Visa Debit

Visa Debit Classic:

Medium Projects Table

Transaction	Visa Debit Classic	Maestro / Cirrus card
Pay for goods and services in person locally	Yes	Yes
Pay for goods and services in person internationally	Yes	Yes
Pay for goods and services online or by mail or telephone locally	Yes	No
Pay for goods and services online or by mail or telephone internationally	Yes	No
Make recurring payments (e.g. monthly gym membership dues or utility bills)	Yes	No
Make hotel or car rental reservations online or by telephone internationally	Yes	No
Withdraw cash at RBC ATMs locally	Yes	Yes
Withdraw cash at RBC ATMs or other bank ATMs internationally	Yes	Yes
Pay utility bills at point-of-sale terminals locally	Yes	Yes
Transfer funds at local RBC ATMs	Yes	Yes
Make balance enquiries*	Yes	Yes
Deposit funds at local RBC ATMs	Yes	Yes

*Subject to functionality available at non-RBC ATMs domestically or any ATMs internationally

Make life easier

Your new RBC Royal Bank™ Visa^‡ Debit Card is the fastest, easiest and most secure way to make purchases, pay bills or access your cash — every day, at home or away. With your RBC Royal Bank Visa Debit Card, you never have to worry about carrying large amounts of cash or writing cheques.

Extend your payment power around the world

Your RBC Royal Bank Visa Debit Card is accepted at millions of locations across the globe. It packs all the power you need to conveniently access your RBC banking or savings account on the go.

• Pay for purchases quickly and securely at any LINX^‡ terminal. You can also pay for purchases at any merchant that accepts Visa in person, online or by telephone or mail order.
• Get cash at ATMs wherever the LINX, Visa or PLUS^‡ symbols are displayed. At local RBC ATMs you can perform balance enquiries, transfer funds, pay bills and make deposits to your accounts.
• Make purchases with funds directly debited from your RBC Royal Bank account.

Note: Holds pertaining to the value of transactions performed internationally or at local Visa merchants (including online purchases) may remain on the account until the merchant settles the transaction.

Visa Debit Domestic:

Medium Projects Table

Transaction	Visa Debit Domestic	Maestro / Cirrus card
Pay for goods and services in person locally	Yes	Yes
Pay for goods and services in person internationally	Yes	Yes
Pay for goods and services online or by mail or telephone locally	Yes	No
Pay for goods and services online or by mail or telephone internationally	Yes	No
Make recurring payments (e.g. monthly gym membership dues or utility bills)	Yes	No
Make hotel or car rental reservations online or by telephone internationally	Yes	No
Withdraw cash at RBC ATMs locally	Yes	Yes
Withdraw cash at RBC ATMs or other bank ATMs internationally	Yes	Yes
Pay utility bills at point-of-sale terminals locally	Yes	Yes
Transfer funds at local RBC ATMs	Yes	Yes
Make balance enquiries*	Yes	Yes
Deposit funds at local RBC ATMs	Yes	Yes

*Subject to functionality available at non-RBC ATMs domestically or any ATMs internationally

Make life easier

Your new RBC Royal Bank™ Visa^‡ Debit Card is the fastest, easiest and most secure way to make purchases, pay bills or access your cash — every day. With your RBC Royal Bank Visa Debit Card, you never have to worry about carrying large amounts of cash.

It packs all the power you need to conveniently access your RBC Leo's Young Savers or RBC Student Banking account on the go.

• Pay for purchases quickly and securely at any LINX^‡ terminal. You can also pay for purchases at any local merchant that accepts Visa in person, online, or by telephone or mail order.
• Get cash at local ATMs wherever the LINX, Visa or PLUS^‡ symbols are displayed. At local RBC ATMs you can perform balance enquiries, transfer funds, pay bills and make deposits to your accounts.
• Make purchases with funds directly debited from your RBC Royal Bank account.

Note: Holds pertaining to the value of transactions performed at local Visa merchants (including online purchases) may remain on the account until the merchant settles the transaction.

Visa Debit USD:

Make life easier

Your new RBC Royal Bank™ Visa^‡ Debit Card is the fastest, easiest and most secure way to make purchases, pay bills or access your cash — every day. With your RBC Royal Bank Visa Debit Card, you never have to worry about carrying large amounts of cash.

It packs all the power you need to conveniently access your RBC Day to Day Savings USD Currency account on the go.

• Pay for purchases quickly and securely at any merchant that accepts Visa in person, online, or by telephone or mail order.
• Get cash at ATMs wherever the Visa or PLUS^‡ symbols are displayed. At local RBC ATMs you can perform balance enquiries, pay bills and withdraw local currency cash.
• Make purchases with funds directly debited from your RBC Royal Bank account.

Note: Holds pertaining to the value of transactions performed may remain on the account until the merchant settles the transaction.

The security of chip and PIN technology

Combined with your PIN, the encrypted microchip in your card provides significant protection against counterfeiting and fraud. Already in wide use around the world, it has technology designed to make an already safe payment system even more secure.

More virtual purchasing power

Your RBC Royal Bank Visa Debit Card can be used for local merchants - online, by telephone or by mail order. Shop online, book a hotel or car rental, pay for music, order online games, make recurring payments and so much more.

Take control of your money

It’s simple to manage your money when you shop with RBC Royal Bank Visa Debit since funds are debited from your RBC Royal Bank Banking account at the time of ATM withdrawal or payment. You incur no unwanted debts. You can also review the details of every transaction that is itemized on your account history in Digital Banking.

Peace of mind with fraud protection

The RBC Royal Bank Visa Debit card gives peace of mind and make your face to face and online payments safer—RBC provides 24/7 fraud monitoring. You can be confident that in the event that unauthorised funds debited from your account, because of fraud, will be returned.

Contactless Transactions

Faster, more convenient contactless transactions

The new contactless feature of your RBC Visa Debit Card lets you pay for small purchases quickly and securely at locations that accept contactless transactions, so the card never leaves your hand.

Here’s all you have to do:

• Step 1 – Look for this symbol at checkout counters.
• Step 2 – Wave your card over the secure terminal or hold it on the terminal.
• Step 3 – Wait for approval and you’re ready to go.

A signature or PIN may still be required in some instances.

The current contactless limit is TTD $300 locally.