Maximize your returns and put idle business cash balances to work.
Businesses should maintain a certain level of cash on hand to cover unforeseen circumstances or to take advantage of prompt payment discount incentives.
However, if your cash flow forecast shows that you will have surplus cash balances available during certain periods of time or if your business is consistently generating a cash surplus, you should put these funds to work immediately.
Your RBC Royal Bank Relationship Managers will work as your partner, leveraging all the resources RBC has to offer, to provide you with the financial solutions you need to help your business achieve its full potential.
Investing in Global Markets
Business clients can invest in local and international stocks, bonds and treasury bills through West Indies Stockbrokers Limited (WISE). WISE also offers Customised Investment Portfolios, which comprise USD-denominated exchange traded (ETFs) traded on U.S. stock exchanges.
| Feature |
Benefit |
| Equity Trading |
Invest in the global stock market to maximise long-term capital growth. |
| Bond Trading |
Invest in global bonds, corporate bonds or treasury bills to benefit from income generation and modest capital appreciation. |
| Customised Investment Portfolios |
Invest in portfolios comprised of USD-denominated exchange traded funds (ETFs) traded on U.S. stock exchanges. |
Learn more about West Indies Stockbrokers Limited
Term Deposits
Business clients can invest surplus funds in Term Deposits which are deposit vehicles with an agreed fixed rate of interest for a specified period.
| Feature |
Benefit |
| Interest guaranteed for the investment period chosen |
Maximizes earning power |
| Choice of maturities |
Provides multiple options to meet your unique needs |
| Automatically renewable |
Offers convenience of not having to visit your bank branch on maturity |
Investing in Global Markets
Business clients can invest in local and international stocks, bonds and treasury bills through West Indies Stockbrokers Limited (WISE). WISE also offers Customised Investment Portfolios, which comprise USD-denominated exchange traded (ETFs) traded on U.S. stock exchanges.
| Feature |
Benefit |
| Equity Trading |
Invest in the global stock market to maximise long-term capital growth. |
| Bond Trading |
Invest in global bonds, corporate bonds or treasury bills to benefit from income generation and modest capital appreciation. |
| Customised Investment Portfolios |
Invest in portfolios comprised of USD-denominated exchange traded funds (ETFs) traded on U.S. stock exchanges. |
Learn more about West Indies Stockbrokers Limited
Roytrin Mutual Funds
The Roytrin Mutual funds are excellent investment options for businesses with excess liquidity. As a client, you can benefit from attractive returns while having the flexibility of cashing in your investments at any time.
| Feature |
Benefit |
| Solid performancen |
Mutual funds outperform traditional deposit instruments over the long-term. |
| Diversification |
Access a diversified portfolio of quality investment securities. |
| Regular income distributions |
The Money Market Funds pay interest daily, the Income Funds pay interest monthly and the Income & Growth Funds pay interest quarterly. |
| Professional management |
Managed by a professional portfolio manager with over US$27 billion in assets under management |
Term Deposits
Business clients can invest surplus funds in Term Deposits which are deposit vehicles with an agreed fixed rate of interest for a specified period.
| Feature |
Benefit |
| Interest guaranteed for the investment period chosen |
Maximizes earning power |
| Choice of maturities |
Provides multiple options to meet your unique needs |
| Automatically renewable |
Offers convenience of not having to visit your bank branch on maturity |
