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Annual Fee: $99
Additional Card: $0
Purchase Rate: 20.99%
Cash Advance Rate: 22.99%*

Card Details

    Cash Back

    Simple and Easy to earn cash back

    Earn up to 1.5% cash back on your spending1 – big or small

    No limit to what you can get back

    That's right. Get unlimited cash back, plus your rewards accumulate automatically, so tracking is hassle-free.

    Additional Features

    Instant Fuel Savings at Petro-Canada

    Link your card and instantly save 3¢/L on fuel4 and always earn 20% more Petro-Points at Petro-Canada5. For more details click here.

    Earn more Be Well points at Rexall

    Link this card with your Be Well card to:

    • Get 50 Be Well points for every $1 spent on eligible products at Rexall11
    • Redeem Be Well points faster for savings in store on eligible purchases12; 25,000 Be Well points = $10
    Learn More

    Get $0 delivery fees for 12 months from DoorDash13

    Add your eligible RBC credit card to your DoorDash account to:

    • Get a 12-month complimentary DashPass subscription14 – a value of almost $120
    • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card
    Get $0 Delivery Fees

    Credit Card Lock

    You can lock your RBC credit card temporarily at any time. Use Credit Card Lock if you’ve misplaced your card, simply log in to the RBC Mobile app and choose the card you want to lock.
    Learn More

    Premium insurance coverage

    With rental car insurance8 and protection for your eligible purchases7. For more details, click here.

    Mastercard On-demand Apps and Subscription Services

    Get exclusive benefits and offers from a variety of on-demand apps and subscription services, like Ritual. Check out all the offers by visiting mastercard.ca/worldelite

    Mastercard Travel Rewards9

    Cash back offers await at international retailers and restaurants. Discover a world of Mastercard Travel Rewards cash rebate offers at traveloffers.mastercard.com

    Mastercard Airport Experiences provided by DragonPass2

    Enjoy Mastercard Travel Pass Program provided by DragonPass2 and benefit from access to 1,300+ airport lounges worldwide, plus valuable airport dining and spa offers.

    Save and Earn Faster with RBC Offers

    Load personalized offers for great brands before you shop to get cash savings or to earn bonus points faster.

    Optional Extras

    Optional Add-On Services

    Take advantage of all the benefits your credit card has to offer by adding optional services to protect your identity, your family, and your credit card balance:

    See All Optional Add-On Services

    Start Your Application

    Applying online is safe and secure. Get a response in less than 60 seconds.

    Apply now