Get the RBC Cash Back Preferred World Elite Mastercard and use it everywhere you shop to get unlimited cash back, premium protection and a complimentary Boingo‡ Wi-Fi account. It’s everything you could want in a card.
Features and Benefits:
Card Details:
| Purchase Rate: | 19.99% |
| Cash Advance Rate: | 22.99% |
| Annual Fee: | $99 |
| Additional Card: | $0 |
How Much Cashback Can I Get?
Use the slider to see how much cash back you can get in the first 6 months1.
Total cash back
- Earn up to 1.5% cash back on everything you buy after the promotional cash back rate1
- Premium purchase protection for 120 days2
- Extended warranty triples the manufacturer’s original Canadian warranty2
- Protect your rental car with Auto Rental collision/Loss Damage Waiver Insurance3
- A complimentary Boingo‡ Wi-Fi account that keeps you connected
- Access to World Elite Mastercard experiences and offers
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Unlimited means there is no maximum cash back credits you can earn on eligible purchases (up to your available credit limit) per Annual Period. For complete RBC Cash Back Program terms and conditions, please visit: rbc.com/cashbackprefinfo
1)
You will earn i) $1.50 cash back for every $100.00 (1.5% Cash Back Credit) in Net Purchases you make (including pre-authorized bill payments), up to a maximum of $25,000 in Net Purchases per Annual Period and for a maximum Cash Back Reward of $375.00, and ii) $1.00 cash back for every $100.00 (1% Cash Back Credit) in Net Purchases you make (including pre-authorized bill payments) in excess of $25,000 per Annual Period, unlimited. Provided your New Cash Balance is $25 or greater, Cash Back Credits earned during the Annual Period will i) automatically be credited to your January Account balance and appear on your February Account Statement, and/or ii) be credited at any other time, upon request. For the first 6 months after approval (“Promotional Period”) you will earn an additional $0.25 cash back for every $100.00 (0.25% Bonus Cash Back Credit) for a total of $1.75 cash back for every $100.00 (1.75% cash back credit) up to a maximum of $25,000 in Net Purchases you make (including pre-authorized bill payments). If your Net Purchases exceed $25,000 before the Promotional Period expires: i) you will continue to earn the 0.25% Bonus Cash Back Credit and the 1% Cash Back Credit (for a total of 1.25% Cash Back Credit) for the remainder of the Promotional Period; and ii) after the expiry of the Promotional Period, you will continue to earn 1% Cash Back Credit for the remainder of the Annual Period. Cash Back Credits are not earned on cash advances (including balance transfer, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the Cash Back Credit earned by the amounts originally charged. For complete details and defined terms relating to the RBC Cash Back Program, please refer to the RBC Cash Back Program Terms and Conditions at: www.rbc.com/cashbackterms 
Example:
For the first 6 months from your account approval date:
Example:
For the first 6 months from your account approval date:
- If you spend $25,000 you will receive $437.50 Cash Back Credit. ($25,000 x 1.75%)
- If you spend $30,000 you will receive $500 Cash Back Credit. ($25,000 x 1.75% = $437.50) + ($5,000 x 1.25% = $62.50)
2)
Underwritten by RBC Insurance Company of Canada. In Quebec, certain coverages underwritten by Aviva General Insurance Company. All insurance is subject to limitations and exclusions, please refer to the insurance certificate for complete details.
3)
Underwritten by Aviva General Insurance Company. All insurance is subject to limitations and exclusions, please refer to the insurance certificate for complete details. Please refer to the insurance certificate(s) included in your Welcome Kit for complete details.