Save $700+ on Your Banking and Borrow at Prime minus 0.25%1 legal disclaimer
Save $360
Save $360 Annually on Your Personal Banking2 legal disclaimer
Open an RBC VIP Banking account and get the most valuable features we offer in a single account.
Save $360
save up to $72/year
Save $72 Annually on Your Business Banking
Make unlimited electronic debit and credit transactions with an RBC Digital Choice Business Account3 legal disclaimer
save up to $72/year
Save $175
Save $175 on the RBC Avion Infinite Business Card4 legal disclaimer
Get up to 35,000 welcome Avion points5 legal disclaimer with any eligible RBC Business or Commercial Card plus get a one-time annual fee rebate with RBC Avion Infinite Business Card,4 legal disclaimer.
Save $175
Save Up to $120/yr
Save Up to $120 Annually on a Personal Credit Card6 legal disclaimer
Get a full annual fee rebate on an eligible personal credit card and up to 55,000 Avion points if it’s an eligible personal Avion card7 legal disclaimer,8 legal disclaimer.
Save Up to $120/yr
Save $360
Save $360 Annually on Your Personal Banking2 legal disclaimer
Open an RBC VIP Banking account and get the most valuable features we offer in a single account.
Save $360
Save Up to $120/yr
Save Up to $120 Annually on a Personal Credit Card6 legal disclaimer
Open any eligible RBC personal credit card. Get an annual fee rebate on any eligible credit card. If you open an eligible personal Avion card, also get up to 55,000 Avion points.7 legal disclaimer,8 legal disclaimer.
Save Up to $120/yr
Build your savings faster with preferred rates and fee savings9 legal disclaimer
Invest a minimum of $25,000 in any RBC investment product(s) and enjoy all the benefits of RBC Healthcare Advantage Pro10 legal disclaimer.
* Still completing your medical or dental training? RBC Healthcare Advantage was made for you.
Get Help Growing and Managing Your Clinic
Explore offers from RBC and our partners to help you simplify your billing, scheduling and more.
$150 billing credit
Streamline Medical Billing Within Your Practice or Clinic
Get a $150 billing credit with Dr.Bill. Upon credit depletion, pay just 1% of successfully paid claims on the Comprehensive plan.11 legal disclaimer
20% Discount
Deliver Patients and Staff to the Right Place at the Right Time
Get a 20% discount on the monthly subscription fee. Offer ends December 31, 2024.12 legal disclaimer
15% Discount
Simplifying Your Billing in Quebec
Get a 15% discount on the monthly subscription fee. Offer ends October 10, 2024.13 legal disclaimer
15% off
All-in-One Dental Clinic Management Software
Enjoy 15% off one-time fees, 15% off subscription fees and other savings.14 legal disclaimer
Save 30%
Simplified Payroll and Human Resources (HR)
Save 30% off ADP’s fees for select ADP payroll and HR services.15 legal disclaimer
free consultation
Premium Online Banking
Get a free consultation and $30 per month waived for RBC Express Core Services.16 legal disclaimer
Other Special Offers for RBC Healthcare Advantage Pro Customers
Invest the Easy Way and Pay No Management Fee for 6 months17 legal disclaimer
Get a professionally built and managed investment portfolio without the work. Open your first RBC InvestEase account and pay no management fees for 6 months.
Save and Accelerate your Investments
Build your savings faster with preferred GIC rates and fee savings18 legal disclaimer
Borrow Against Your Home Equity at Prime minus 0.25%19 legal disclaimer
Improve your cash flow and save money with a preferred rate on the RBC Homeline Plan (Opens modal pop-up), which combines your mortgage
Invest the Easy Way and Pay No Management Fee for 6 months17 legal disclaimer
Get a professionally built and managed investment portfolio without the work. Open your first RBC InvestEase account and pay no management fees for 6 months.
Save and Accelerate your Investments
Build your savings faster with preferred GIC rates and fee savings18 legal disclaimer
Borrow Against Your Home Equity at Prime minus 0.25%19 legal disclaimer
Improve your cash flow and save money with a preferred rate on the RBC Homeline Plan (Opens modal pop-up), which combines your mortgage
Contact a specialist today to unlock preferred borrowing rates and $700+ in savings on a bank account and credit card, and more.
Connect with an RBC Healthcare SpecialistYou can also call our priority support line at: 1-833-395-8118.
Legal Disclaimer1)
Prime minus 0.25% offer is only available to RBC Healthcare Advantage Pro plan members. Prime Rate means the variable annual interest rate announced by Royal Bank of Canada from time to time as a reference rate for determining interest rates on Canadian dollar commercial loans in Canada. The rate applying to an RBC Business Term Loan or Royal Business Operating Line will change based on changes to the Prime Rate. The RBC Business Term Loan and Royal Business Operating Line of Credit is provided by Royal Bank of Canada and is subject to its standard lending criteria. The offer may be changed, withdrawn or extended at any time, without notice. On , the Royal Bank Prime Rate was . Not available in combination with any other rate discounts, offers or promotions.
Legal Disclaimer2)
A $30 monthly fee for the RBC VIP Banking account will be waived for the duration you are a RBC Healthcare Advantage Pro Plan member.
The $30 monthly fee will be automatically charged based on your next monthly cycle if you are no longer a Plan member. This offer shall not be combined with any other personal banking account offer or promotion. Only one fee waiver per client, no matter how many RBC VIP Banking accounts are opened, whether in sole or joint ownership. To benefit from the fee waiver, all your eligible accounts with us must remain in good standing and you must have an active RBC VIP Banking account and an Eligible Credit Card that is active and in good standing at all times for the duration that you are a member of the Plan.
Legal Disclaimer3)
Monthly fee for the RBC Digital Choice Banking account will be rebated for the duration client is a member of the Plan. The fee rebate will be posted to your account within 10 business days following the posting of the fee to your account. This offer shall not be combined with any other business banking account offer or promotion. The monthly fee for the RBC Digital Choice Banking account is $6 and will be applied after once a client in no longer a Plan member. Only one fee rebate per client, no matter how many RBC Business Banking accounts are opened, whether in sole or joint ownership. To benefit from the fee rebate, all your accounts with us must remain in good standing during the fee rebate period, and you must be a RBC Healthcare Advantage Plan member. We reserve the right, in our sole discretion, to revoke this offer to any person we believe to be manipulating or otherwise abusing the process, fairness, integrity or operation of the offer. Other conditions may apply. See branch for details. This offer may be withdrawn at any time and is subject to change without notice.
Legal Disclaimer4)
To receive the annual fee rebate, you must be a RBC Healthcare Advantage Pro Plan member and your application form must be received by January 31, 2025 and approved by us. The annual fee rebate for one year is only offered to the first Primary Business Cardholder on the account; additional business owner(s) Cardholder(s) are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time.
Legal Disclaimer5)
To receive the 35,000 welcome Avion points (“Welcome points”), your application must be approved by us. Upon enrolment, the Welcome points will appear on your first credit card statement after your application has been approved. Only the primary business owner on the account is eligible for the Welcome Points; additional business owner(s) and cardholder(s), existing RBC Avion Visa Infinite Business cardholders, as well as former RBC Avion Visa Business cardholders, applying for or transferring to the RBC Avion Visa Infinite Business credit card, are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank of Canada in its sole discretion.
Legal Disclaimer6)
Subject to credit approval. As a sole or joint owner of an RBC VIP Banking (VIP) account and the primary cardholder of one of the eligible credit cards listed below, the annual fee of that eligible credit card will be fully or partially rebated (as indicated below), every year, as long as your credit card remains in good standing and you remain a VIP account owner. Additional cardholders’ annual fee is also fully or partially rebated (as indicated below), every year, as long as your eligible credit card remains in good standing and you remain a VIP account owner. Only one credit card annual fee rebate per VIP account is allowed, which means that if you own a joint VIP account and each co-owner is also the primary cardholder of an eligible credit card, only the primary owner of the VIP account will be entitled to the credit card annual fee rebate. If you already have a VIP account, the rebate will be applied at the time you open your eligible credit card account. If you open your VIP account after you have opened your eligible credit card account, the rebate will be applied at your next annual renewal and won't be applied retroactively. Other conditions and restrictions apply. Royal Bank of Canada reserves the right to withdraw this offer at any time, even after acceptance by you. Rebates that apply to eligible credit cards are: (i) partial rebate of $120 for the primary cardholder and $50 for the co-applicant on the annual fee of an RBC Avion Visa Infinite Privilege card, and (ii) annual fee fully rebated for the primary cardholder and the additional cardholders (co-applicant and authorized users) on any of the following cards: RBC Avion Visa Infinite, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC British Airways Visa Infinite and WestJet RBC World Elite Mastercard.
Legal Disclaimer7)
To be eligible for this offer your application for the RBC Avion Visa Infinite, RBC Avion Visa Platinum or RBC Avion Visa Infinite Privilege‡ credit card must be received by the date indicated on this page and must be approved by us. Upon enrolment, 35,000 Avion points (or “welcome points”) will appear within the first two monthly statements. The 20,000 additional Avion points will be awarded to you once a total of $5,000 or more in qualifying net purchases and pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your credit card account within the first 6 months from the date your account is opened, provided your account is open and in good standing at the time you reach $5,000 in Qualifying Transactions. Please allow 60 days after this requirement is fulfilled for the additional Avion points to be awarded to your account. Qualifying Transactions exclude cash advances (balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Additional cardholder(s), as well as existing cardholders of any RBC Royal Bank personal credit cards, applying for or transferring to an RBC Avion Visa Infinite, RBC Avion Visa Platinum or RBC Avion Visa Infinite Privilege card as of the offer eligibility period are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time. For complete terms and conditions that apply to the Avion Rewards program, please visit avionrewards.com or call 1-800-769-2512.
Legal Disclaimer8)
For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit:
www.avionrewards.com/terms-and-conditions/(opens link in new window) or call 1-800-769-2512.
Legal Disclaimer9)
Mutual funds are sold by Royal Mutual Funds Inc. (RMFI). Guaranteed investment certificates and RBC Investment Savings Accounts are offered through Royal Bank of Canada and may be held in RMFI investment accounts where RMFI holds the asset in its name, as nominee. RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. RMFI is licensed as a financial services firm in the province of Quebec.
Legal Disclaimer10)
A discounted 1% service fee is available to RBC Healthcare Advantage Plan members who sign up for the Comprehensive Plan. The service fee (regularly 1.95%) is charged on all paid claims in a billing cycle. The discount will be honoured for a minimum of 12 months from the date of subscription, and may be extended at the sole option of RBC Medical Billing Inc. RBC Medical Billing Inc., not Royal Bank of Canada, is responsible for the terms and conditions associated with your product subscription. Only available in Ontario, Alberta and British Columbia. For further details on Dr.Bill, visit www.dr-bill.ca(opens to external
site). Dr.Bill is powered by RBC Medical Billing Inc., a subsidiary of Royal Bank of Canada. Dr.Bill/RBC reserves the right to switch a user back to standard pricing on all product plans when a user is no longer eligible based on the above criteria. RBC confirms offer eligibility on a monthly basis with Dr.Bill. There will be a 30-day pricing grace period for all users that switch to standard pricing when no longer eligible for the RBC/Dr.Bill discount.
Legal Disclaimer11)
Discount of 20% off the Chime Work Flow Management Product monthly subscription fee available until December 31, 2024 to RBC Healthcare Advantage Plan members. The discount will be honoured for a minimum of 12 months from the date of subscription, at the sole option of Chime. No discount will be applied on the Provider’s one-time fixed or up-front fees, including hardware and installation costs. Chime Technology Inc. not Royal Bank of Canada, is responsible for the terms and conditions associated with your product subscription. For further details on Chime services, visit www.chimeclinic.com (Opens link in new window).
Legal Disclaimer12)
Available only to RBC Healthcare Advantage plan members who are located in Quebec, Canada who do not have an existing account with Facturation.net prior to July 1, 2021. When you sign up with Facturation.net for the first time, you will receive a 15% discount off the monthly subscription fee of the Elite billing plan (regularly $200/month per physician). The discount will be honoured for a minimum of 12 months from the date of subscription, and may be extended at the sole option of Facturation.net. Offer expires October 10, 2024. Facturation.net, not Royal Bank of Canada, is responsible for the terms and conditions associated with your product subscription. Offer may be amended or withdrawn at any time. For further details, visit www.facturation.net (Opens link in new window).
Legal Disclaimer13)
RBC Healthcare Advantage Plan members will receive a 15% discount on any one-time fees with ClearDent’s Practice Management Software and value-add solutions. An additional 15% off any recurring fees is available for a period of three (3) years from the service start date, after which ClearDent may offer its standard in-market pricing. For ClearDent customers with existing value-add solutions, the discount will only apply on the solution’s renewal date. ClearDent will not provide retroactive discounts. Offer may not be combined with any other ClearDent offer and is available until November 30, 2024. The customer must enroll for a minimum term of one (1) year from the date of enrollment. Prococious Technology Inc., not Royal Bank of Canada, is responsible for the terms and conditions associated with your product subscription. Prococious Technology Inc. does not make ClearDent products and services available to users in the Province of Quebec. For further details on ClearDent services, visit www.cleardent.com (Opens link in new window).
Legal Disclaimer14)
New ADP clients in Canada and ADP Clients who have previously only obtained Complimentary Access to ADP HR AssistSM, that are referred by RBC and are members of RBC Healthcare Advantage, RBC Healthcare Advantage Pro or RBC Healthcare Advantage Private Banking Plans are eligible to receive a 30% discount in base fees and per employee per pay run fees when you are referred RBC by October 31, 2024 and have entered into ADP’s standard form services agreement by November 30, 2024. Free implementation is included with this offer. The discount is applicable for the lifetime of your relationship with ADP. Cannot be combined with any other promotions
Legal Disclaimer15)
Members of RBC Healthcare Advantage, RBC Healthcare Advantage Pro or RBC Healthcare Advantage Private Banking Plans who are referred by RBC are eligible to receive a 30% discount on the following ADP standard recurring processing fees (if applicable) for the following: Base fees, Per employee/per processing fees, Per employee/per month fees, and General Ledger Interface. The discount will apply only on the following products: TeamPay by ADP®, ADP Workforce Now On the Go®, and ADP HR Assist®.
The discounted fees and applicable products may be changed by ADP in its discretion, from time to time.The discounted fees and applicable products may be changed by ADP in its discretion, from time to time.
The discount excludes pass through and other costs including, but not limited to: courier fees or other delivery fees; set up, training, installation, sale, rental or leasing of equipment or software; custom programming; maintenance; provision by ADP of cheques, forms or other supplies; any fees for Client conversion, consulting or professional services; official bank cheques; special one-time reports, including tax reports; ADP products or services not in existence on the date hereof; any other Services that are not expressly set out above; screening services or third party recruitment services which may be available as part of ADP Workforce Now® Comprehensive Services; applicable year-end processing fees (including T4 forms); refundable deposits or third-party pass-through charges (including delivery charges); or sales, service or excise taxes. Nothing in this paragraph shall amend or modify the standard terms and conditions of the ADP services agreement entered into by any referred members.
Legal Disclaimer16)
The $30 multi-user monthly fee and $50 enrolment fee waivers for RBC Express Core Services are available to RBC Dentist clients with an RBC business banking account who are members of RBC Healthcare Advantage, RBC Healthcare Advantage Pro or RBC Healthcare Advantage Private Banking Plan. Offer includes fee waiver for first RSA SecurID® hard token ($50 value). Offer available until July 31, 2024 and may be withdrawn at any time. RBC Express is governed by terms and conditions agreed to by the customer at the time of enrollment.
Legal Disclaimer17)
To take advantage of this offer you must not have held an RBC InvestEase account prior to June 1, 2024. This offer applies to your first RBC InvestEase account only. Accounts opened from June 1, 2024 to December 31, 2024 using promo code SA523 will not be charged the regular 0.5% management fee by RBC InvestEase for 6 months from the date of account opening. RBC InvestEase will notify clients 60 days in advance of any changes to the fees associated with their account as set out in the investment management agreement. A weighted average management expense ratio will still apply to the ETFs held in our portfolios. For further information please refer to Pricing on https://www.rbcinvestease.com/. This offer cannot be combined with any other offers. RBC InvestEase Inc. reserves the right to amend or withdraw this offer at any time without notice.
Legal Disclaimer18)
Preferred rates are available to Plan members. Eligible fees and costs, up to $5000 include: transfer out fees, account closure fees, administration costs, trading costs (fees to sell equity, fixed income or other securities excluding mutual funds). Costs not covered include Deferred Sales Charges (DSC), tax liability of liquidating assets, mutual fund sell, short term trading costs or any other fees or commissions that may be incurred on the redemption of existing mutual funds.
Legal Disclaimer19)
Prime minus 0.25% offer is available to Plan members. RBC Homeline Plan rate is an annual rate and is based on our Prime Rate minus 0.250%. To view the current RBC Prime Rate, please go to www.rbcroyalbank.com/rates/prime.html. Interest rate will change as our prime rate changes and without notice. On , the Royal Bank Prime Rate was . This offer is only available to clients approved for a line of credit under the RBC Homeline Plan and does not apply to any other credit line product offered by Royal Bank of Canada including but not limited to a credit line secured by real property that is not part of an RBC Homeline Plan. To benefit from the Prime Rate minus 0.25%, your mortgage must remain in good standing.
RBC Homeline Plan
Finance important goals, improve your cash flow and save money. The RBC Homeline Plan combines an RBC mortgage and Royal Credit Line into one product that allows you to access the equity you have in your home.
Top Benefits
-
Low Interest Rate
Borrow at Prime - 0.25%1 with RBC Healthcare Advantage or RBC Healthcare Advantage Pro
-
Credit Grows with Your Equity
Borrow up to 80% of the value of your home—your credit grows as you pay down your mortgage
-
Apply Once, Borrow Again
Access credit when you need it—apply once and borrow without needing to reapply
Key Features
- Use your home’s equity for home improvements, education, debt consolidation or emergency readiness
- Only pay for the credit you use on your Royal Credit Line
- Easily access your credit through RBC Online Banking, the RBC Mobile2 app, RBC ATMs, branches or via cheque
- Choose to make interest-only monthly payments3 or pay off your balance in part or in full at any time
Legal Disclaimer1)
Prime–0.25% offer is available to Plan members. RBC Homeline Plan rate is an annual rate and is based on our Prime Rate - 0.250%. To view the current RBC Prime Rate, please go to www.rbcroyalbank.com/rates/prime.html(opens new window). Interest rate will change as our prime rate changes and without notice. On July 13, 2023, the Royal Bank Prime
Rate was 7.200%. This offer is only available to clients approved for a line of credit under the RBC Homeline Plan and does not apply to any other credit line product offered by Royal Bank of Canada including but not limited to a credit line secured by real property that is not part of an RBC Homeline Plan. To benefit from the Prime Rate – 0.25%, your mortgage must remain in good
standing.
Legal Disclaimer2)
RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc.
Legal Disclaimer3)
The minimum payment is the accrued interest, service fees and any other charges that apply for that period, including your LoanProtector insurance premium and taxes, if applicable.
RBC VIP Banking Account
The most valuable features we offer in a single account.
This all-inclusive bank account is designed to simplify your everyday banking. And, if you’re an RBC Healthcare Advantage or RBC Healthcare Advantage Pro customer, we’ll waive the $30 monthly fee1,2.
Top Benefits
-
Low Interest Rate
Unlimited debit transactions worldwide3
Other Key Features
- Up to $120 rebate on the annual fee of an eligible premium credit card9
- No minimum balance required
- Overdraft protection fee waived10
- Choice of up to two additional Canadian and one U.S. personal account with monthly fees waived11
Legal Disclaimer‡
All other trademarks are the property of their respective owner(s).
Legal Disclaimer1)
The Monthly Fee is charged on the last day of the Month of your Account’s monthly cycle. If the last day is a non-Business Day, the fee is charged the previous Business Day. However, if the last day of your Account’s Monthly Cycle is a non-Business Day and falls at the beginning of the calendar month, then the Monthly Fee is collected the next Business Day.
Legal Disclaimer2)
A $30 monthly fee for the RBC VIP Banking account will be waived for the duration you are a Plan member. The $30 monthly fee will be automatically charged based on your next monthly cycle if you are no longer a Plan member. This offer shall not be combined with any other personal banking account offer or promotion. Only one fee waiver per client, no matter how many RBC VIP Banking accounts are opened, whether in sole or joint ownership. To benefit from the fee waiver, all your eligible accounts with us must remain in good standing and you must have an active RBC VIP Banking account and an Eligible Credit Card that is active and in good standing at all times for the duration that you are a member of the Plan.
RBC VIP Banking account comes with a choice of up to two additional Canadian dollar deposit accounts, to be selected among the RBC Day to Day Banking®, RBC Enhanced Savings® and RBC Day to Day Savings® accounts, and one additional U.S. dollar deposit account, limited to the U.S. Personal Account®, with the monthly fees waived. Note: Due to system limitations all accounts must be opened by the client in the same geographic location or region to be recognized for this bundling feature. If you have questions, please speak to your branch.
RBC VIP Banking account comes with a choice of up to two additional Canadian dollar deposit accounts, to be selected among the RBC Day to Day Banking®, RBC Enhanced Savings® and RBC Day to Day Savings® accounts, and one additional U.S. dollar deposit account, limited to the U.S. Personal Account®, with the monthly fees waived. Note: Due to system limitations all accounts must be opened by the client in the same geographic location or region to be recognized for this bundling feature. If you have questions, please speak to your branch.
Legal Disclaimer3)
On operating account only. $1 per cross border debit transaction on companion accounts. Not available on U.S. Personal Account. Foreign currency purchases paid by withdrawal from your Canadian dollar account are converted to Canadian dollars at an exchange rate 2.5% over the Interbank Spot Rate (as defined by Interac Corp.), effective at time of processing. Since exchange rates fluctuate, the rate applied will usually differ from the posted exchange rate at the time of your purchase.
Legal Disclaimer4)
An ATM operator surcharge (also called convenience fee) may be charged by other ATM operators. The convenience fee is not a Royal Bank fee. It is added directly to the amount of your cash withdrawal. All clients who use non-RBC ATMs may be charged a convenience fee regardless of the type of Account they hold.
Legal Disclaimer5)
When you use your Client Card to make a withdrawal in a currency other than Canadian dollars at an ATM outside Canada displaying the PLUS system symbol, we will convert the amounts withdrawn and any associated charges imposed by any third party for the use of the ATM to Canadian dollars when we deduct the funds from your Account. We will convert these amounts to Canadian dollars no later than the date we post the transaction to your Account at our exchange rate, which is 2.5% over a benchmark rate set by Visa International, a subsidiary of Visa Inc., and which Royal Bank of Canada pays on the date of conversion. This rate may be different from the rate in effect on the date your ATM withdrawal occurred or on the date of the transaction.
Legal Disclaimer6)
With an RBC VIP Banking Client Card.
Legal Disclaimer7)
There is a limit of 999 free Interac e-Transfer Transactions per Month per Account; for every Interac e-Transfer Transaction over the limit, you will be charged $1.
Legal Disclaimer8)
Interac e-Transfer Transactions expire 30 days after they are sent and cannot be claimed by the recipient after this time. You have 15 days after the Interac e-Transfer Transaction is sent to cancel without charge. A $5 Interac e-Transfer Transaction Reclaim Fee is charged when a recipient does not accept it before it expires and the sender does not cancel the transaction before the 15-day cancellation period.
Legal Disclaimer9)
Subject to credit approval. As a sole or joint owner of an RBC VIP Banking (VIP) account and the primary cardholder of one of the eligible credit cards listed below, the annual fee of that eligible credit card will be fully or partially rebated (as indicated below), every year, as long as your credit card remains in good standing and you remain a VIP account owner. Additional cardholders’ annual fee is also fully or partially rebated (as indicated below), every year, as long as your eligible credit card remains in good standing and you remain a VIP account owner. Only one credit card annual fee rebate per VIP account is allowed, which means that if you own a joint VIP account and each co-owner is also the primary cardholder of an eligible credit card, only the primary owner of the VIP account will be entitled to the credit card annual fee rebate. Other conditions and restrictions apply. Rebates that apply to eligible credit cards are: (i) partial rebate of $120 for the primary cardholder and $50 for the co-applicant on the annual fee of an RBC Avion Visa Infinite Privilege card, and (ii) annual fee fully rebated for the primary cardholder and the additional cardholders (co-applicant and authorized users) on any of the following cards: RBC Avion Visa Infinite, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC U.S. Dollar Visa Gold, RBC British Airways Visa Infinite, RBC Cathay Pacific Visa Platinum, RBC ION+TM Visa ($4 applied monthly), RBC Cash Back Preferred World Elite Mastercard and WestJet RBC World Elite Mastercard.
Legal Disclaimer10)
Subject to credit approval. Overdraft Interest applies if used.
Legal Disclaimer11)
RBC VIP Banking account comes with a choice of up to two additional Canadian dollar deposit accounts, to be selected among the RBC Day to Day Banking, RBC Enhanced Savings and RBC Day to Day Savings accounts, and one additional U.S. dollar deposit account, limited to the U.S. Personal Account, with the monthly fees waived and unlimited debit transactions. Note: Due to system limitations all accounts must be opened by the client in the same geographic location or region to be recognized for this bundling feature. If you have questions, please speak to your branch.
RBC Credit Cards Eligible for Annual Fee Rebate
If you have an RBC VIP Banking account and one of the eligible credit cards below, you will receive either a partial or full rebate on the card’s annual fee each year—saving you up to $120/year!1.
Receive a partial rebate of $120 on the annual fee for the primary cardholder and $50 for the co-applicant for:
- RBC Avion Visa Infinite Privilege card
Receive a full rebate on the annual fee for the primary cardholder and the additional cardholders (co-applicant and authorized users) on any of the following cards:
- RBC Avion Visa Infinite
- RBC Avion Visa Platinum
- RBC Rewards Visa Preferred
- RBC British Airways Visa Infinite
- WestJet RBC World Elite Mastercard
Legal Disclaimer1)
Subject to credit approval. As a sole or joint owner of an RBC VIP Banking (VIP) account and the primary cardholder of one of the eligible credit cards listed below, the annual fee of that eligible credit card will be fully or partially rebated (as indicated below), every year, as long as your credit card remains in good standing and you remain a VIP account owner. Additional cardholders’ annual fee is also fully or partially rebated (as indicated below), every year, as long as your eligible credit card remains in good standing and you remain a VIP account owner. Only one credit card annual fee rebate per VIP account is allowed, which means that if you own a joint VIP account and each co-owner is also the primary cardholder of an eligible credit card, only the primary owner of the VIP account will be entitled to the credit card annual fee rebate. Other conditions and restrictions apply. Rebates that apply to eligible credit cards are: (i) partial rebate of $120 for the primary cardholder and $50 for the co-applicant on the annual fee of an RBC Avion Visa Infinite Privilege card, and (ii) annual fee fully rebated for the primary cardholder and the additional cardholders (co-applicant and authorized users) on any of the following cards: RBC Avion Visa Infinite, RBC Avion Visa Platinum, RBC Rewards Visa Preferred, RBC British Airways Visa Infinite and WestJet RBC World Elite Mastercard.
Get up To 55,000 Avion points**
When you apply and are approved for an eligible RBC Avion Visa credit card. Conditions apply. Offer ends November 25, 2024.
- RBC Avion Visa Infinite Privilege card
- RBC Avion Visa Infinite
- RBC Avion Visa Platinum
Legal Disclaimer**)
This offer only applies to new applications for an RBC Avion Visa Infinite or RBC Avion Visa Platinum credit card (each, an “Eligible Credit Card”) received between “August 28, 2024” and “November 25, 2024” (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”) subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the Eligible Credit Card account, as well as existing cardholders on any RBC Royal Bank personal credit card account transferring to an Eligible Credit Card account during the Offer Period, are not eligible for the offer.
35,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your Eligible Credit Card account remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Eligible Credit Card account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.
You will receive 20,000 bonus Avion points (“Bonus Points”) if a total of $5,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your Eligible Credit Card account within the first six (6) months from your Eligible Credit Card account opening date (“Period”). The Bonus Points will appear on your monthly credit card statement within sixty days (60) after you reach $5,000 in Qualifying Transactions, provided your Credit Card Account remains open and in good standing at the time the Bonus Points are credited to your account.
Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.
If you close or change your Eligible Credit Card for another type of RBC Royal Bank credit card before the Welcome Points and/or the Bonus Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.
For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com/terms-and-conditions/ (opens new window) or call 1-800-769-2512.
35,000 welcome Avion points (“Welcome Points”) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your Eligible Credit Card account remains open and in good standing at the time the Welcome points are credited to your account, “good standing” meaning that your Eligible Credit Card account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.
You will receive 20,000 bonus Avion points (“Bonus Points”) if a total of $5,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your Eligible Credit Card account within the first six (6) months from your Eligible Credit Card account opening date (“Period”). The Bonus Points will appear on your monthly credit card statement within sixty days (60) after you reach $5,000 in Qualifying Transactions, provided your Credit Card Account remains open and in good standing at the time the Bonus Points are credited to your account.
Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.
If you close or change your Eligible Credit Card for another type of RBC Royal Bank credit card before the Welcome Points and/or the Bonus Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.
For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com/terms-and-conditions/ (opens new window) or call 1-800-769-2512.
RBC Digital Choice Business Account Package
Save time and money if you do most of your banking online or on your phone and gain access to features that can help you manage your practice. And, if you’re an RBC Healthcare Advantage Pro customer, we’ll waive the $6 monthly fee1,2.
Top Benefits
- Unlimited Electronic Debits and Credits3
- Unlimited Electronic Cheque Deposits4
- Unlimited Moneris‡ Credit and Debit Card Deposits
Other Key Features
- Link your eligible RBC business cards5 to your Petro-Canada± card and instantly save 3¢/L on gas at Petro-Canada locations.
- Access special offers and support from a wide range of partners and services that can help you run your business.
- Save money and earn Avion points faster with offers customized to your business.
Legal Disclaimer‡
All other trademarks are the property of their respective owner(s).
Legal Disclaimer1)
Standard fees and charges apply for services and transactions exceeding the number included in the account package.
Legal Disclaimer2)
Monthly fee for the RBC Digital Choice Banking account will be rebated for the duration client is a member of the Plan. The fee rebate will be posted to your account within 10 business days following the posting of the fee to your account. This offer shall not be combined with any other business banking account offer or promotion. The monthly fee for the RBC Digital Choice Banking account is $6 and will be applied after once a client in no longer a Plan member. Only one fee rebate per client, no matter how many RBC Business Banking accounts are opened, whether in sole or joint ownership. To benefit from the fee rebate, all your accounts with us must remain in good standing during the fee rebate period, and you must be a Healthcare Advantage Plan member. We reserve the right, in our sole discretion, to revoke this offer to any person we believe to be manipulating or otherwise abusing the process, fairness, integrity or operation of the offer. Other conditions may apply. See branch for details. This offer may be withdrawn at any time and is subject to change without notice.
Legal Disclaimer3)
Includes electronic (digital) debit and credit transactions to the account, such as online bill payments, pre-authorized payments (PAPs) and point of sale (POS) transactions. Standard fees apply for other services, including cheques and cash deposited at RBC ATMs, Pay Employees & Vendors (PEV), Interac e-Transfer transactions and wire transfers not expressly included in the package when completed online. For full list of fees not included with the account review the RBC Digital Choice Business Account Package page.
Legal Disclaimer4)
Includes cheques deposited through the RBC Mobile App, RBC ATM and ChequePro.
Legal Disclaimer5)
To participate in this offer, you must have an RBC debit or credit card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). RBC business clients will only be able to link up to two (2) business credit cards and one (1) business debit card to a Petro-Points card. You must be enrolled in RBC Online Banking or RBC Mobile app in order to link your RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. A linked RBC Card means an RBC Card linked to a Petro-Points Account. Your linked RBC Card acts as your Petro-Points card. You will automatically earn Petro-Points when you pay for qualifying purchases with your linked RBC Card at Petro-Canada locations and you do not need to swipe your Petro-Points card before you pay. You can redeem your Petro-Points at Petro-Canada using your linked RBC Card. Each time you use your linked RBC Card to purchase any grade of gasoline, or diesel, at a Petro-Canada location, you will save three cents ($0.03) per litre at the time of the transaction.
Legal Disclaimer6)
Standard fee of $0.22 per item deposited (such as cheques and drafts) via an RBC Branch, RBC ATM, RBC Mobile Cheque Deposit or Night and Day Deposit does not apply to this account package. Fees relating to processing an electronic credit or paper deposit to the account still apply, unless otherwise included.
Legal Disclaimer7)
Only includes outgoing Interac e-Transfer transactions sent on the RBC Online Banking for business or RBC Edge platforms. Excludes all other Interac e-Transfer services such as Autodeposit, Request Money, Request Money Fulfillment and Bulk Interac e-Transfer service.
Eligible RBC Business Deposit Accounts
Manage cash flow, make and accept payments, and more with an RBC business account for your medical or dental practice. The following RBC business accounts are eligible for RBC Healthcare Advantage Pro:
- Digital Choice Business Account: Ideal if you do most of your banking online or on your phone. Choose this account and get the $6 monthly fee waived—a $72 savings annually.1
- Flex Choice Business Account: Offers the flexibility of both digital and in-branch banking.
- Ultimate Business Account: Designed for businesses with high transaction volumes.
- US Dollar Business Account: Ideal for making and receiving payments in U.S. dollars.
- Online Foreign Currency Account: Ideal for making and receiving payments outside of Canadian and U.S. dollars.
Legal Disclaimer1)
Monthly fee for the RBC Digital Choice Banking account will be rebated for the duration client is a member of the Plan. The fee rebate will be posted to your account within 10 business days following the posting of the fee to your account. This offer shall not be combined with any other business banking account offer or promotion. The monthly fee for the RBC Digital Choice Banking account is $6 and will be applied after once a client in no longer a Plan member. Only one fee rebate per client, no matter how many RBC Business Banking accounts are opened, whether in sole or joint ownership. To benefit from the fee rebate, all your accounts with us must remain in good standing during the fee rebate period, and you must be a Healthcare Advantage Plan member. We reserve the right, in our sole discretion, to revoke this offer to any person we believe to be manipulating or otherwise abusing the process, fairness, integrity or operation of the offer. Other conditions may apply. See branch for details. This offer may be withdrawn at any time and is subject to change without notice.
Eligible Avion Business Cards
RBC Avion Visa Infinite Business, RBC Avion Visa Business and RBC Commercial Avion Visa are eligible for RBC Healthcare Advantage Pro.
If you choose and are approved for the RBC Avion Visa Infinite Business Card, get a one-time fee rebate of $1751 plus 25,000 welcome Avion points2. Redeem your points on travel, to shop your favourite brands, pay down bills, donate to charity, and much more3.
Legal Disclaimer1)
To be exempt from the annual fee for one year, you must be a Plan member and your application form must be received by December 31, 2023 and approved by us. The annual fee rebate for one year is only offered to the first Primary Business Cardholder on the account; additional Primary Business Cardholder(s) and Secondary Business Cardholder(s) are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time.
Legal Disclaimer2)
To receive the 25,000 bonus Avion points (“Bonus”), your application must be approved by us. Upon enrolment, 25,000 bonus Avion points will appear on your first credit card statement. Bonus is only offered to the Primary Business Cardholder on the account; additional Primary Business Cardholder(s) and Secondary Business Cardholder(s) are not eligible for this offer. This welcome bonus is not available to existing or former RBC Avion Visa Infinite Business primary cardholders applying for or transferring to an RBC Avion Visa Infinite Business card. This offer may be revoked at any time if we suspect you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank of Canada in its sole discretion. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time.
Legal Disclaimer3)
For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com/terms-and-conditions/(opens link in new window) or call 1-800-769-2512.
RBC Avion Visa Infinite Business Card
Make the most of your business spending by earning Avion points faster on all of your business purchases. And, if you’re an RBC Healthcare Advantage Pro customer, you’ll get a one-time annual fee rebate of $1751 plus 35,000 welcome Avion points when you're approved for the card.2
Top Benefits
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Premium Travel Benefits
Enjoy access to 1,300+ airport lounges worldwide, plus valuable airport dining and spa offers.4
-
Powerful Reporting Tools and Card Controls
Streamline your business expense tracking.
Other Key Features
- Includes expense management tools and employee card controls to simplify your business operations.
- View customized reports, card transaction data and photos of your paper receipts with Visa Spend Clarity for Business.
Legal Disclaimer1)
To be exempt from the annual fee rebate for the first year, you must be a RBC Healthcare Pro Plan member and your application form must be received by January 31, 2025 and approved by us. The annual fee rebate for one year is only offered to the first Primary Business Cardholder on the account; additional Business owner(s) Cardholder(s) are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time.
Legal Disclaimer2)
To receive the 35,000 welcome Avion points (“welcome points”), your application must be approved by us. Upon enrolment, the Welcome points will appear on your first credit card statement after your application has been approved. Only the primary business owner on the account is eligible for the Welcome Points; additional business owner(s) and cardholder(s), existing RBC Avion Visa Infinite Business cardholders, as well as former RBC Avion Visa Business cardholders, applying for or transferring to the RBC Avion Visa Infinite Business credit card, are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada reserves the right to cancel, modify or withdraw this offer at any time, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank of Canada in its sole discretion.
Legal Disclaimer3)
You will earn: (i) 1.25 Avion point per $1 in net purchases you make with your card, up to a maximum of $75 000 in net purchases per Annual Period, and (ii) 1 Avion point per $1 in net purchases you make with your card in excess of $75 000 during an Annual Period, unlimited. “Annual Period” means the twelve (12) full monthly statement periods each year, starting with your January monthly statement and ending with your December monthly statement or, if you are a new Avion Visa Infinite Business cardholder, the period starting on the day your card is issued and ending with your December statement. Each year, on the first day of your January monthly statement, your annual net purchase amount, for the purpose of determining your earn rate only, will automatically reset to zero. Please note that monthly statement periods don't necessarily align with the beginning and end of a calendar month. Avion points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged. For more details on the Avion Rewards program, please visit: www.avionrewards.com/terms-and-conditions/(opens link in new window)
Legal Disclaimer4)
Primary cardholders with an RBC Avion Visa Infinite Business credit card (“Eligible Credit Card”) have access to participating lounges within the Visa Airport Companion Program (“Program”), hosted and managed by DragonPass International Ltd. (“DragonPass”) Cardholders must enroll for this benefit either through the Visa Airport Companion App (available to download for free) or on the Program Website (visaairportcompanion.ca) using their Eligible Credit Card. Upon enrollment, Cardholders and their guests can access participating lounges by paying a fee of $32 USD (subject to change) per person, per visit. Applicable lounge access charges will be billed to the Eligible Credit Card connected to the Cardholders’ Program membership. Unless suspended or cancelled, the Program membership will automatically renew annually on the anniversary date (e.g. when the Cardholder enrolled for the Program). The Program membership may be suspended if your Eligible Credit Card is no longer in good standing. To view a full list of participating airport lounges, their facilities, opening times and restrictions, Cardholders can visit the Program App and Website for more information. Cardholders who participate in the Program are subject to the DragonPass Terms of Use, Terms of Service and Privacy Policy and Visa’s Privacy Notice. By enrolling in the Program and using the benefits and offers presented through the Program, the Cardholder acknowledges that DragonPass may share Cardholders’ Program data with Visa and/or Royal Bank of Canada (“RBC”) in order to facilitate the Program, subject to Visa and RBC’s own privacy policies. Other terms and conditions apply. To view the full Terms and Conditions for the Program, please visit the Program App or Website. The Program services and benefits are provided by DragonPass and applicable third party offer providers and neither Visa nor RBC is responsible for any claims or damages arising from participation in the Program. Visa reserves the right to modify or cancel this Program at any time and without prior notice. For Full terms and conditions, visit https://en.dragonpass.com.cn/info/termsofservice(opens link in new window)
Legal Disclaimer5)
All rewards are subject to availability and may change without prior notice. For complete terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com (Opens link in new window) or call 1-800 ROYAL® 1-2 (1-800-769-2512).
Legal Disclaimer6)
Payback with Points redemptions will be applied as a payment towards the balance of the Avion Rewards credit card account you select, not towards a particular transaction. Also, Payback with Points redemptions cannot be converted into cash, a cheque or any other form. It will take two (2) to three (3) business days for your payment to be credited to your credit card account and for your available credit to be adjusted. For more details, visit the Avion Rewards terms and conditions at: www.avionrewards.com (Opens link in new window).
Legal Disclaimer7)
All insurance is subject to limitations and exclusions. Please refer to the insurance certificates included in your Welcome Kit for complete details.
Legal Disclaimer8)
Coverage underwritten by Aviva General Insurance Company in the Province of Quebec and by RBC Insurance Company of Canada in the rest of Canada.
Royal Business Operating Line of Credit
Supplement your cash flow with a business line of credit that gives you access to the funds you need, when you need them.
Top Benefits
-
Low Interest Rate
Borrow at Prime minus 0.25%1 as an RBC Healthcare Advantage Pro customer.
-
Flexibility
Credit lines start at $10,000 and give you the flexibility to borrow only what you need.
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Automatic Fund Transfers
Cover shortfalls and pay down your credit line without having to think about it.
Other Key Features
- Choose from two ways to transfer funds between your Royal Business OperatingLine and your everyday RBC operating account.
- Access funds anytime through ATMs, Online Banking for Business, the RBC Mobile app or in branch.2
Legal Disclaimer1)
Prime minus 0.25% offer is only available to Healthcare Advantage Pro plan members. Prime Rate means the variable annual interest rate announced by Royal Bank of Canada from time to time as a reference rate for determining interest rates on Canadian dollar commercial loans in Canada. The rate applying to an RBC Business Term Loan or Royal Business Operating Line will change based on changes to the Prime Rate. The RBC Business Term Loan and Royal Business Operating Line of Credit is provided by Royal Bank of Canada and is subject to its standard lending criteria. The offer may be changed, withdrawn or extended at any time, without notice. On July 13, 2023, the Royal Bank Prime Rate was 7.200%. Not available in combination with any other rate discounts, offers or promotions.
Legal Disclaimer2)
RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc. RBC Online Banking is operated by Royal Bank of Canada.
Business Term Loans
Whether you want to acquire new equipment, expand your inventory or open in new locations, a term loan can help you achieve the big goals you have for your practice.
Top Benefits
-
Low Interest Rate
Borrow at Prime minus 0.25%1 as an RBC Healthcare Advantage Pro customer.
-
Flexibility
Variable rate loans start at $5,000.
-
Prepay without Penalty
Make partial or full prepayment at any time.
Other Key Features
- Can be used to purchase or renovate property, upgrade medical or dental equipment or refinance existing debt.
- Typically secured for a term up to seven years but not exceeding the useful life of what is being financed.
Legal Disclaimer1)
Prime minus 0.25% offer is only available to Healthcare Advantage Pro plan members. Prime Rate means the variable annual interest rate announced by Royal Bank of Canada from time to time as a reference rate for determining interest rates on Canadian dollar commercial loans in Canada. The rate applying to an RBC Business Term Loan or Royal Business Operating Line will change based on changes to the Prime Rate. The RBC Business Term Loan and Royal Business Operating Line of Credit is provided by Royal Bank of Canada and is subject to its standard lending criteria. The offer may be changed, withdrawn or extended at any time, without notice. On July 13, 2023, the Royal Bank Prime Rate was 7.200%. Not available in combination with any other rate discounts, offers or promotions.
Eligible RBC Investment Product(s)1
You can unlock exclusive savings through RBC Healthcare Advantage Pro by investing and maintaining at least $25,000 in any:
- RBC investment product (such as mutual funds or GICs), or
- Account at RBC Dominion Securities Inc., RBC Direct Investing Inc., RBC InvestEase Inc. or RBC PH&N Investment Counsel Inc.
Legal Disclaimer1)
RBC Healthcare Advantage Pro Plan: Eligible healthcare professionals can join the RBC Healthcare Advantage Pro Plan by having: i) an RBC VIP Banking account, ii) an RBC Avion Visa Infinite, RBC Avion Visa Infinite Privilege, WestJet RBC World Elite Mastercard, RBC Rewards Visa Preferred, or RBC British Airways Visa Infinite credit card, either as a primary applicant or a co-applicant, and iii) either an RBC business deposit account and an eligible RBC business credit card (i.e. Avion Visa Business, RBC Avion Visa Infinite Business, RBC Commercial Avion Visa, RBC Commercial Cash Back Visa, RBC Commercial Visa, RBC Commercial U.S. Dollar Visa), or a minimum of $25,000 in assets invested within any RBC investment product (such as mutual funds or GICs) or any account held at any of the following separate corporate entities affiliated with RBC: RBC Dominion Securities Inc., RBC Direct Investing Inc., RBC InvestEase Inc., RBC PH&N Investment Counsel Inc., at all times during their membership.
Eligible Business and Commercial Cards
The following Avion Business and Commercial Cards are eligible for RBC Healthcare Advantage Pro
2. RBC Avion Visa Infinite Business
Learn More about RBC Avion Visa Business (Opens link in new window)
4. RBC Commercial Cash Back Visa
Learn More about RBC Avion Visa Business (Opens link in new window)
6. RBC Commercial U.S. Dollar Visa
Learn More about RBC Avion Visa Business (Opens link in new window)