What’s On Your Mind?
Latest Articles
Your credit card is a convenient payment tool with lots of benefits. Make the most of your credit card with these 6 tips.
Make sure you're fully prepared for your trip south of the border.
Is that Black Friday deal too good to be true? Learn how to spot a cyber scam this shopping season.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
In a move widely anticipated by financial experts, the Bank of Canada reduced its overnight policy rate by another 25 basis points, bringing the rate to 4.5%. The second straight rate cut is a positive signal for both homeowners and prospective buyers – but what does it really mean for you?
-
What is Financial Wellbeing — And Why It Matters to You
Your money matters. It matters to you, your quality of life, your family and your overall well-being. Now that you're here, explore the many facets of financial wellness and discover ways to help improve your financial health.
-
Do You Have What it Takes to Start a Business?
A business coach shares what aspiring owners should know before they get started.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (47.46%)
- Recognizing phishing attempts (5.08%)
- Keeping devices secure from hackers (18.64%)
- Staying up to date with security practices (0%)
Lucy Salinas battled lupus for years before rebuilding her health. Today, her mission is to help other women affected by autoimmune disease.
Tips from real Canadian entrepreneurs about how to turn your business idea into action.
With an aging population and longer life spans, more Canadians, especially women, are caring for elderly relatives. This can have a significant impact…
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
As traditional workplace structures evolve, entrepreneurship offers a chance to break away from outdated models and build something more flexible,…
Everyone can use some extra money these days – but beware of promises of quick investment profits and unrealistic returns.
Artificial Intelligence (AI) is powering existing scams to make them more believable, targeted and prevalent.
Did You Know?
Over half of Canadians believe retiring comfortably is their most important investing goal
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Canadian consumer debt is on the rise — and so are debt relief scams. Learn how to spot potential scams, and what to look for in a debt relief…
While credit can act as a financial safety net during tight times, it’s important to maintain a strong credit score in the meantime. Here’s why…
84% of domestic violence victims also experience financial abuse. Understanding how to spot and take action to protect oneself against financial abuse…
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
What’s a good credit score and how do you get one?
Establishing a strong credit score is the cornerstone of financial wellbeing. Explore the factors that contribute to building good credit score and why it matters to your financial future.
-
Personal Bankruptcy in Canada: Your Top 10 Questions Answered
Personal Bankruptcy can feel overwhelming and confusing. Find answers to your most pressing questions here.
-
Money Mastery Series: Developing a Positive Mindset About Money
Is your relationship with money healthy or disempowering? Discover why a positive money mindset matters.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (47.46%)
- Recognizing phishing attempts (5.08%)
- Keeping devices secure from hackers (18.64%)
- Staying up to date with security practices (0%)
As a newcomer, you want a good life for yourself in Canada but also want to ensure that your family in your home country is supported financially….
Establishing a strong credit score is the cornerstone of financial wellbeing. Explore the factors that contribute to building good credit score and…
With rising inflation, many Canadians have turned to couponing and other strategies to help stretch their dollar. Understand where your loonies are…
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
Discover how a business credit card can work as a valuable cash management tool–from timing your payments to tapping into rewards points.
Make the most of your budget with tips on how to maximize your budget.
Skipping a mortgage payment can offer immediate financial relief. But is it the right move for you? RBC Advisors share the pros and cons.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Make sure you're fully prepared for your trip south of the border.
RBC economist Carrie Freestone shares her outlook for the 2025 Canadian and U.S. economies.
How to control your spending over the holidays — without missing out on festive fun — and set yourself up for a happy new year.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
In a move widely anticipated by financial experts, the Bank of Canada reduced its overnight policy rate by another 25 basis points, bringing the rate to 4.5%. The second straight rate cut is a positive signal for both homeowners and prospective buyers – but what does it really mean for you?
-
Cross-Border Shopping: Understanding U.S. Duties and Taxes
Coming back from a U.S. shopping trip? Get the ins and outs of duties and taxes on your purchases.
-
Can I Unlock My Locked-In Retirement Funds? Understanding Your Options
If you have funds in a locked-in retirement account, you may be wondering if and how you can unlock the account to access your funds.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (47.46%)
- Recognizing phishing attempts (5.08%)
- Keeping devices secure from hackers (18.64%)
- Staying up to date with security practices (0%)
How much do you need to retire? The million-dollar myth is out. Instead, focus on your individual needs to determine your savings goal.
Reviewing your Canadian investments before moving to the U.S. can help ensure you meet your tax responsibilities and keep your money working hard for…
The Bank of Canada’s (BoC) latest Monetary Policy Report provides a comprehensive look at how its monetary policy is shaping critical aspects of the…
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
Florida is often called the golf capital of the world, with 1,250+ courses across the state and a robust roster of pro golfers who call it home. While…
In an effort to make homeownership easier for first-time home buyers, the Canadian Government recently proposed changes to the Home Buyers’ Plan…
Canada’s recently unveiled 2024 budget proposes to adjust the capital gains inclusion rate. What does this mean for investors and taxpayers? Read on…
Did You Know?
Over half of Canadians believe retiring comfortably is their most important investing goal
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
With an aging population and longer life spans, more Canadians, especially women, are caring for elderly relatives. This can have a significant impact…
Achieving financial independence is a goal all women should work towards. Despite progress, a gender gap still exists when it comes to money. This…
Learn the benefits, challenges, legal requirements, and essential tips to start freelancing as a newcomer in Canada.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Bringing Money to Canada and Sending Money Overseas as a Newcomer
Whether you’re bringing funds to Canada with you or sending money back to your loved ones, here’s how to transfer money securely.
-
What is a credit card cash advance rate — and how does it work?
If you're short on cash, a credit card cash advance can be a great option to afford a purchase. Here's your guide to all things cash advance rates and how they work.
-
Understanding Lines of Credit as a Newcomer in Canada
A line of credit is a low-cost credit product that lets you use as much or as little of your credit limit as needed.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (47.46%)
- Recognizing phishing attempts (5.08%)
- Keeping devices secure from hackers (18.64%)
- Staying up to date with security practices (0%)
This free guide for newcomers provides essential information, tips, and advice for renting or buying property in Canada.
Starting a career in a new country can be overwhelming, but a mentor can help you navigate the Canadian job market and grow your career in your new…
Homeownership is one of the most meaningful ways we plant roots in a community to declare we are here to stay. In this article, you will learn how to…
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
Florida is often called the golf capital of the world, with 1,250+ courses across the state and a robust roster of pro golfers who call it home. While…
In an effort to make homeownership easier for first-time home buyers, the Canadian Government recently proposed changes to the Home Buyers’ Plan…
Canada’s recently unveiled 2024 budget proposes to adjust the capital gains inclusion rate. What does this mean for investors and taxpayers? Read on…
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Your credit card is a convenient payment tool with lots of benefits. Make the most of your credit card with these 6 tips.
Is that Black Friday deal too good to be true? Learn how to spot a cyber scam this shopping season.
Chequing accounts and savings accounts serve different purposes. Discover how each account is used and how they work together.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
What is Financial Wellbeing — And Why It Matters to You
Your money matters. It matters to you, your quality of life, your family and your overall well-being. Now that you're here, explore the many facets of financial wellness and discover ways to help improve your financial health.
-
Cybersecurity Checklist for Seniors
With the rise of cyber crime around the globe, it’s never been more important to ensure you educate yourself and your family on how to stay cyber safe. This checklist will help you learn how to protect yourself, your family and your digital assets.
-
How Upbringing Can Shape Our Relationships with Money
Ways to look at your relationship with money, understand where they came from and build healthier financial habits.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (47.46%)
- Recognizing phishing attempts (5.08%)
- Keeping devices secure from hackers (18.64%)
- Staying up to date with security practices (0%)
How good are your money habits? Find out how to create strong financial habits that can have a positive impact on your wellbeing.
Should you pay down debt or save? With the right debt management strategy, it's possible to do both to reach your financial goals.
Michael Argast, co-founder of Kobalt.io, reveals how technology is facilitating cybersecurity scams – and how Small and Medium-sized Enterprises…
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model.
Ideas & Voices
In regions where winter temperatures drop to -30 degrees Celsius, a cold climate heat pump might be the answer for homeowners.
With the rise of cyber crime around the globe, it’s never been more important to ensure you educate yourself and your family on how to stay cyber…
Here are four simple steps you can share with the seniors in your life that can help them be prepared and remain safe online.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FHSA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Lucy Salinas battled lupus for years before rebuilding her health. Today, her mission is to help other women affected by autoimmune disease.
Tips from real Canadian entrepreneurs about how to turn your business idea into action.
Grains, oilseeds, and livestock markets carried unique risks and opportunities in 2024 compared to years past. We will review some of these factors…
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
Do You Have What it Takes to Start a Business?
A business coach shares what aspiring owners should know before they get started.
-
What is a Holdco? Unlock the Benefits of a Holding Company for Your Business
A holding company, also known as a “Holdco,” is a company that doesn’t produce goods or services. Rather, it’s a place to hold assets such as excess cash or shares of another company. A Holdco can offer many benefits for businesses – find out if it’s right for yours.
-
How Horizon Grains Realized Exponential Growth by Expanding to New Markets
With the help of the right resources and expertise, Horizon Grains Canada increased their revenue by 1150% in 6 years by expanding to new global markets.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (47.46%)
- Recognizing phishing attempts (5.08%)
- Keeping devices secure from hackers (18.64%)
- Staying up to date with security practices (0%)
With the help of the right resources and expertise, Horizon Grains Canada increased their revenue by 1150% in 6 years by expanding to new global…
Learn the benefits, challenges, legal requirements, and essential tips to start freelancing as a newcomer in Canada.
Learn why thinking of a business plan like a living document can help you plan and execute your next business move.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model
Ideas & Voices
Economic uncertainty continues to loom over the Canadian retail sector, according to a recent survey conducted by RBC with the Maru Group.
The steady sharp rise in interest rates we have seen since March 2022 is unprecedented in recent decades and is likely to lead to changes in the…
Individuals and property. These two key elements explain why agricultural succession planning remains a delicate subject to discuss as a family.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Canadians now have three major registered investments accounts to choose from. Here’s how to determine which ones best meet your needs.
It may not be top of mind right now but staying on top of key deadlines will make your tax season much easier.
How to control your spending over the holidays — without missing out on festive fun — and set yourself up for a happy new year.
Did You Know?
44% of Canadians were not prepared for the impact of inflation
Source: RBC 2023 Financial Independence Poll
Most Popular
-
In a move widely anticipated by financial experts, the Bank of Canada reduced its overnight policy rate by another 25 basis points, bringing the rate to 4.5%. The second straight rate cut is a positive signal for both homeowners and prospective buyers – but what does it really mean for you?
-
A Travel Couple Navigate the World of Influencing and Investment
Find out how Guillaume St-Amand and Camille Sperandio, an influencer couple, started their investment journey with RBC and are building a path for the future
-
With year-end fast approaching, have you given any thought to your tax planning?
It may not be top of mind right now but staying on top of key deadlines will make your tax season much easier.
Which of the following Cyber Security issues do you struggle with the most?
- Remembering passwords (47.46%)
- Recognizing phishing attempts (5.08%)
- Keeping devices secure from hackers (18.64%)
- Staying up to date with security practices (0%)
Asking yourself these three questions about your goals, tax considerations and contribution room can help you make the right decision.
The Bank of Canada’s (BoC) latest Monetary Policy Report provides a comprehensive look at how its monetary policy is shaping critical aspects of the…
Get all the info you need about Registered Retirement Savings Plan (RRSP) contributions before the upcoming deadline.
Did You Know?
67% of Canadians are concerned about their cash flow
Source: RBC 2023 Financial Independence Poll
Tools & Calculators
See How Much You Could Save in a Registered Retirement Savings Plan
Quickly See What Your Mortgage Payments Might Look Like
Estimate the cost to buy and own an electric vehicle in Canada, compared to a gas model
Ideas & Voices
1:31
We spoke with an expert about the number one thing she tells people about creating and sticking with an investing strategy.
Let's bust four common myths about Will and estate planning so you can leave a legacy that is uniquely yours.
Here's how registered accounts can help you hit your money goals.
Did You Know?
54% of Canadians are paying more attention to their day-to-day living expenses
Source: RBC 2023 Financial Independence Poll
Additional Resources
First Home Savings Account (FSHA)
Save for your first home, tax-free
A simple way to manage your day to day spending
Stay connected to your money and get help reaching your goals
Money Academy
Learn the basics about budgeting, investing & borrowing, and how interest rates and inflation impact your bottom line.
