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Key Banking Benefits for Canadians

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For 17 years, RBC has been providing secure and easy U.S. banking to over 400,000 Canadians.

No worrying about drafts and wires. Enjoy free transfers between your RBC Royal Bank and your RBC Bank U.S. accounts - 24/7 with no delay.
While there is no Interac e-Transfer in the States, there are several ways to send money between U.S. accounts through third party apps like Venmo, PayPal, Apple Cash and Cash App11 with a U.S. cell number. You can also transfer funds to other U.S. accounts in Online Banking.
Visit our no-fee3 ATM locator to find one near you. Use your RBC Bank Visa debit card.

play buttonWatch: How we make cross-border banking easy

Cross-Border Banking Bundle

RBC Bank U.S. Bank Account – Direct CheckingU.S. Bank Account
Direct Checking

Make unlimited instant online exchanges and transfers between the U.S. and Canada

Annual Fee: $0 with eStatements**
  • 10 debits/month; $1 per additional debit9
  • Pay your U.S. credit card and other bills and deposit U.S. checks online
  • $0 minimum balance; $50 deposit required to open

  • Link your RBC Bank and RBC Royal Bank accounts with a single sign-in and transfer funds back and forth across the border.
  • FDIC insured up to $250,000 per ownership category10.
RBC Bank U.S. Credit Card – Visa Signature BlackU.S. Credit Card
Visa Signature Black

Pay no annual fee1, earn rewards and use your Canadian credit history to qualify

Annual Fee: $01

Introductory APR: 0% for 6 months

  • No foreign transaction fees on U.S. purchases2
  • 1 Avion point for every $1 spent4
  • Redeem points for travel with any airline, any flight, any time or unlimited 1% cash back5
  • Built-in insurance coverage that protects your travels, purchases and more7

  • Avoid currency fluctuations for U.S. dollar transactions
  • Roadside assistance
  • Emergency cash and card replacement
  • Enjoy travel perks such as signature concierge services to scheduled events and access to tickets.
  • You’re covered by Visa’s Zero Liability Policy8 protecting you against unauthorized use.

Partners & Perks

Apply Online In Just 5 Minutes

Yellow Star Hurry! Your Pre-Qualified Offer* Ends on December 20, 2024!

Apply Online with Your Canadian Address

You don’t need to be a U.S. resident or have a U.S. address

Legal Disclaimer
RBC Bank, Equal Housing Lender Lender Member FDIC.
Legal Disclaimer
RBC Bank is RBC Bank (Georgia), National Association (“RBC Bank”), a wholly owned U.S. banking subsidiary of Royal Bank of Canada. RBC Bank is a member of the U.S. Federal Deposit Insurance Corporation (“FDIC”). U.S. deposit accounts are insured by the FDIC up to the maximum amount permissible by law. U.S. deposit accounts are not insured by the Canada Deposit Insurance Corporation (“CDIC”). U.S. banking products and services are offered and provided by RBC Bank. Canadian banking products and services are offered and provided by Royal Bank of Canada. All deposit accounts, loans and lines of credit are approved by RBC Bank. RBC Bank - 8081 Arco Corporate Dr, Suite 400. Raleigh, NC 27617. www.rbcbank.com