Avion Rewards gives you the opportunity to earn Avion points in many ways and the flexibility to redeem them for nearly endless options—travel the world, buy merchandise and gift cards from some of your favourite brands, pay down bills, invest in your future and much more.

There are several ways to earn points. For example, you can earn points when you make debit purchases with an eligible RBC bank account² that is enrolled in the Value Program or when you make purchases with an Avion Rewards credit card.

Avion Rewards also gives you access to discounts, bonus points, special offers and savings you’ll only find at Canada’s largest bank-owned loyalty program.

Learn more about Avion Rewards.

Please go to rbc.com/offerterms450.

You can qualify for the offer by:

• opening a new RBC Signature No Limit Banking account or RBC VIP Banking account, as a primary owner between October 2, 2024 and the end date of the campaign (February 10, 2025 at 9:00 PM Eastern Time)
• completing two of the three of the Qualifying Criteria from your new account by April 18, 2025 at 9:00PM EST, which are:
  • 1 automated and recurring payroll or pension direct deposit, or
  • Set up and complete 2 pre-authorized monthly payments, or
  • Set up and clear 2 eligible bill payments to a service provider (i.e. utility bill, cable, etc.)

The offer is available to Canadian residents who:

• have never had a Personal Banking Account (chequing account) with RBC nor qualified for any of our offers related to opening a Personal Banking Account at any time during the Promotional Period or in the five year period before the start of the Promotional Period.
• have attained the age of majority as defined in their province of residence prior to February 10, 2025.

See the full Terms and Conditions for details.

Only the primary account holder who is not an existing owner of a personal banking account is eligible for the offer. The primary account holder must not have previously been a joint account holder within the past 5 years.

Yes, as long as you set up and complete two (2) Pre-Authorized Monthly Payments and have paid 2 bills and both payments are debited from the new eligible account by April 18, 2025.

If you choose to qualify for this offer with the two (2) pre-authorized monthly payments (PAPs) option the payments must be withdrawn from your new eligible account by April 18, 2025. You can set up the two (2) pre-authorized monthly payments from two (2) different companies or if you set them up with the same company, the 2 pre-authorized payments must be for different account numbers. Pre-authorized monthly payments include, but are not limited to, utility bill payments (hydro, water, cable, phone, internet), pre-authorized contributions to your investments and gym membership payments.

The cash reward will be deposited into your new eligible account within 6 and 10 weeks of you completing the Qualifying Criteria, provided that this is completed by April 18, 2025. This means either your direct deposit payroll has been deposited to your new account OR the two bill payments or 2 pre-authorized payments you set up have both been debited from your new account.

No. The $450 offer is limited to one reward per customer during the Promotional Period.

The $450 offer is only available for new personal banking clients who open an RBC Signature No Limit Banking account or RBC VIP Banking account during the Promotional Period and complete the Qualifying Criteria.

No. This offer is only for clients who have never had a Personal Banking Account nor qualified for any of our offers related to opening a Personal Banking Account at any time during the Promotional Period or in the five year period before the start of the Promotional Period. Account upgrades do not qualify for the $450 offer.

You may not have received the cash reward due to one of the following:

• If the qualifying criteria was not completed by April 18, 2025.
• Your new eligible account was downgraded or closed prior to April 18, 2026.
• The recurring payroll, 2 bill payments or two (2) pre-authorized monthly payments were not recognized by RBC Royal Bank

Please contact your branch or our Advice Centre at 1-800-769-2511 no later than May 2, 2025 if you have not received your Cash Reward. Any notice received after this date, will not be accepted and you will be deemed not to have qualified for this Promotional Offer.

Your Eligible Personal Banking Account must remain open and in good standing, and the Qualifying Criteria you performed to get the Cash Reward (such as payroll/pension deposit, bill payment or pre-authorized payment) must remain in effect until at least April 18, 2026.

RBC Vantage is the way we describe all of the powerful benefits you can get just by having an eligible RBC bank account. There is no additional cost to enjoy these benefits—and you don’t need a minimum balance.

Here are just a few ways you can take advantage of these benefits:

• Earn Avion points with an eligible bank account by enrolling your account in the Value Program and making debit purchases in-store or online using your enrolled account.²
• Save on monthly fees when you enrol your account in the Value Program, have 2 or more additional eligible RBC product categories, and complete at least 2 out of 3 regular account activities (a pre-authorized payment, direct deposit or bill payment) with your enrolled account each month.³
• Save 3¢/L on gas at Petro-Canada with every fill-up using your linked RBC card.⁴
• Load available offers to your eligible RBC debit card and start getting rewarded with offers from popular brands.²²

If you are opening a new account, you can enrol it in the Value Program at the same time you open the account. If you open an account online, simply enrol in the Value Program when you are invited to do so.

If you already have an eligible bank account, an RBC advisor can enrol your account in the Value Program for you. Please book an appointment, call 1-800-769-2511 or visit a branch.