Discover Travel.
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Receive up to 60,000 Avios, here’s how:
Step 1: Receive 15,000 Avios as welcome bonus upon approval1
Step 2: 35,000 bonus Avios when you spend $6,000 CAD in the first 3 months1
Step 3: Another 10,000 bonus Avios after your first year1 - Earn a Companion Voucher when you spend $30,000 CAD annually3. You can either take a companion with you or fly solo instead for a 50% Avios discount on the cost of one reward seat ticket. Plus, you'll have the flexibility to pay a lower, flat fee to cover taxes, fees and carrier charges and a fixed Avios amount when you make a Reward Flight booking.
- Collect 3 Avios when you shop with British Airways and BA Holidays2
- Collect 2 Avios for every $1 CAD you spend on Dining2
- Collect 1 Avios for every $ CAD you spend on all other qualifying purchases2
- 10% off British Airways flights when you book and pay with your card4
- Redeem for travel on British Airways and oneworld partner airlines11
- Comprehensive Insurances including 31–day out of country/province emergency medical insurance7
- Luxury Visa Infinite benefits such as first in line service for exclusive events and hotel and dining exclusives via www.visainfinite.ca
- Visa Infinite Luxury Hotel Collection — Enjoy exclusive benefits at a selection of the world’s most intriguing and prestigious properties^
- Complimentary 24/7 Concierge Service^
Annual Fee: | $165 |
Additional Card: | $75 |
Purchase Rate: | 20.50% |
Cash Advance Rate: | 22.99%* |
Minimum Income requirement: $60,000 (personal) or $100,000 (household). Please note, this premium card can impose higher acceptance costs on merchants.
RBC British Airways Visa Infinite
Additional Fees:
- Cash Advance Fee: $5.00
- Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount
- Dishonoured Payment Fee: $45.00
- Overlimit Fee: $29.00 (If you reside in Quebec, fee does not apply.)
- Additional Copies: $5.00 for Monthly Statement, $1.50 for Statement Updates at the ATM, $2.00 for Transaction Receipts
- Installment Plan Fee: If applicable, either a (i) one-time fee of up to 3% of total purchase amount, or (ii) monthly fee of up to 1.15% of total purchase amount (no fee in Quebec)
Apply for the RBC British Airways Visa Infinite
Interest Rates & Fees
Annual Fee: | $165 |
Additional Card Fee: | $75 |
Purchase Rate: | 20.50% |
Cash Advance Rate: | 22.99%3 |
Min. Income Required: | $60,000 (personal) or $100,000 (household) |
View Legal DisclaimersHide Legal Disclaimers
This offer only applies to new applications for a RBC British Airways Visa Infinite credit card received and approved by Royal Bank of Canada (“Royal Bank”), subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC British Airways Visa Infinite credit card account are not eligible for this offer. Existing cardholders on any RBC Royal Bank personal credit card account transferring to a RBC British Airways Visa Infinite credit card, are not eligible for the offer.
You will be eligible to receive the welcome bonus of 15,000 Avios points (“Welcome Bonus”) upon approval. The Welcome Bonus dollars will appear in your Executive Club account, within 10 weeks after you receive your credit card, provided that your RBC British Airways Visa Infinite credit card account (“Credit Card Account”) remains open and in good standing at that time, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time. If you are not currently a member of the Executive Club, you will be enrolled automatically once you are approved for the RBC British Airways Visa Infinite credit card. Please note that the address your Executive Club account membership is registered under must match the one for your RBC British Airways Visa Infinite account at all times for the Avios to be posted to your Executive Club account.
To receive the additional 35,000 Avios points (“Additional Bonus”), (i) a total of $6,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first 3 months of your Credit Card Account opening date (“Period”), and (ii) your Credit Card must remain open and in good standing at the time the Additional Bonus are awarded to your Executive Club account, approximately 15 weeks after the date you reach $6,000 in Qualifying Transactions.
Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.
10,000 Avios points (“Anniversary Bonus”) will appear in your Executive Club account within 12-15 weeks after the one-year anniversary of your Credit Card Account opening, provided that your Credit Card Account remains open and in good standing at the time the Anniversary Bonus are credited to your Executive Club account.
If you close or change your RBC British Airways Visa Infinite credit card for another type of RBC Royal Bank credit card before the Welcome Bonus, the Additional Bonus and/or the Anniversary Bonus have been credited to your Executive Club account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer, except as otherwise set out. Royal Bank of Canada and British Airways reserve the right to modify, cancel or withdraw this offer at any time. British Airways, not Royal Bank of Canada, is responsible for this offer and the British Airways Executive Club Programme. For all Executive Club Terms and Conditions, please visit ba.com/theclub.
Eligible Members who spend a minimum of $30,000 CAD on qualifying purchases on their Card in a calendar year (“calendar year” refers to the time period starting from 1 January through to 31 December) will receive a maximum of one Companion Voucher for that calendar year. As an Eligible Member, you will be able to apply the Companion Voucher towards the purchase of a flight for a companion travelling with you, on the same Reward Flight (“Companion Ticket”).
Alternatively, for all valid Companion Vouchers earned, you can choose to use your Companion Voucher to make a solo Reward Flight booking, which will entitle you to a 50% discount on the Avios fare for your journey. Taxes fees and charges for you will still be payable (if travelling solo) or on your companion’s ticket (if travelling with a companion).
Please note that qualifying purchases exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the spend amount by the amounts originally charged.
When booking a Companion Ticket with a Companion Voucher, you can choose to make a full Avios redemption or from other Avios and cash price options (subject to payment of the Taxes, Fees and Charges for each seat).
Only one Companion Voucher can be earned in any calendar year. If an Eligible Member reaches their spend target before the end of the calendar year then further spends, it will not accumulate towards another Companion Voucher. Eligible Members can begin earning towards their next Companion Voucher from 1 January each year. Please allow six (6) to eight (8) weeks for the Companion Voucher to be added to the British Airways Executive Club account after meeting the spending requirement.
The Companion Voucher entitles the Eligible Member to purchase a Companion Ticket at the time of booking a Reward Flight, without having to pay for the price of the companion’s flight. The Companion Voucher will be issued in the name of the primary cardholder, who must travel on any Companion Voucher booking. Reservations and bookings for both the Reward Flight of the Eligible Member and the Companion Ticket of the companion must be made at the same time, for the same flight, on the same date, in the same class and cabin and on the same passenger name record (PNR) for travel on the same itinerary.
Eligible Members will be responsible for paying, without limitation, the taxes, fees and carrier charges, related to the Companion Ticket. Prices shown are Reward Flight Saver redemptions. Reward Flight Savers are British Airways’ best value Reward Flights. Reward Flight Saver offers customers great value flights with a low, flat fee to cover taxes, fees and carrier charges and a fixed Avios amount. To be eligible for Reward Flight Saver, you need to have collected at least one Avios in the past 12 months. If you are not eligible for Reward Flight Saver, you’ll be shown the standard Reward Flight price instead with full taxes, fees and charges. To find out more about Reward Flights and/or Reward Flight Saver, click here. At the time of publication, a standard Reward Flight booking or a standard Companion ticket booking (non-Reward Flight Saver) would be subject to taxes, fees, & carrier charges of approximately $870 return travel from Vancouver to London in economy class and approximately $1,900 per person based on business class travel. To make a booking, (including the Companion Ticket) Eligible Members must visit ba.com and log in using their membership number and PIN/Password. It is not possible to book a Reward Flight or a Companion Ticket by contacting a travel agent, or at the airport.
The Companion Award Voucher may be used for flights operated by British Airways only. Travel on franchise, codeshare or alliance airlines is not permitted. Return flights must be booked at the same time the outward journey is booked. All travel must originate in and return to Canada. Companion Vouchers can be used on a one way or return flight. Return flights must be booked at the same time the outward journey is booked. All travel must originate in and return to Canada.
A Companion Voucher can only be used if and when an Eligible Member is booking a Reward Flight using Avios and cannot be combined with any other offer, promotion, mileage or frequent flyer programme. Full details of fare rules can be found on ba.com. All Reward Flights and Companion Tickets are subject to availability and there is no guarantee Eligible Members will be able to book a flight for a companion on the Eligible Member’s choice of flight and destination. The Companion Voucher is only valid if it has been acquired in accordance with these Terms and Conditions.
A Companion Voucher is valid for twenty-four (24) months from the date it is issued and must be exchanged for a Companion Ticket with travel commencing from Canada before the expiry date on the Companion Voucher. Eligible Members must still have a Card in good standing at the time of travel. British Airways and/or Royal Bank of Canada reserve(s) the right to refuse to issue or to honour any Companion Voucher in the event that the Eligible Member is in breach of either these RBC British Airways Visa Infinite Companion Voucher Terms and Conditions, their RBC Royal Bank Credit Card Agreement or Executive Club Terms and Conditions.
A maximum of two Companion Vouchers can be redeemed at any one time on the same booking e.g. [2] Avios reward fares plus [2] Companion Voucher tickets.
The Companion Voucher is not extendable, refundable, transferable, and has no cash or mileage value. At no time may the Companion Voucher be purchased, sold, or bartered but if it is, any such Companion Voucher will become void. Companion Vouchers are applicable to new and future bookings only; they cannot be used to amend or pay for existing bookings.
The Companion Ticket is subject to the Executive Club Terms and Conditions relating to Companion Vouchers. If the Eligible Member cancels the Companion Ticket booking more than twenty-four (24) hours prior to the scheduled departure of the outbound flight from Canada, British Airways will redeposit the Companion Voucher which will only be valid for the remainder of its original twenty-four (24) month expiry period based on the original date of issue. Reward Flight bookings and Companion Tickets cancelled within twenty-four (24) hours of departure will result in the Companion Voucher and Avios being cancelled without any possibility of being reissued or credited to the Eligible Member. Please visit the full British Airways Executive Club Terms and Conditions found online at ba.com/theclub
10% off British Airways flights round-trip flights originating in and returning to Canada when you book on ba.com/RBC10 and pay with your RBC BA Visa Infinite card. In order to take part in the 10% promotion, RBC British Airways Visa Infinite cardholders must log in at ba.com/RBC10 using their Executive Club username and PIN and make a roundtrip booking now through December 31, 2024 and enter the promotion code CARDOFFERC in the marked box on the Price Quote page of the booking process. A 10% discount is valid on the total roundtrip price, including taxes, fees and carrier charges, on mainline flights operated by British Airways purchased now through December 31, 2024 only. Travel must be fully completed by December 15, 2025 (departure and return). A 10% discount will appear during the final payment page. Fares not purchased through ba.com/RBC10 do not qualify for the discount. Discount is not valid for flights on code share or franchise carriers. All rules of roundtrip fare purchased apply, including advance purchase, minimum stay, weekend add-ons, and cancellation/refund rules. Offer is non-transferable and cannot be combined with any other offer. Valid for new bookings only made by Canadian residents paying in CAD using a valid British Airways Visa‡ card issued by Royal Bank of Canada for roundtrip travel commencing from Canada to London and beyond. Discount is taken off the total roundtrip price of every ticket including taxes and fees on the same booking. 10% discount applies for up to eight passengers booked on the same British Airways booking for the same flights. Cardholder must travel to qualify for the 10% discount. Refunds from previously purchased fare types not permitted. The 10% discount not combinable with any other offer and is taken off valid, published fares only and is subject to availability. Offer is subject to British Airways fare rules and conditions of contract available on ba.com and may be limited or withdrawn at any time without advance notice. Other significant restrictions may apply. Newly enrolled Executive Club members, please allow 24 hours to use the promotion code. British Airways, not Royal Bank of Canada, is responsible for the terms and conditions of this offer and the British Airways Executive Club program.
Terms and conditions apply, visit www.ba.com for details.
Coverage underwritten by RBC General Insurance Company.
Avios required for the destination specified are based on an analysis conducted by British Airways in June 2024 for off-season, economy bookings departing from Vancouver International Airport. For travel in high-demand periods, the amount of Avios required for this destination might be higher. Subject to availability. Due to travel restrictions, government recommendations and passenger demand, availability may vary. Avios value does not include taxes, fees, charges, and other ATC (Air Transportation Charges) which will apply.
Offered by Visa Infinite. Offers are subject to availability and other restrictions may apply.
21.99% if you reside in Quebec.