenses during the delay.   Return to your Trip Destination   If you are returned to Canada to receive immediate medical attention, and the physician determines that no further treatment is required, coverage includes a one-way flight back to your scheduled destination. Certain conditions apply.   Return of your Dog or Cat   If you must return to Canada due to a medical emergency, coverage includes the cost of one-way transportation (up to $500 CAD) for your dog(s) or cat(s) travelling with you.   Domestic Services   If you return to Canada by air ambulance due to a medical emergency, and your medical condition restricts your ability to perform domestic services, coverage includes the cost of reasonable domestic services for your primary residence provided by a registered domestic service business up to a maximum of $250.