MultiProduct Rebate

The MultiProduct Rebate is no longer available to new RBC clients for accounts opened as of the date the Value Program is in-market.

If you already have an account that is eligible for the MultiProduct Rebate, you can keep the MultiProduct Rebate for that account, or you can opt out of the MultiProduct Rebate and enrol that account into the new Value Program. Please note that while you may opt an account in to or out of the Value Program at any time, opting an account out of the MultiProduct Rebate is permanent and cannot be reversed.

If you open a new account on or after the date that the Value Program is in-market, you will only have the opportunity to enrol that account in the Value Program, and that account will not be eligible for the MultiProduct Rebate.

For more information on the Value Program rebate and/or on how enrolling an account into the Value Program may impact a MultiProduct Rebate you currently receive, visit any RBC Royal Bank branch, call 1-800-769-2511, or view the full Value Program Terms & Conditions.

The more you bank with us, the more you save. It’s our way of saying thanks!

With the MultiProduct Rebate^®¹ you could enjoy monthly savings of up to 100% of your monthly fees depending on the type of account you hold and the number of eligible products you have with us.

How it Works

Account Type	Standard Monthly Fee	Monthly Fee AFTER rebate:
RBC Day to Day Banking^®	$4.00	$0 (save $48 /year)
RBC No Limit Banking for Students^®	$10.95	$0 (save $131.40 /year)
RBC No Limit Banking^®	$11.95	$6.95 (save $60/year) OR $0 for Seniors 65+ (save $143.40/ year)
RBC No Limit Banking	$11.95	$0 (save $143.40/year)
RBC Signature No Limit Banking^®	$16.95	$10.95 (save $ 72/year)
RBC VIP Banking^®	$30.00	$19.95 (save $120.60/year)

Account Type

Active¹
Credit Card

Active² Investment

Mortgage

Standard
Monthly Fee

Monthly Fee AFTER rebate:

RBC Day to Day Banking^®

$4.00

$0
(save $48 /year)

RBC No Limit Banking for Students^®

$10.95

$0
(save $131.40 /year)

RBC No Limit Banking^®

$11.95

$6.95
(save $60/year)
OR
$0 for Seniors 65+
(save $143.40/ year)

RBC No Limit Banking

$11.95

$0
(save $143.40/year)

RBC Signature No Limit Banking^®

$16.95

$10.95
(save $ 72/year)

RBC VIP Banking^®

$30.00

$19.95
(save $120.60/year)

View full list of eligible products

Eligible RBC Credit Cards

Signature^® RBC Rewards^® Visa^‡
RBC Rewards+^™ Visa^‡
RBC Rewards Visa Classic
RBC Visa Cash Back
RBC Cash Back MasterCard^‡
RBC Cash Back Preferred World Elite Mastercard

Travel cards

RBC^®Avion^® Visa Infinite^‡
RBC^®Avion^® Visa Platinum^‡
RBC Avion Visa Infinite Privilege^‡
RBC Rewards Visa Preferred
US Dollar Visa Gold
British Airways Visa Infinite
Cathay Pacific Visa Platinum
WestJet RBC MasterCard
WestJet RBC World Elite MasterCard

Low interest-rate cards

Visa Classic Low Rate Option
RateAdvantage^™ Visa

Eligible RBC Investments

RBC Guaranteed Investment Certificates (GICs)
RBC mutual funds
Accounts held at RBC Direct Investing^™.

(Excludes the RBC Investment Savings Account and investments held through RBC Dominion Securities Inc. or other investment brokers, dealers or investment counsellors.)

Eligible RBC Royal Bank Home Financing Products

Residential RBC mortgages
RBC Homeline Plan^®

Stay Active & Get Cash Back

In order to qualify for the MultiProduct Rebate, both your RBC Credit Card and RBC Investment must remain “active”.

An active RBC Credit card is defined as:

Having at least one transaction every 90 days¹
OR
Paying an annual fee¹ on an eligible RBC credit card

An active RBC Investment is defined as:

Having recurring pre-authorized contributions² to an eligible RBC investment account
OR
Maintaining a regular balance of $500² in your RBC investment account

We Tell It Like It Is

If you qualify, the MultiProduct Rebate will automatically⁴ be applied to your account and your rebate or discount will appear right on your monthly banking account statement so you’ll see exactly what your savings are.

Joint Accounts Can Qualify Too

Your joint account may qualify for this rebate if you, and/or the other account holder, have two or more of the eligible RBC products. Contact us to review your accounts and make arrangements for your rebate.

Get started by opening a qualifying product today

An active RBC Credit Card means:

An RBC Credit Card with an annual fee or
A no annual-fee RBC Royal Bank Credit Card with at least one transaction (purchase, balance transfer, cash advance or interest charged to the account) within the last 90 days.
Other conditions and exclusions may apply. For further details, please visit any RBC Royal Bank branch or call 1-800-769-2511.

An active RBC Investment:

Includes investments, such as RBC Guaranteed Investment Certificates (GICs) or RBC mutual funds and accounts held at RBC Direct Investing^™.
Requires either the set-up of a regular re-occurring pre-authorized contribution (PAC) from any banking account to the investment account or the maintenance of a minimum balance of $500 market value in the investment account on the last business day of the Monthly Cycle of the banking account. The PAC or minimum balance requirement does not apply to investments held in RBC Direct Investing, where the balance must be greater than $0
Excludes the RBC Investment Savings Account and investments held through RBC Dominion Securities Inc. or other investment brokers, dealers or investment counsellors
Other conditions and exclusions may apply. For further details, please visit any RBC Royal Bank branch or call 1-800-769-2511.

If you have an eligible banking account and two or more qualifying, eligible RBC^® products in the same geographic location (region), you may receive a partial or full rebate on your Monthly Fee. Some conditions apply. For more information on the MultiProduct Rebate^® visit any RBC Royal Bank branch, call 1-800-769-2511 or view the full .

If you hold an RBC Direct Investing account as one of your qualifying products, the MultiProduct Rebate may not be applied automatically to your banking account. If your rebate does not appear on your banking account statement at the end of any month for which you hold the eligible products, please notify us immediately. We will not be liable for any MultiProduct rebate for which you may have been eligible before you notified us.