Personal Accounts Interest Rates

Rates for 21 December 2024

Banking Accounts & Services

Banking and Saving Personal Deposit Accounts Interest Rates

RBC High Interest eSavings™

RBC Enhanced Savings®

RBC Day to Day Savings®

Find & Save™

RBC Leo's Young Savers Account®

No interest is payable on the following account

RBC Day to Day Banking® linked to VIP1, PRF2 or PRI3

RBC Day to Day Savings® linked to VIP1, PRF2 or PRI3

RBC Enhanced Savings® linked to VIP1, PRF2 or PRI3

U.S. Personal™ Account linked to VIP1, PRF2 or PRI3
No interest is payable

RBC U.S. High Interest eSavings™

U.S. Personal™ Account

RBC Euro eSavings™

RBC Hong Kong Dollar eSavings™

RBC British Pound eSavings™

Account information is available in Private Banking Centres only

RateLink Preference® Private Banking including linked accounts4,5

RBC Private Banking™

RBC Private Banking Savings™

RBC Private Banking Enhanced Savings™

U.S. Personal™ Private Banking

Not Offered for Sale

Royal Money Maker Plus® Sixty-Plus®

Calculator Plus® Sixty-Plus®

Signature Plus® Sixty-Plus®

U.S. Personal™ Sixty-Plus®

RBC Day to Day Banking®Special including accounts linked to VIP1, PRF2 or PRI3
No interest paid on accounts opened on and after Nov 26, 2010

RBC Day to Day Savings®Special including accounts linked to VIP1, PRF2 or PRI3

RBC Enhanced Savings®Special including accounts linked to VIP1, PRF2 or PRI3

U.S. Personal™ Account Special including accounts linked to VIP1, PRF2 or PRI3
No interest paid on accounts opened on and after Nov 26, 2010

Royal Trust Alliance Plan® including linked accounts4

Royal Trust T-Bills Savings®

Royal Trust Daily Interest Savings®

Royal Trust Daily Interest Chequing®

Royal Trust US Daily Interest®

If you have any questions about today's rates, please visit your local branch or call us at 1 800 769-2511.

NOTES

  • P   Denotes interest is calculated at this rate on the applicable portion of the daily closing credit account balance.
  • 1    VIP means the account is linked to an RBC VIP Banking package.
  • 2    PRF means the account is linked to a RateLink Preference package.
  • 3    PRI means the account is linked to a Private Banking package.
  • 4    Canadian dollar linked accounts that are non-interest bearing do not pay interest.
  • 5    Only Canadian dollar personal deposit accounts can be linked.
  • Interest rates are subject to change without notice at any time.
  • Interest is earned in the currency of the account.
  • Interest is calculated daily on the closing credit balance and paid monthly on the 2nd business day of the following calendar month backdated to the previous business day. The interest rate is an annual interest rate. The interest calculation for each account is a simple interest calculation.
  • Foreign Currency Accounts: Deposit Interest is credited to the Account on the last Business Day of the calendar month. If it is a non-Business Day, the interest will be paid the next Business Day.
  • ®    Registered trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
  • ™   Trademarks of Royal Bank of Canada.