Access services and solutions to help your business thrive, start by
Set Your Business Up for Success
RBC provides access to convenient banking, cash flow and money-saving solutions that can reduce your workload – and the cost to start and run your business.
Register your business starting at $49
Register your business with Ownr and get up to $300 backlegal disclaimer 8 for your business when you open an RBC business bank account. Ownr services are currently only offered in Ontario, Alberta, Quebec, and British Columbia.
Learn MoreRBC Digital Choice
Business™
Account package
Get a business bank account for only $6/month.
The RBC Digital Choice Business Account Package comes with many business banking features, including unlimited electronic debit and credit transactions, unlimited electronic cheque deposits and much more. All for just a $6 monthly feelegal disclaimer 1.
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Get next day payments, at no extra cost.
Give your customers the option to pay by debit or with credit card and receive your Monerislegal disclaimer ‡ deposits in your business bank account the next day, every daylegal disclaimer 10, 7 days a week. Whether you do your business in-store, online or on the go, you get fast access to your cash.
Learn MoreServices Beyond Banking
Business solutions to help you run your business
From marketing to cyber security to hiring the right staff, discover the wide range of products and services available to RBC business clients, at preferred rates.
Learn MoreHow to Get Started
It all starts with an RBC business bank account. Apply online and in less than 15 minuteslegal disclaimer 9 you can get your business bank account number.
You may need to stop by a branch to quickly verify your identity and activate your account.
Visit RBC Services Beyond Bankingopens in a new window to discover all business services, solutions and special offers available to help you operate your business.
Most Popular
RBC Digital Choice Business Account Package
- Unlimited electronic debit and credit transactions2
- Unlimited electronic cheque depositslegal disclaimer 3
- 10 free outgoing Interac e-Transfer‡ transactionslegal disclaimer 4
- Unlimited Moneris deposits
- No minimum balance required
Most Flexible
RBC Flex Choice Business Account Package
- Save 40% on transactions made through RBC Online Banking, the RBC Mobile applegal disclaimer 5 and RBC ATMslegal disclaimer 6 versus paper transactions
- Save on cash deposits at the RBC ATM and Night and Day Depositlegal disclaimer 7 Service
- Only pay for what you use
- Unlimited Moneris deposits
- No minimum balance required
You can also open an account over the phone without coming into the branch.
“RBC is introducing us and championing us to partners that we would never have access to,” says Linda. “They have helped tremendously, connecting us with strategic buyers and corporate organizations. They are levelling the playing field for us.” Saawan adds that RBC has been a true partner. “It is a real differentiator – it’s one thing to have a bank – it is another to say that we have a partnership with someone in our ecosystem who truly wants to amplify our brand.”
Saawan Logan and Linda Cheung
Co-founders, NORTH Water
Learn MoreHelp Me Choose the Right Account
Answer a few short questions and we’ll recommend the right account to match your business needs. Choose one answer for each question
Based on your answers, we recommend (2 products)
Legal Disclaimer
® / MC Trademark(s) of Royal Bank of Canada.
All other trademarks are the property of their respective owner(s).
Includes the standard fees for posting electronic debit or credit transactions to the account and excludes any other services and transactions such as Interac e-Transfer transactions, Pay Employees & Vendors (PEV), cheques and cash deposited at RBC ATMs for which standard fees and charges apply.
Only includes outgoing Interac e-Transfer transactions sent on the RBC Online Banking for business platform. Excludes all other Interac e-Transfer services such as Autodeposit, Request Money, Request Money Fulfillment and Bulk Interac e-Transfer service. Standard fees and charges apply for transactions exceeding the number included in the account package.
Standard fees and charges apply for services and transactions exceeding the number included in the account package.
Fee waiver applies only to the monthly package fee when the minimum daily balance is held for the entire month.
Includes cheques deposited through the RBC Mobile app, RBC ATMs and ChequePro.
Fee waiver applies only to the monthly package fee when the minimum daily balance is held for the entire month.
Includes unlimited number of items deposited via an RBC branch, RBC ATM, RBC Mobile Cheque Deposit or Night and Day Deposit. Cost of processing an electronic credit or paper deposit to the account still applies, unless otherwise included.
Eligibility and allowable limit are determined by the provincial and federal governments. For more information, visit www.agr.gc.ca/agriinvest. In Quebec, AgriInvest is delivered provincially by La Financiére agricole. For more information, visit www.fadq.qc.ca.
Additional fees apply for services and transactions other than the ones listed.
Monthly fee is based on your operating account.
The Night and Day Deposit service may not be available in all areas. Fees and charges may vary based on location. Other fees and charges may apply.
Savings accrue from lower standard processing fees charged on electronic (vs. paper) transactions such as online bill payments, pre-authorized payments (PAPs) and point of sale (POS) transactions. Standard fees apply for other services, including cheques and cash deposited at RBC ATMs, Pay Employees & Vendors (PEV), Interac e-Transfer transactions and wire transfers not expressly included in the package when completed online.
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