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RBC Visa Classic Low Rate Option

Save With a Fixed Low Annual Interest Rate.

Features and benefits

  • Low interest rate on purchases and cash advances

  • Low annual fee

  • Purchase security and extended warranty insurance**

Card Details

Annual Fee:

$20

Additional Card:

$0

Purchase Rate:

12.99%

Cash Advance Rate:

12.99%

How to use your classic low rate option card

Balance Your Budget

With a low interest rate card, you pay less in interest charges and make your payments more affordable.

Fund an Unexpected Purchase

Have a safety net for unexpected expenses like car repairs or medical bills, minimizing the interest costs.

Consolidate Your Debt

Transfer high-interest balances to a low-interest rate card, which can help you save money on interest charges and pay down your balances faster.

Save 3¢/L on fuel and earn 20% more Petro points when you pay with an eligible linked RBC card.3

Link your eligible RBC Card and earn 50 Be Well™ points on every $1 spent on eligible purchases at Rexall.4

Add your credit card to your DoorDash account and get a 3-month complimentary DashPass subscription.5,6

See How Your Interest Savings Could Add Up

Let’s say you have a balance of $4,000 on your credit card.

A credit card with a basic 20.99% interest rate

Your payment over 10 months: $699


The RBC Visa Classic Low Rate Option Credit Card with a 12.99% interest rate

Your payment over 10 months: $4339
Your savings over 10 months: Up to $261