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Annual Fee: $0
Additional Card: $0
Purchase Rate: 20.99%
Cash Advance Rate: 22.99%*

Card Details

    Rewards

    2X Points on Grocery, Beauty and Wellness

    Earn 2 Moi points when you pay with your moi RBC Visa credit card and swipe your Moi program card at participating Metro, Jean Coutu, Brunet and Première Moisson stores.2

    2X Points on Restaurants and Dining

    Earn 2 Moi points for every $1 spent on dining purchases when paying with your moi RBC Visa credit card.3

    2X Points on Gas and EV Charging

    Earn 2 Moi points for every $1 spent on gas and EV charging purchases when paying with your moi RBC Visa credit card.3

    1X Points on All Other Purchases

    Earn 1 Moi point for every $1 spent on all your purchases, everywhere else you shop, including at participating Super C stores.4

    Insurance & Protection

    Mobile Device Insurance Included

    Get 2 years of coverage up to $1,000 in the event your mobile device such as your cell phone is lost, stolen, accidentally damaged or experiences mechanical failure when you purchase your mobile device with this credit card.8

    Purchase Security and Extended Warranty Insurance

    Automatically protects eligible card purchases against loss, theft or damage within 90 days of purchase8, and doubles the manufacturer's original Canadian warranty by up to one additional year, to a maximum of five years.8

    For full insurance details view the certificate of insurance.

    Additional Features

    Petro-Canada

    Link your moi RBC Visa credit card to your Petro-Points™ card to save 3¢/L instantly on gas and earn 20% more Petro-Points™ at Petro-Canada™.6

    Simons

    Get a 10% statement credit (up to $30) at Simons when you pay with your moi RBC Visa card7

    Credit Card Lock

    Misplaced your client card or credit card? Now you can lock your card directly from your phone using the RBC Mobile app.

    Mobile Pay with your Favourite Device

    Add your personal RBC credit card to your mobile device or smart watch to make day-to-day purchases with just a tap. Learn how

    Optional Add-on Protection

    Take advantage of all the benefits your credit card has to offer by adding optional services to protect your identity, your family, and your credit card balance:

    Explore all Optional Add-On Protection Services
    moi RBC Visa

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