1)
To participate in this offer, you must have an eligible
RBC Debit Card, Personal Credit Card or Business Credit Card which is issued
by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC
Card”). RBC Business Owners will only be able to link up to two (2) Business
Credit Cards and one RBC Debit Card to a Be Well Card.
Eligible RBC Debit Cards are debit cards tied to a personal banking or
savings account or a business banking or savings account in good standing
that is set up to pay for goods and services at a store or merchant that has
point of sale or other designated debit card terminals that accept debit
card payments.
You must be enrolled in RBC Online Banking in order to link your RBC Card to
your Be Well Card. Card linking may take up to 2 business days to process
before Be Well points can be applied to purchases. Each time you scan your
Be Well Card and pay with your Linked RBC Card, you will earn 50 Be Well
points for every $1 spent on eligible purchases at Rexall Locations, in
accordance with the Be Well Terms and Conditions available at https://www.letsbewell.ca/terms-conditions.
Be Well points are not awarded on taxes; tobacco products; products
containing codeine; lottery tickets; alcohol; bottle deposits; gift cards;
prepaid cards and wireless or long distance phone cards; event tickets;
transit tickets and passes; post office transactions; stamps; passport
photos; cash back; gifts with purchases; delivery charges; environmental
levies; Home Health Care services/rentals and any other products or services
that Rexall / McKesson Canada Corporation may specify from time to time or
where prohibited by law.
2)
Eligible credit cards are “Personal Credit Cards” which
include RBC® Avion® Visa Infinite‡,
RBC® Avion® Visa Infinite Privilege‡,
RBC® Avion® Visa Infinite Privilege‡ for
Private Banking, RBC® Avion® Visa Platinum‡,
RBC® British Airways Visa Infinite‡, RBC® Cash
Back Mastercard‡, RBC® Cash Back Preferred World Elite
Mastercard‡, RBC Cathay Pacific Visa‡ Platinum, RBC
RateAdvantage® Visa‡, RBC Rewards®
Visa‡ Preferred, RBC Rewards+TM Visa‡,
RBC® U.S. Dollar Visa‡ Gold, RBC®
Visa‡ Classic Low Rate Option, RBC® Visa‡
Platinum, Signature® RBC Rewards® Visa‡, RBC
Rewards® Visa‡ Gold, RBC® Student
Visa‡ Classic, RBC® Visa‡ Cash Back,
RBC® Visa‡ Classic, RBC® Visa‡
Classic II Student, RBC® Visa‡ Gold, WestJet
RBC® Mastercard‡, or WestJet RBC® World Elite
Mastercard‡ credit card in good standing, and “Business Credit Cards”
which include RBC® Avion® Visa Infinite
Business‡, RBC® Avion® Visa‡
Business, RBC® Visa‡ Business, RBC®
Visa‡ Business Gold, RBC® Visa‡ CreditLine for
Small BusinessTM or RBC® Business Cash Back Mastercard‡
credit card in good standing.
4)
“Up to $50 in value” represents the combined value of the following promotional
offers when you apply by October 31
st,2025 and are approved for:
The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the
$25 gift cards, including Rexall gift cards
6, plus (b) 62,500 Be
Well Points, which are worth $25 in value, based on a redemption rate of 25,000
Be Well points for $10. Point redemption values may fluctuate. For general
redemption terms and conditions, please visit:
https://www.letsbewell.ca/terms-conditions 7
The Cash Back Mastercard, (a) a $25 statement credit if you spend $300 or more
in net purchases in the first three months of your approval date
5, plus (b) 62,500 Be
Well Points, which are worth $25 in value, based on a redemption rate of 25,000
Be Well points for $10. Point redemption values may fluctuate. For general
redemption terms and conditions, please visit:
https://www.letsbewell.ca/terms-conditions 7
5)
To receive a $25 statement credit (
“Statement Credit”), your
application for the RBC Cash Back Mastercard must be submitted through
http://rbc.com/rexall by October
31st, 2025 (
“Offer Period”) and approved by us. You will
receive the Statement Credit if a total of $300 or more (
“Qualifying
Purchase Amount”) in net purchases (
“Qualifying
transactions”) is posted to your RBC Cash Back Mastercard account
within the first 3 months of your approval date inclusively
(
“Period”). Qualifying Transactions exclude cash advances
(including balance transfers, cash-like transactions and bill payments that are
not pre-authorized charges that you set up with a merchant), interest charges
and fees, and returns or price adjustments that reduce the amount of your
Qualifying Transactions below the Qualifying Transactions Amount, will cancel
your Statement Credit. The Qualifying Transaction Amount is based on the
transaction posting date of each Qualifying Transaction, not the transaction
date. This means that transactions that take place prior to the last day of the
Period will not be considered for the Qualifying Transaction Amount if they have
not yet been posted or processed by the merchant, the payment network
(Mastercard) or Royal Bank by the last day of the Period. Please note that the
Statement Credit will not be applied as a payment towards the balance of your
credit card account. Additional cardholder(s), as well as existing RBC personal
credit card cardholders, applying or transferring to the RBC Cash Back
Mastercard, as of the Offer Period, are not eligible to receive the Statement
Credit. This offer may not be combined or used in conjunction with any other
offer, with the exception of offers available on
http://rbc.com/rexall. This offer
may be amended or withdrawn without notice at any time, prior to acceptance by
you.
6)
To receive the 3,500 Avion points (
“Welcome Points”), your
application for the RBC ION Visa credit card must be submitted through
http://rbc.com/rexall by October
31st, 2025 (
“Offer Period”) and be approved by us. The Welcome
Points will appear on your first credit card statement after your application
has been approved. For complete terms and conditions that apply to the Avion
Rewards Program, please visit
https://www.avionrewards.com/terms-and-conditions.html
or call 1-800-769-2512. Additional cardholder(s) (co-applicant and authorized
user(s)), as well as existing RBC personal credit card cardholders, applying or
transferring to the RBC ION Visa, as of the Offer Period, are not eligible to
receive the Welcome Points. This offer may not be combined or used in
conjunction with any other offer, with the exception of offers available on
http://rbc.com/rexall. This offer
may be amended or withdrawn without notice at any time, prior to acceptance by
you.
To get $25 worth of gift cards/certificates, you will need a total of 3,500
Avion points, based on a redemption of 3,500 Avion points for most $25 gift
cards/certificates. Some exceptions apply. Point redemption values may
fluctuate. For general redemption terms, conditions and restrictions that apply
to the Avion Rewards program, as well as for current point redemption values,
please visit
https://www.avionrewards.com/terms-and-conditions.html
or call
1-800-769-2512.
7)
To be eligible to receive 62,500 Be Well points (
"Bonus Be Well
points") your application for the RBC ION Visa or the RBC Cash Back
Mastercard must be submitted through
http://rbc.com/rexall by October
31
st, 2025 (
"Offer Period") and be approved by us,
and you must link your new RBC ION Visa or RBC Cash Back Mastercard to your Be
Well card within 30 days of approval. Additional cardholder(s) (co-applicant and
authorized users(s)), as well as existing RBC personal credit card cardholders,
applying for or transferring to the RBC ION Visa or the RBC Cash Back Mastercard
as of the Offer Period, are not eligible for this offer. To link your new RBC
ION Visa or RBC Cash Back Mastercard to your Be Well account, you must be
enrolled in RBC Online Banking or the RBC Mobile app. Card linking may take up
to 2 business days to process. Please allow up to 2-9 weeks for the Bonus Be
Well points to be awarded to your linked Be Well account. This offer may not be
combined or used in conjunction with any other offer, with the exception of
offers available on
http://rbc.com/rexall . Offer may
be amended or withdrawn without notice at any time, prior to acceptance by you.
For complete details, including the definition of the capitalized terms used in
the disclosures below, please see full
Terms and Conditions.
8)
You will earn 1.5 Avion points for every $1.00 in Grocery, Rides, Gas, Electric
Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you
make on your RBC ION Visa credit card at merchants classified by Visa’s
“Merchant Category Code” (MCC). Depending on how certain merchants are
categorized by Visa’s “Merchant Category Code” (MCC) they may not qualify as an
eligible MCC. Eligible MCCs are listed as:
(i) “Grocery Stores and Supermarkets” (MCC 5411) are “Grocery
Purchases”;
(ii) “Service Stations (With or without Ancillary Services)” (MCC 5541),
“Automated Fuel Dispensers” (MCC 5542), “Taxicabs and Limousines” (MCC 4121),
“Local and Suburban Commuter Passenger Transportation, Including Ferries” (MCC
4111), Electric Vehicle Charging” (MCC 5552) are “Rides, Gas & Electric Vehicle
Charging Purchases”. Non-commuter passenger railway purchases and non-commuter
bus line purchases do not qualify as part of “Rides, Gas & Electric Vehicle
Charging Purchases”;
(iii) “Digital Goods Media – Books, Movies, Music” (MCC 5815), “Digital Goods –
Games” (MCC 5816), “Digital Goods – Applications (Excludes Games)” (MCC 5817),
“Digital Goods – Large Digital Goods Merchants” (MCC 5818), “Cable, Satellite,
and Other Pay Television/Radio/Streaming Services” (MCC 4899) are “Streaming,
Digital Gaming & Subscriptions Purchases”. The “Digital Goods – Games” MCC does
not include games of chance and gambling.
You will earn 1 Avion point for every $1.00 on all other purchases (including
pre-authorized bill payments) you make on your RBC ION Visa credit card. Even
though some merchants may sell Grocery, Rides, Gas, Electric Vehicle Charging,
Streaming, and Digital Gaming & Subscriptions merchandise, purchases made at
these locations may not necessarily qualify as Eligible MCCs if the merchant is
not classified as such by Visa. Also, you may make a purchase at a merchant that
is not classified as an Eligible MCC but is located on the premises of a
merchant that is classified as an Eligible MCC, in which case your purchase
would not qualify as an Eligible MCC. We cannot guarantee that any merchant,
operating in whole or in part as a Grocery, Rides, Gas, Electric Vehicle
Charging, Streaming, and Digital Gaming & Subscriptions merchant is classified
as an Eligible MCC and in no event will we be liable or responsible for any
claims with respect to a Grocery, Rides, gas, Electric Vehicle Charging,
Streaming, and Digital Gaming & Subscriptions purchase made at a merchant that
is not classified as an Eligible MCC. Avion points are earned on net purchases
only; they are not earned on cash advances (balance transfers, cash-like
transactions and bill payments that are not pre-authorized charges that you set
up with a merchant), interest charges or fees, and credits for returns and
adjustments will reduce or cancel the points earned by the amounts originally
charged.
10)
You will earn i) $2.00 back for every $100.00 (2% Cash Back Credit) in Grocery
Store Purchases you make, up to a maximum of $6,000 in Grocery Store Purchases
and for a maximum Cash Back Reward of $120.00 per Annual Period, ii) $1.00 back
for every $100.00 (1% Cash Back Credit) in Grocery Store Purchases you make in
excess of $6,000 per Annual Period, unlimited, iii) $0.50 back for every $100.00
(0.5% Cash Back Credit) in Net Purchases you make (including pre-authorized bill
payments), other than Grocery Store Purchases, up to a maximum of $6,000 in Net
Purchases (other than Grocery Store Purchases) and for a maximum Cash Back
Reward of $30.00 per Annual Period, and iv) $1.00 back for every $100.00 (1%
Cash Back Credit) in Net Purchases you make (including pre-authorized bill
payments), other than Grocery Store Purchases, in excess of $6,000 in Net
Purchases (other than Grocery Store Purchases) per Annual Period, unlimited.
Grocery Store Purchases are purchases made at merchants classified by
Mastercard's "Merchant Category Code" as "grocery stores and supermarkets" (MCC
5411). Royal Bank of Canada ("Royal Bank") cannot guarantee that any merchant,
operating in whole or in part as a grocery store, is classified by MCC 5411 and
in no event will Royal Bank be liable or responsible for any claims with respect
to a grocery store purchase made at a merchant that is not classified by MCC
5411.
To consult the list of participating merchants, please visit:
www.rbc.com/nofeecashbackinfo.
Provided your New Cash Back Balance is $25.00 or more, Cash Back Credits earned
during the year will i) automatically be credited to your January Account
balance and appear on your February monthly statement, ii) and/or be credited to
your account at any other time, upon request. Cash Back Credits are not earned
on cash advances (including balance transfers, cash-like transactions and
certain bill payments that are not pre-authorized charges that you set up with a
merchant), interest charges or fees, and credits for returns and adjustments
will reduce or cancel the Cash Back Credits earned by the amounts originally
charged. For complete details, please refer to the RBC Cash Back Program Terms
and Conditions at
www.rbc.com/cashbackterms.