Purchase or renew your GIC online today and receive a bonus rate!

A Guaranteed Investment Certificate (GIC) is a secure investment that guarantees 100% of the original amount that you invested. Your investment earns interest, at either a fixed or a variable rate, or based on a pre-determined formula.

As an Online Banking client, you can purchase or renew your GIC through Online Banking and receive the following online GIC rates⁽¹⁾, which are our posted rates plus an online bonus.

Term	Amount to Invest
	Less than $100,000	Greater than $100,000
180 days	2.850%	2.850%
1 year	3.000%	3.000%
18 months	2.950%	2.950%
2 years	2.850%	2.850%
3 years	2.850%	2.850%
4 years	2.800%	2.800%
5 years	2.750%	2.750%
One Year Cashable GIC	2.000%	2.000%

1) Rates displayed are for GICs with an annual interest payout frequency. Bonus rates are also available within Online Banking for interest paid monthly, quarterly or other payment frequencies.