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RBC Visa Classic Low Rate

Save With a Fixed Low Annual Interest Rate.

Features and benefits

    • Low interest rate on purchases and cash advances

    • Low annual fee

    • Purchase security and extended warranty insurance **

Card Details

Annual Fee:

$20

Additional Card:

$0

Purchase Rate:

12.99%

Cash Advance Rate:

12.99%

Cash Advance Fee: $5.00

Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount

Dishonoured Payment Fee: $45.00

Overlimit Fee: $29.00 (No Overlimit Fee for residents of Quebec)

Additional Copies: $5 Monthly Statement, $1.50 for Statement updates at the ATM, $2 for Transaction Receipts

Installment Plan Fee: If applicable, either a (i) one-time fee of up to 3% of total purchase amount, or (ii) monthly fee of up to 1.15% of total purchase amount (no fee in Quebec)

Additional Copies: $5 Monthly Statement, $1.50 for Statement updates at the ATM, $2 for Transaction Receipts

Save at Petro-Canada

Save 3¢/L on fuel and earn 20% more points when you pay with a linked RBC card.3

Earn 5X more Be Well points at Rexall

Earn 50 Be Well points for every $1 spent on eligible purchases at Rexall when you pay with your linked card and scan your Be Well card.4

Save Big on Delivery with DoorDash

Get a 3-month complimentary DashPass subscription – a value of almost $30.5 Enjoy unlimited deliveries with $0 delivery fees on qualifying orders of $15 or more when you pay with your eligible RBC credit card6.