Earn up to 65,000 Avion Points with a New eligible RBC Chequing Account + Get Rewarded for Your Everyday Banking
Here’s How
Already collecting Avion points?
Combine them with the points from this offer to boost your balance and redeem for more.
3 Great Chequing Accounts to
Choose from
RBC Signature No Limit Banking
$16.95 /moLegal Disclaimer 2
Or $5Legal Disclaimer 3 with the
Free
InteracLegal Disclaimer ‡ e-TransfersLegal Disclaimer 6,Legal Disclaimer 7
Unlimited
Debits in Canada
3
non-RBC ATM fees waived/month, $2 each thereafterLegal Disclaimer 10
Save up to $48 on eligible credit card annual feeLegal Disclaimer 9
5 free Cross-border debits/monthLegal Disclaimer 8
Overdraft Protection fee | Waived up to $5,000Legal Disclaimer 18 |
Avion PointsLegal Disclaimer 19 | Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. |
Online, Mobile and Telephone Banking | FREE |
eStatements | FREE |
Monthly Paper Statements | $2.25 without cheque imageLegal Disclaimer 29, $2.50 with cheque imageLegal Disclaimer 30 |
Safe Deposit BoxLegal Disclaimer 20 | Up to $12/year discount on regular fees |
Non-Sufficient Funds (NSF) Fee | 1 NSF fee rebated every calendar yearLegal Disclaimer 21 |
Personalized ChequesLegal Disclaimer 22,Legal Disclaimer 23 | FREE |
Bank DraftsLegal Disclaimer 25 | 6 FREE/year, $9.95 each thereafter |
RBC VIP Banking
$30 /moLegal Disclaimer 2
Or $18.05Legal Disclaimer 11 with the
Free
InteracLegal Disclaimer ‡ e-TransfersLegal Disclaimer 6,Legal Disclaimer 7
Unlimited
Debits worldwideLegal Disclaimer 12
Waived
RBC fee to use ATMs worldwideLegal Disclaimer 10,Legal Disclaimer 16,Legal Disclaimer 17
Save up to $120 on eligible credit card annual feeLegal Disclaimer 14
Get up to 2 CAD additional accounts, and 1 USD account with no monthly fee and unlimited debit transactionsLegal Disclaimer 15
Overdraft Protection fee | Waived up to $10,000Legal Disclaimer 18 |
Avion PointsLegal Disclaimer 19 | Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. |
Online, Mobile and Telephone Banking | FREE |
eStatements or Monthly Paper Statements | FREE |
Cross-Border DebitsLegal Disclaimer 16,Legal Disclaimer 26,Legal Disclaimer 8 | FREE |
Safe Deposit BoxLegal Disclaimer 19 | Up to $60/year discount on regular fees |
Non-Sufficient Funds (NSF) Fee | 1 NSF fee rebated every calendar yearLegal Disclaimer 20 |
Personalized ChequesLegal Disclaimer 22 | FREE, with RBC VIP Style |
Bank DraftsLegal Disclaimer 25 | 12 FREE/year, $9.95 each thereafter |
RBC Advantage Banking
$11.95 /moLegal Disclaimer 2
Or $0Legal Disclaimer 27 with the
Free
InteracLegal Disclaimer ‡ e-TransfersLegal Disclaimer 6,Legal Disclaimer 7
Unlimited
Debits in Canada
Waived
Non-RBC ATM feesLegal Disclaimer 28
No minimum balance
1 free NSF fee per calendar yearLegal Disclaimer 21
Overdraft Protection fee | $5/month, plus overdraft interest (if used)Legal Disclaimer 18 |
Avion PointsLegal Disclaimer 19 | Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. |
Online, Mobile and Telephone Banking | FREE |
eStatements | FREE |
Monthly Paper Statements | $2.25/monthLegal Disclaimer 29 without cheque image, $2.50/monthLegal Disclaimer 30 with cheque image |
Non-Sufficient Funds (NSF) Fee | 1 NSF fee rebated every calendar yearLegal Disclaimer 21 |
Personalized Cheques | Fees Apply |
Bank Drafts | $9.95 each thereafter |
RBC Right Account Guarantee
We will refund up to 3 months of account fees if you are not satisfied with your new account.
How to Get Your
RBC Avion Points Offer
Open an eligible RBC bank account by February 10, 2025Legal Disclaimer 1.
Enrol your Eligible Personal Banking Account into the Value Program by April 18, 2025.
Set up and complete two of the following by April 18, 2025Legal Disclaimer 1 :
- Your payroll or pension as a direct deposit.
- Two pre-authorized payments monthly bill payments (PAPs).
- Two eligible bill payments to a service provider.
Open Your Account Online in Minutes
Get Avion points when you open an eligible bank account by February 10, 2025 and complete qualifying criteria by April 18, 2025.
Need Some
Additional Help?
(Open 24/7)
Save with the Value Program Rebatelegal bug 1
Get more from your everyday banking when you enrol any of your eligible RBC bank accountslegal bug 4 in the Value Program. The more product categories you have, the more you earn and save.
Bank Account
RBC Signature No Limit Banking
$16.95/monthlegal bug 2
Your Savings and Rewards
Monthly Feelegal bug 2
$16.95
after legal bug 1
rebate*,1
Avion pointlegal bug 3
spent on debit
*For each enrolled account, you must also complete at least 2 out of 3 regular account activities (pre-authorized payment, direct deposit or eligible bill payment) each month to receive the monthly fee rebate.
By enrolling an eligible RBC personal bank account into the RBC Value Program, holding eligible additional RBC products (“Product Categories”, as more particularly described below), and completing certain activities from your enrolled account each month (as more particularly described below), you may be entitled to receive a partial or full rebate of your enrolled account’s standard Monthly Fee. Eligible Product Categories include RBC personal credit cards, personal investments, residential mortgages, and linked small business relationships. Multiple products in a single Product Category will be considered one Product Category. In addition to having eligible Product Categories, you must also perform any two (2) or more of the following specified account activities in the previous calendar month to or from your enrolled account: a monthly direct deposit, a monthly pre-authorized payment, or an eligible bill payment made at minimum once per month. An eligible bill payment means a bill payment completed through either RBC Online Banking, the RBC Mobile app, using an RBC ATM, or using Telephone Banking Services, and excludes any bill payment made: (i) in-person at an RBC Royal Bank branch with an RBC Advisor, (ii) to an RBC credit card account, or (iii) using an RBC Virtual Visa Debit® associated with your Enrolled Account. Conditions apply. For complete details, please see the Value Program Terms & Conditions.
The Monthly Fee is charged on the last day of the Month of your Account’s monthly cycle. If the last day is a non-Business Day, the fee is charged the previous Business Day. However, if the last day of your Account’s Monthly Cycle is a non-Business Day and falls at the beginning of the calendar month, then the Monthly Fee is collected the next Business Day.
When you enrol your eligible RBC personal bank account into the RBC Value Program, you will be eligible to earn Avion points within the Avion Rewards Program as an Eligible Personal Banking Client, and any such points earned will be deposited into the Avion Rewards account tied to your enrolled account. Purchases from your account refers to using your RBC Client Card to pay for items at a merchant or service provider with the amount electronically debited directly from your enrolled account or using your RBC Virtual Visa Debit for purchases online. Avion points are governed by the Avion Rewards Terms and Conditions available on our website, or a copy may be provided to you by contacting us. For complete details on the Value Program, please see the Value Program Terms & Conditions.
The following RBC bank accounts are eligible for the Value Program: RBC Day to Day Banking, RBC Advantage Banking (includes RBC Advantage Banking for students), RBC Signature No Limit Banking, RBC VIP Banking, RBC No Limit Banking (discontinued), RBC Student Banking (discontinued), RBC No Limit Banking for Students (discontinued), RBC Day to Day Savings, RBC Enhanced Savings and RBC High Interest eSavings.
Save with the Value Program Rebatelegal bug 1
Get more from your everyday banking when you enrol any of your eligible RBC bank accountslegal bug 4 in the Value Program. The more product categories you have, the more you earn and save.
Bank Account
RBC Advantage Banking
$11.95/monthlegal bug 2
Your Savings and Rewards
Monthly Feelegal bug 2
$11.95
after legal bug 1
rebate*,1
Avion pointlegal bug 3
spent on debit
*For each enrolled account, you must also complete at least 2 out of 3 regular account activities (pre-authorized payment, direct deposit or eligible bill payment) each month to receive the monthly fee rebate.
By enrolling an eligible RBC personal bank account into the RBC Value Program, holding eligible additional RBC products (“Product Categories”, as more particularly described below), and completing certain activities from your enrolled account each month (as more particularly described below), you may be entitled to receive a partial or full rebate of your enrolled account’s standard Monthly Fee. Eligible Product Categories include RBC personal credit cards, personal investments, residential mortgages, and linked small business relationships. Multiple products in a single Product Category will be considered one Product Category. In addition to having eligible Product Categories, you must also perform any two (2) or more of the following specified account activities in the previous calendar month to or from your enrolled account: a monthly direct deposit, a monthly pre-authorized payment, or an eligible bill payment made at minimum once per month. An eligible bill payment means a bill payment completed through either RBC Online Banking, the RBC Mobile app, using an RBC ATM, or using Telephone Banking Services, and excludes any bill payment made: (i) in-person at an RBC Royal Bank branch with an RBC Advisor, (ii) to an RBC credit card account, or (iii) using an RBC Virtual Visa Debit® associated with your Enrolled Account. Conditions apply. For complete details, please see the Value Program Terms & Conditions.
The Monthly Fee is charged on the last day of the Month of your Account’s monthly cycle. If the last day is a non-Business Day, the fee is charged the previous Business Day. However, if the last day of your Account’s Monthly Cycle is a non-Business Day and falls at the beginning of the calendar month, then the Monthly Fee is collected the next Business Day.
When you enrol your eligible RBC personal bank account into the RBC Value Program, you will be eligible to earn Avion points within the Avion Rewards Program as an Eligible Personal Banking Client, and any such points earned will be deposited into the Avion Rewards account tied to your enrolled account. Purchases from your account refers to using your RBC Client Card to pay for items at a merchant or service provider with the amount electronically debited directly from your enrolled account or using your RBC Virtual Visa Debit for purchases online. Avion points are governed by the Avion Rewards Terms and Conditions available on our website, or a copy may be provided to you by contacting us. For complete details on the Value Program, please see the Value Program Terms & Conditions.
The following RBC bank accounts are eligible for the Value Program: RBC Day to Day Banking, RBC Advantage Banking (includes RBC Advantage Banking for students), RBC Signature No Limit Banking, RBC VIP Banking, RBC No Limit Banking (discontinued), RBC Student Banking (discontinued), RBC No Limit Banking for Students (discontinued), RBC Day to Day Savings, RBC Enhanced Savings and RBC High Interest eSavings.
Save with the Value Program Rebatelegal bug 1
Get more from your everyday banking when you enrol any of your eligible RBC bank accountslegal bug 4 in the Value Program. The more product categories you have, the more you earn and save.
Bank Account
RBC VIP Banking
$30/monthlegal bug 2
Your Savings and Rewards
Monthly Feelegal bug 2
$30
after legal bug 1
rebate*,1
Avion pointlegal bug 3
spent on debit
*For each enrolled account, you must also complete at least 2 out of 3 regular account activities (pre-authorized payment, direct deposit or eligible bill payment) each month to receive the monthly fee rebate.
By enrolling an eligible RBC personal bank account into the RBC Value Program, holding eligible additional RBC products (“Product Categories”, as more particularly described below), and completing certain activities from your enrolled account each month (as more particularly described below), you may be entitled to receive a partial or full rebate of your enrolled account’s standard Monthly Fee. Eligible Product Categories include RBC personal credit cards, personal investments, residential mortgages, and linked small business relationships. Multiple products in a single Product Category will be considered one Product Category. In addition to having eligible Product Categories, you must also perform any two (2) or more of the following specified account activities in the previous calendar month to or from your enrolled account: a monthly direct deposit, a monthly pre-authorized payment, or an eligible bill payment made at minimum once per month. An eligible bill payment means a bill payment completed through either RBC Online Banking, the RBC Mobile app, using an RBC ATM, or using Telephone Banking Services, and excludes any bill payment made: (i) in-person at an RBC Royal Bank branch with an RBC Advisor, (ii) to an RBC credit card account, or (iii) using an RBC Virtual Visa Debit® associated with your Enrolled Account. Conditions apply. For complete details, please see the Value Program Terms & Conditions.
The Monthly Fee is charged on the last day of the Month of your Account’s monthly cycle. If the last day is a non-Business Day, the fee is charged the previous Business Day. However, if the last day of your Account’s Monthly Cycle is a non-Business Day and falls at the beginning of the calendar month, then the Monthly Fee is collected the next Business Day.
When you enrol your eligible RBC personal bank account into the RBC Value Program, you will be eligible to earn Avion points within the Avion Rewards Program as an Eligible Personal Banking Client, and any such points earned will be deposited into the Avion Rewards account tied to your enrolled account. Purchases from your account refers to using your RBC Client Card to pay for items at a merchant or service provider with the amount electronically debited directly from your enrolled account or using your RBC Virtual Visa Debit for purchases online. Avion points are governed by the Avion Rewards Terms and Conditions available on our website, or a copy may be provided to you by contacting us. For complete details on the Value Program, please see the Value Program Terms & Conditions.
The following RBC bank accounts are eligible for the Value Program: RBC Day to Day Banking, RBC Advantage Banking (includes RBC Advantage Banking for students), RBC Signature No Limit Banking, RBC VIP Banking, RBC No Limit Banking (discontinued), RBC Student Banking (discontinued), RBC No Limit Banking for Students (discontinued), RBC Day to Day Savings, RBC Enhanced Savings and RBC High Interest eSavings.
Save with the Value Program Rebatelegal bug 1
Get more from your everyday banking when you enrol any of your eligible RBC bank accountslegal bug 4 in the Value Program. The more product categories you have, the more you earn and save.
Bank Account
RBC Day to Day Banking
$4/monthlegal bug 2
Your Savings and Rewards
Monthly Feelegal bug 2
$4
after legal bug 1
rebate*,1
Avion pointlegal bug 3
spent on debit
*For each enrolled account, you must also complete at least 2 out of 3 regular account activities (pre-authorized payment, direct deposit or eligible bill payment) each month to receive the monthly fee rebate.
By enrolling an eligible RBC personal bank account into the RBC Value Program, holding eligible additional RBC products (“Product Categories”, as more particularly described below), and completing certain activities from your enrolled account each month (as more particularly described below), you may be entitled to receive a partial or full rebate of your enrolled account’s standard Monthly Fee. Eligible Product Categories include RBC personal credit cards, personal investments, residential mortgages, and linked small business relationships. Multiple products in a single Product Category will be considered one Product Category. In addition to having eligible Product Categories, you must also perform any two (2) or more of the following specified account activities in the previous calendar month to or from your enrolled account: a monthly direct deposit, a monthly pre-authorized payment, or an eligible bill payment made at minimum once per month. An eligible bill payment means a bill payment completed through either RBC Online Banking, the RBC Mobile app, using an RBC ATM, or using Telephone Banking Services, and excludes any bill payment made: (i) in-person at an RBC Royal Bank branch with an RBC Advisor, (ii) to an RBC credit card account, or (iii) using an RBC Virtual Visa Debit® associated with your Enrolled Account. Conditions apply. For complete details, please see the Value Program Terms & Conditions.
The Monthly Fee is charged on the last day of the Month of your Account’s monthly cycle. If the last day is a non-Business Day, the fee is charged the previous Business Day. However, if the last day of your Account’s Monthly Cycle is a non-Business Day and falls at the beginning of the calendar month, then the Monthly Fee is collected the next Business Day.
When you enrol your eligible RBC personal bank account into the RBC Value Program, you will be eligible to earn Avion points within the Avion Rewards Program as an Eligible Personal Banking Client, and any such points earned will be deposited into the Avion Rewards account tied to your enrolled account. Purchases from your account refers to using your RBC Client Card to pay for items at a merchant or service provider with the amount electronically debited directly from your enrolled account or using your RBC Virtual Visa Debit for purchases online. Avion points are governed by the Avion Rewards Terms and Conditions available on our website, or a copy may be provided to you by contacting us. For complete details on the Value Program, please see the Value Program Terms & Conditions.
The following RBC bank accounts are eligible for the Value Program: RBC Day to Day Banking, RBC Advantage Banking (includes RBC Advantage Banking for students), RBC Signature No Limit Banking, RBC VIP Banking, RBC No Limit Banking (discontinued), RBC Student Banking (discontinued), RBC No Limit Banking for Students (discontinued), RBC Day to Day Savings, RBC Enhanced Savings and RBC High Interest eSavings.
RBC clients other than ION or ION+ cardholders, Avion Rewards Core Accounts or Avion Select members may book travel through Avion Rewards Travel and redeem Avion points at the rate of 100 Avion points per $1.00 CAD to pay for all or part of your booking, including associated taxes and fees. (including sales, GST, departure and transportation taxes and fees, airport improvement fees, or other taxes), excess baggage charges, immigration fees, governmental fees and levies, customs charges and passenger facilities charges, health or other inspection fees, fuel surcharges and other non-ticket costs or charges which may be imposed.
ION or ION+ cardholders, Avion Rewards Core Product Accounts and Avion Select redeem at rate of 172 points = $1 CAD. A minimum of 2,500 points must be redeemed and the remaining balance can be paid with a credit card. Taxes, fees, and surcharges are extra.
RBC Avion Visa Infinite Privilege for Private Banking, RBC Avion Visa Infinite Privilege, RBC Avion Visa Infinite Business or RBC Commercial Avion Credit Card Accounts may redeem Points through Avion Rewards Travel for airline tickets in first class or business class and to pay for any related taxes and service fees (including GST, PST, and/ or HST (as applicable), departure and transportation taxes and fees, airport improvement fees, or other taxes) through Avion Rewards Travel by calling 1-877-636-2870 (for Commercial Avion Credit Card Accounts, by calling 1-888-773-7057) or by going online to www.avionrewards.com at the rate of 100 Points per $2.00 CAD