Unlock More From Your Everyday Banking
For your day-to-day needs to get cash, make transfers, pay bills, and much more
Find the Banking Account That's Right for You
Unlock more from your everyday banking with the banking account that suits your needs.
Benefits of Your RBC Banking Account
- Free access to Digital Banking and our app "RBC Caribbean" to do your banking on-the-go
- Free RBC Debit Card for deposits, transfers and cash withdrawals at RBC ATMs and purchases at local merchants
- International access to ATMs and Merchants
Day to Day Banking
A basic banking account to facilitate your day to day transactions.
Features
- Initial deposit of AWG 100.00
- Initial deposit of USD 100.00 for non-residents
- A Monthly Fee will apply
- No minimum balance requirement
- Free eStatements with Digital Banking for easy record keeping
- Overdraft facility available subject to normal lending criteria
- Account features a monthly service charge
- Account features a monthly service charge
- Account features a monthly service charge
- Initial deposit of US$100
- Initial deposit of ANG 100.00
- Initial deposit of USD 100.00
- Initial opening deposit of ANG 100.00
- A monthly fee will apply
- No minimum balance requirement
- 6 free cheques
- Free eStatements with Digital Banking for easy record keeping
- Overdraft facility available subject to normal lending criteria
- Minimum opening deposit : $100.00
- Avoid the inconvenience and fees associated with having insufficient funds with Overdraft Protection* on your account
- RBC Royal Bank Visa Debit Card available
- 5 free cheque transactions monthly
- Recurring transfers via Digital Banking free of charge to RBC savings accounts
- Free monthly eStatements
Benefits
- Affordable
- Easy to maintain
- Peace of mind in case of cash flow shortage
- Access to local RBC ATMs and other ATMs & POS merchants wherever the LINX, Visa or PLUS symbols are displayed
- Easy access to account balances and transactions
- Easy record keeping
*Optional and subject to normal lending criteria.
Account Opening Requirements
- Two (2) forms of valid ID such as:
Passport, National ID card, Driver’s License - Proof of residential address (e.g. utility bill)
- If you are a non-resident client:
- A reference letter or current account statement from a reputable bank
- Valid work permit (if applicable)
No Limit Banking
An enhanced banking account that offers unlimited free in branch, cheque and debit transactions, as well as free banking at RBC Royal Bank and RBC FINCO ATMs.
Features
- Initial deposit of AWG 500.00
- A Monthly Fee will apply
- Initial opening deposit of $500.00
- Account features a monthly service charge
- Account features a monthly service charge
- Account features a monthly service charge
- Initial deposit of USD $500
- Initial opening deposit of ANG 500
- Initial opening deposit of ANG 500.00
- Initial deposit of USD 500.00
- A monthly fee will apply
- No minimum balance requirement
- Unlimited free in-branch transactions
- Unlimited free branch/cheques items
- Unlimited free local RBC ATM withdrawals using RBC Visa Debit Card
- Unlimited free local ATM withdrawals using RBC Visa Debit Card
- Free eStatements with Digital Banking for easy record keeping
- Unlimited free in-branch transactions
- Unlimited free in-branch transactions
- Minimum opening deposit: $500
- Avoid the inconvenience and fees associated with having insufficient funds with Overdraft Protection*
- Unlimited FREE ATM transactions (RBC card at RBC machine locally)
- Unlimited FREE in-branch debit transactions
- Unlimited free cheque writing (chequing account only)
- Unlimited FREE Point-of-Sale transactions at local merchants
- RBC Royal Bank Visa Debit Card available
- Free access to Digital Banking (Online & Mobile Banking)
- Free monthly eStatements
Benefits
- Affordable
- Peace of mind in case of cash flow shortage
- More savings to be realized
- Access to local RBC ATMs and other ATMs & POS merchants wherever the LINX, Visa or PLUS symbols are displayed
- Easy access to account balances and transactions
*Optional and subject to normal lending criteria.
Account Opening Requirements
- Two (2) forms of valid ID such as:
Passport, National ID card, Driver’s License - Proof of residential address (e.g. utility bill)
- If you are a non-resident client:
- A reference letter or current account statement from a reputable bank
- Valid work permit (if applicable)
VIP Banking
An exclusive package designed to simplify your banking including unlimited debit transactions, credit card rebates, unlimited debits at RBC Royal Bank and RBC FINCO ATMs and other bank ATMS and much more.
Features
- Initial deposit of AWG 5000.00
- A Monthly Fee will apply.
- Initial opening deposit of $500.00
- Account features a monthly service charge
- Account features a monthly service charge
- Account features a monthly service charge
- Initial deposit of USD $5000
- Initial opening deposit of ANG 5000
- A monthly fee will apply
- Initial deposit of ANG 5000.00
- Initial deposit of USD 5,000.00
- A monthly fee will apply
- No minimum balance requirement
- Free unlimited in-branch transactions
- Unlimited free local RBC ATM withdrawals using RBC Visa Debit Card
- Unlimited free RBC ATM withdrawals using RBC Visa Debit Card
- Free eStatements with Digital Banking for easy record keeping
- Free interim paper statements
- Free replacement of RBC Debit Card
- Free replacement of client card
- Free banking on two additional accounts (no monthly fee and unlimited free in-branch withdrawals)
- 50% discount on the rental of a small safety deposit box
- 50% discount on annual fee of a small safety deposit box/equivalent discount on larger boxes
- 1/2 percent discount on installment loans
- No service charge on local and foreign currency drafts and standing orders
- Plus much more
- Minimum opening deposit: $500.00
- Free monthly eStatements
- Higher daily limits at Automated Teller Machines (ATM) and Point-of-Sale (POS) terminals
- No service charges on: Standing orders; Certificate of account balance / certificate of interest paid; Additional bank statements; Local and foreign currency drafts; Renewal/replacement of client card.
- RBC Royal Bank Visa Debit card available
- Unlimited FREE local ATM transactions and Point-of-Sale transactions at local merchants
- Unlimited free in-branch and cheque transactions plus much more
- Flexible long /short term lending solutions
- Avoid the inconvenience and fees associated with having insufficient funds with Overdraft Protection*
-
VIP Banking Operational Account PLUS a combination of any two of following accounts for one flat monthly fee:
- Day to Day Savings Account
- Day to Day Banking Account
Benefits
- Affordable
- Easy access to account balances and transactions
- Increased flexibility of funds
- More savings to be realized
- Variety of products and services at one flat monthly fee
- Access to local RBC ATMs and other ATMs & POS merchants wherever the LINX, Visa or PLUS logos are displayed
*Optional and subject to normal lending criteria.
Account Opening Requirements
- Two (2) forms of valid ID such as:
Passport, National ID card, Driver’s License - Proof of residential address (e.g. utility bill)
- If you are a non-resident client:
- A reference letter or current account statement from a reputable bank
- Valid work permit (if applicable)
Student Banking
A banking account specially designed for persons 18-24 years old enrolled in a full-time, post-secondary programme.
Features
- Initial deposit of AWG 100.00
- No monthly fee
- No minimum balance required
- Free eStatements with Digital Banking for easy record keeping
- Initial opening deposit of $100.00
- Account features a monthly service charge
- Account features a monthly service charge
- Account features a monthly service charge
- Initial deposit of USD $100
- Initial deposit of ANG 100
- Initial deposit of ANG 100.00
- Initial deposit of USD 100.00
- No monthly fee
- No monthly fee
- 6 free cheques
- 2 free local RBC ATM withdrawals using RBC Visa Debit Card
- Two (2) free local RBC ATM withdrawals using RBC Visa Debit Card
- Free eStatements with Digital Banking for easy record keeping
- Designed for ages 18-24 years
- Minimum opening deposit: $100.00
- A monthly fee is applicable
- 5 FREE cheque transactions monthly
- RBC Royal Bank Visa Debit Card available (Visa Debit Domestic)
- Unlimited FREE ATM transactions (RBC card at RBC machine locally)
- Unlimited FREE Point-of-Sale transactions at local merchants
- Free quarterly eStatements
Benefits
- Free financial planning and advice
- Helps you save for your future and establish financial independence
- Access to RBC ATMs and other ATMs ad POS merchants wherever LINX, Visa or PLUS logos are displayed
- Other Value-Added Benefits
As an RBC Student Banking client you will receive free membership for our exclusive Student Banking Club. As a Club member, you get special discounts at merchants throughout Trinidad and Tobago!
Additional Information:
Account Opening Requirements
- Two (2) forms of valid ID such as:
Passport, National ID card, Driver’s License - Proof of residential address (e.g. utility bill)
- If you are a non-resident client:
- A reference letter or current account statement from a reputable bank
- Valid work permit (if applicable)
SixtyPlus Banking
A banking account specially designed for persons 60 years and over.
Features
- Initial deposit of AWG 5,000
- Initial deposit of USD 100.00
- No monthly fee
- No minimum balance requirement
- A Monthly Fee will apply if the daily closing balance of AWG 5,000 is not maintained
- Initial deposit of USD 1000
- A monthly fee will apply if the daily closing balance of USD 5,000 is not maintained
- Free eStatements with Digital Banking for easy record keeping
- Initial opening deposit of $500.00
- Pay no monthly service charge and bank for FREE by maintaining your account balance requirement
- Free Unlimited in-branch transactions
- Unlimited free local RBC ATM withdrawals using RBC Visa Debit Card Unlimited free in-branch/cheque items
- Unlimited free local RBC ATM withdrawals using RBC Visa Debit Card
- The interest is credited quarterly to the account
- Make deposits and withdrawals from RBC Royal Bank ATMs at any branch, at any time day or night
- Free eStatements with Digital Banking for easy record keeping
Account Opening Requirements
- Two (2) forms of valid ID such as:
Passport, National ID card, Driver’s License - Proof of residential address (e.g. utility bill)
- If you are a non-resident client:
- A reference letter or current account statement from a reputable bank
- Valid work permit (if applicable)
IMPORTANT CLIENT NOTICE - BAHAMAS:
The Bahamas' Deposit Insurance Corporation (DIC) is a public corporation, established under the Protection of Depositors Act, 1999. The DIC is managed by The Central Bank of The Bahamas. Pursuant to section 4 of the Act, all licensed banking institutions, with Bahamian Dollar deposits, including RBC Royal Bank (Bahamas) Limited, must have membership with the DIC. The DIC insures Bahamian dollar deposits placed with a member institution in any of its branches in The Bahamas. Its primary objective is the protection and support for Bahamian Dollar depositors. The DIC seeks to minimize or eliminate the risk of loss of savings of Bahamian dollar denominated deposits. Each eligible deposit in a member institution is insured up to a maximum of B$50,000 per depositor. The DIC insures both principal and interest for eligible deposits up to a maximum of B$50,000. For more information please visit The Bahamas' Deposit Insurance Corporation's link: http://www.dic.bs/ (link opens to external site)
IMPORTANT CLIENT NOTICE - TRINIDAD & TOBAGO:
Your deposits are protected – RBC Royal Bank is a member of the Deposit Insurance Corporation of Trinidad & Tobago (DIC) which was established by the Central Bank and Financial Institutions (Non-Banking) (Amendment) Act, 1986. The DIC insures TTD deposits placed with a member institution in any of its branches in Trinidad & Tobago. Eligible deposits are insured up to a maximum of $200,000 per depositor. Deposit Insurance Coverage is applicable to term deposits, savings accounts and banking (chequing accounts), for single, joint, trust or business accounts. For more information, please visit https://dictt.org (link opens to external site)
Resources
Useful Links
Fees & Service Charges- Electronic Banking Agreement
- Deposit Account Selection Guide (PDF opens in new window)
Client Agreements
Useful Links
- Fees & Service Charges
- Electronic Banking Agreement
- Bahamas Deposit Account Selection Guide (PDF opens in new window)
- FINCO Deposit Account Selection Guide (PDF opens in new window)
Client Agreements
Useful Links
- Fees & Service Charges
- Electronic Banking Agreement
- Deposit Account Selection Guide (PDF opens in new window)
Client Agreements
Useful Links
- Fees & Service Charges
- Electronic Banking Agreement
- Deposit Account Selection Guide (PDF opens in new window)
Client Agreements
Useful Links
- Fees & Service Charges
- Electronic Banking Agreement
- Deposit Account Selection Guide (PDF opens in new window)
Client Agreements
Useful Links
- Fees & Service Charges
- Electronic Banking Agreement
- Deposit Account Selection Guide (PDF opens in new window)
Client Agreements
Useful Links
- Fees & Service Charges
- Electronic Banking Agreement
- Deposit Account Selection Guide (PDF opens in new window)
Client Agreements
Useful Links
- Fees & Service Charges
- Electronic Banking Agreement
- Deposit Account Selection Guide (PDF opens in new window)
Client Agreements
Useful Links
- Fees & Service Charges
- Electronic Banking Agreement
- Deposit Account Selection Guide (PDF opens in new window)
Client Agreements
Useful Links
- Fees & Service Charges
- Electronic Banking Agreement
- Deposit Account Selection Guide (PDF opens in new window)
