Invest with RBC.
3 Ways to Invest.
3 Ways You Can Get $300.legal disclaimer 1,legal disclaimer 2,legal disclaimer 3
Conditions apply.legal disclaimer * Offers end March 3, 2025.
Performance You Can Build On.
Support You Can Count On.
The keys to your own place…your first family reunion in years…a vacation home. Let RBC help you experience the good things in life. See how investments with a track record of performancelegal disclaimer 4 and personalized support can help you reach your goals.
Get started today—take advantage of one, two or all three limited-time offers below:
SPECIAL OFFER
Up to $300 cashlegal disclaimer 1
Get Personalized Advice from an Advisor
RBC Royal Bank/Royal Mutual Funds Inc.
Benefit from ongoing investment advice and choose from a range of GICs and mutual fundslegal disclaimer 5.
Types of Support
- Investment advice
- Broader financial advice
- Market insights
Support for Managing Your Investments
- Guidance to help you open an account or buy investments
- Digital tools to view, manage and track your investments
Ways to Get Human Support
- Call an RBC advisor
- Video chat with an advisorlegal disclaimer 7
- Meet in person with an advisor
SPECIAL OFFER
$300 cash + up to 500,000 Avion pointslegal disclaimer 2
Let the Pros Invest for You
RBC InvestEase
Get a professionally-built and actively-managed portfolio of exchange-traded funds (ETFs)legal disclaimer 8—and a dedicated team of advisors to support you.
Types of Support
- Investment advice
- Market insights
Support for Managing Your Investments
- Online guidance to help you choose an account
- A team to buy and manage your investments for you
- Digital tools to view and track your investments
Ways to Get Human Support
- Call a Portfolio Advisor
- Email a Portfolio Advisor
SPECIAL OFFER
$300 cash + up to 500,000 Avion points + 50 commission-free tradeslegal disclaimer 3
Trade and Invest Your Way
RBC Direct Investing
Trade and invest on a powerful platform that has the tools and research you need to feel equipped and empowered. Plus, get one-on-one help with tools and trades.
Types of Support
- Guidance on tools and platforms
- Help with completing forms or placing trades
- Behind-the-scenes support from the RBC Trading Desk
Support for Managing Your Investments
- Powerful online trading tools
- In-depth market research and insights
- Online and in-person seminarslegal disclaimer 9
Ways to Get Human Support
- Call an Investment Services Representative
- Meet with us at an Investor Centrelegal disclaimer 9
Plus, earn 4.95% interest on every dollarlegal disclaimer 10 for 3 monthslegal disclaimer 11, when you open your first RBC High Interest eSavings account.
Learn MoreNeed help choosing?
Legal Disclaimer1/*
To receive a bonus of $300.00 (“Bonus Offer”) deposited into your Personal Deposit Account you must be a resident of Canada and not have an RBC or RMFI Eligible Account at the time the Qualifying Period begins (an “Eligible Client”). Open an Eligible Account between January 2, 2025, and March 3, 2025 (“Qualifying Period”) and satisfy the Qualifying Criteria and full Terms and Conditions. To satisfy the Bonus Offer Qualifying Criteria you must do one of the following in your Eligible Account: 1) Contribute at least $25,000.00 in Eligible Products; or 2) Set-up a Pre-authorized Contribution (PAC) of $500.00 or more per month in RMFI distributed Mutual Funds with the first contribution occurring by March 31, 2025. You must Maintain the balance and PAC(s) (if the PAC was set up) for the duration of the Promotional Period. This Bonus Offer is available only once per Eligible Client, no matter how many Eligible Accounts you may open during the Qualifying Period. This Bonus Offer cannot be combined with other promotional offers applicable to any RBC or RMFI Investment Account(s) you may have. You are solely liable for any tax consequences associated with the Offer. Please consult your personal tax advisor for more information. This Offer may be amended or withdrawn at any time without notice. View full Terms and Conditions. (opens in new window)
Legal Disclaimer2/*
Under the RBC InvestEase ‘Winter 2025 Avion Points Plus’ Offer (the “Offer”), you could receive a C$300 Cash Reward (“Cash Reward”) and up to 500,000 Avion points (“Avion points”) if you are eligible to participate and satisfy certain qualifying criteria. To receive Avion points under this offer, you must be an Avion Rewards member by April 3, 2025. See more below.
To be eligible to participate in the Offer. You must –
To be eligible to participate in the Offer. You must –
- be a new RBC InvestEase client. A new client is a client that has not had an RBC InvestEase Account before December 4, 2024;
- open one or more eligible RBC InvestEase account(s) (“Eligible Account(s)”) using the Offer code (WA539) between December 4, 2024 and March 3, 2025, inclusive (the “Offer Period”); and
- be a Canadian resident and at least the age of majority in your province/territory at the time of opening the Eligible Account(s).
- Transfer or deposit a minimum of C$15,000 (Fifteen Thousand Canadian Dollars) from another financial institution not affiliated with RBC (“Transferred Assets”) into your new Eligible Account(s) by April 3, 2025 inclusive (the “Funding Deadline”) across all Eligible Account(s). Assets originating from an account affiliated with RBC or received in your Eligible Account(s) after April 3, 2025 do not qualify.
- You must maintain at least the minimum amount of Transferred Assets in your Eligible Account(s) from April 3, 2025 until October 3, 2025 inclusive to receive a C$300 Cash Reward and Avion points under the Offer.
- You must be member of the Avion Rewards program before April 3, 2025 to receive Avion points under this Offer. Avion Rewards members must be part of the Avion Elite or Avion Premium membership level. For more information on eligibility visit https://www.avionrewards.com/eligibility.html (opens in new window)
- The number of Avion points you will receive under this Offer is based on the Transferred Assets received into your Eligible Account(s), less any withdrawals from any Eligible Account(s) between December 4, 2024 and October 3, 2025 (“Net Transferred Assets”).
- You will receive 1 Avion Point for every 2 Canadian Dollars (or the equivalent thereof) of your Net Transferred Assets, as determined on October 3, 2025. The maximum number of Avion points that you can receive under this offer is 500,000 Avion points.
- The Cash Reward and Avion points will be distributed during November 2025.
Legal Disclaimer3/*
Under the RBC Direct Investing Winter 2025 Avion Points Plus Offer (the “Offer”), you could receive up to 50 Commission-Free Trades, a C$300 Cash Reward (“Cash Reward”) and up to 500,000 Avion points (“Avion points”) if you are eligible to participate and satisfy certain qualifying criteria. To receive Avion points under this offer, you must be an Avion Rewards member by April 3, 2025. See more below.
To be eligible to participate in the Offer. You must –
To qualify to receive a C$300 Cash Reward and up to 500,000 Avion points under the Offer:
To be eligible to participate in the Offer. You must –
- be a new RBC Direct Investing client. A new client is a client that has not had an RBC Direct Investing Account before December 4, 2024;
- open one or more eligible RBC Direct Investing account(s) (“Eligible Account(s)”) using a qualifying offer code between December 4, 2024 and March 3, 2025, inclusive (the “Offer Period”); and
- be a Canadian resident and at least the age of majority in your province/territory at the time of opening the Eligible Account(s).
- If you trade Canadian or US exchange-listed securities or options in your new Eligible Account(s) via the RBC Direct Investing online site or the RBC Mobile† app (“Qualifying Trades”), you will receive a rebate of trade commission fees paid on up to 50 Qualifying Trades that are placed within the first year of opening your first Eligible Account.
- The rebate will be deposited into the Eligible Account used to place the trade within 3 to 5 business days after your Qualifying Trade is filled.
- No rebates will apply to trades placed after the first anniversary of your first Eligible Account open date, and any unused rebates under the Offer will expire.
- Simply place Qualifying Trades in your new Eligible Account(s) within the first year of opening your first Eligible Account to receive the Commission-Free trades. There is no minimum funding requirement.
To qualify to receive a C$300 Cash Reward and up to 500,000 Avion points under the Offer:
- Transfer a minimum of C$15,000 cash and/or securities into your new Eligible Account(s) by April 3, 2025 inclusive from another institution not affiliated with RBC (“Transferred Assets”). Multiple transfers may be initiated into your Eligible Account(s) to satisfy the minimum qualifying amount, which will be considered cumulatively across all Eligible Account(s). Assets originating from an account affiliated with RBC or received in your Eligible Account(s) after April 3, 2025 do not qualify.
- You must maintain at least the minimum amount of Transferred Assets in your Eligible Account(s) from April 3, 2025 until October 3, 2025 inclusive to receive a C$300 Cash Reward and Avion points under the Offer.
- You must be member of the Avion Rewards program before April 3, 2025 to receive Avion points under this Offer. Avion Rewards members must be part of the Avion Elite or Avion Premium membership level. For more information on eligibility visit https://www.avionrewards.com/eligibility.html (opens in new window)
- The number of Avion points you will receive under this Offer is based on the Transferred Assets received into your Eligible Account(s), less any withdrawals from any Eligible Account(s) between December 4, 2024 and October 3, 2025 (“Net Transferred Assets”).
- You will receive 1 Avion Point for every 2 Canadian Dollars (or the equivalent thereof) of your Net Transferred Assets, as determined on October 3, 2025. The maximum number of Avion points that you can receive under this offer is 500,000 Avion points.
- The Cash Reward and Avion points will be distributed during November 2025.
Legal Disclaimer4
Past performance is not a guarantee of future performance.
Legal Disclaimer5
Mutual Funds are sold by Royal Mutual Funds Inc. (RMFI). There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Please read the Fund Facts/prospectus before investing. Mutual fund securities are not insured by the Canada Deposit Insurance Corporation. For funds other than money market funds, unit values change frequently. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in a fund will be returned to you. Past performance may not be repeated. RMFI is licensed as a financial services firm in the province of Quebec.
Investment advice is provided by Royal Mutual Funds Inc. (RMFI). RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. RMFI is licensed as a financial services firm in the province of Quebec.
Investment advice is provided by Royal Mutual Funds Inc. (RMFI). RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. RMFI is licensed as a financial services firm in the province of Quebec.
Legal Disclaimer6
Source: Morningstar Inc. (Morningstar.ca). Chart shows growth of $25,000 from December 1, 2014, to November 29, 2024. RBC Select Balanced Portfolio (the Fund) returns reflect series F, net of fees. Series F units are designed to be held in fee-based accounts. Series F MERs include costs for investment management, operating expenses and taxes and are payable to the fund manager. Investors pay ongoing fees for investment advice and other services directly to their advisor as a separate account fee. “Peer group category average” reflects Global Neutral Balanced1 category average, as reported by Morningstar Inc. Past performance is not a guarantee of future results. It is not possible to directly invest in a Morningstar peer group category. Standard performance data for RBC Select Balanced Portfolio- Series F as of November 29, 2024 is – 1-yr: 19.9%, 3-yr: 5.3%, 5-yr 7.3%, 10yr: 7.0%.
Legal Disclaimer7
Available through MyAdvisor.
Legal Disclaimer8
All portfolios have been developed by RBC InvestEase Inc. ("RBC InvestEase"). The portfolios include RBC iShares ETFs, with each model portfolio holding up to 100% of RBC iShares ETFs. RBC iShares ETFs are comprised of RBC ETFs managed by RBC Global Asset Management Inc. (RBC GAM) and iShares ETFs managed by BlackRock Canada Limited (BlackRock Canada). RBC GAM and BlackRock Canada have entered into a strategic alliance to bring together their respective ETF products under the RBC iShares ETF brand, and to offer a unified distribution support and service model for RBC iShares ETFs. As such, the RBC iShares ETFs are related or connected issuers of RBC InvestEase.
Legal Disclaimer9
Available in select cities, including Vancouver, British Columbia; Toronto, Ontario; Calgary, Alberta; and Montréal, Quebec.
Legal Disclaimer10
The Bonus Interest Rate on January 2, 2025 of 3.95% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to residents of Canada who are of the age of majority in the province or territory in which they reside as of the date the Eligible eSavings Account is opened and who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings Account (“Eligible eSavings Account”) as the Primary Owner between January 2, 2025 and 3:00 PM EST on March 10, 2025 (the “Qualifying Period”). (Note: For added clarity, you will not qualify for this Offer by switching from another account type to an Eligible eSavings Account.) The Bonus Interest Rate on January 2, 2025 was 3.95% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Any balances over $1,000,000 will be paid the Regular Interest Rate. “Promotional Interest Rate” is a combination of the Bonus Interest Rate plus the Regular Interest Rate. For example, if on January 2, 2025, the Regular Interest Rate was 1.00% per annum and the Bonus Interest Rate was 3.95% per annum, the Promotional Interest Rate would be 4.95% per annum. The Regular Interest Rate
is subject to change without notice, and the most current rate is posted on our Personal Accounts Interest Rates webpage, which may be viewed at https://www.rbcroyalbank.com/rates/persacct.html. At the end of the Promotional Period, all balances will earn interest at the Regular Interest Rate only. Regular Interest Rate and Bonus Interest Rate are annualized rates, and (subject to certain exceptions) are calculated daily and paid monthly. Any Eligible eSavings Account that, prior to the payment of interest at the Bonus Interest Rate, is closed or switched to another product type which is not an RBC High Interest eSavings Account will forfeit any such interest calculated during the month in which the Eligible eSavings Account is closed or switched. Offer and interest rates are subject to change without notice. Offer may be withdrawn at any time. Conditions apply. For other defined terms and complete terms and conditions that apply to this Offer, please visit www.rbc.com/januaryhisa25
Legal Disclaimer11
Total of 90 days: For the purpose of this RBC New eSavings Client Bonus Interest Rate Offer and any related marketing, any reference to a period of 3 months means a period of 90 calendar days regardless of how many calendar days may fall within any given calendar 3-month period.
RBC Direct Investing Inc. and Royal Bank of Canada are separate corporate entities which are affiliated. RBC Direct Investing Inc. is a wholly owned subsidiary of Royal Bank of Canada and is a Member of the Canadian Investment Regulatory Organization and the Canadian Investor Protection Fund. Royal Bank of Canada and certain of its issuers are related to RBC Direct Investing Inc. RBC Direct Investing Inc. does not provide investment advice or recommendations regarding the purchase or sale of any securities. Investors are responsible for their own investment decisions. RBC Direct Investing is a business name used by RBC Direct Investing Inc. ® / ™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. Used under licence.
® / ™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. Used under licence. © Royal Bank of Canada 2025.